Jeri Woodward Saint Augustine Realtor

04/15/2026

Butterfly inspiration.

04/15/2026

People relocating to Florida, biggest mistakes I see as a Realtor
I work with a lot of out-of-state buyers, and there are a few patterns that come up over and over that can cost you time, money, or the right home if you’re not careful:

1. Not understanding insurance before making offers

Florida insurance is very different from most states. Roof age, home age, location, and prior claims can all impact your premium. I’ve seen buyers fall in love with a home, then realize the insurance makes the deal no longer make sense.

2. Ignoring flood zones

Flood zones don’t always mean a home has flooded before, but they can affect insurance costs and lending requirements. This is something you want to evaluate early, not after you’re under contract.

3. Waiting too long to get pre-approved

Homes can move quickly depending on the area and price point. Without a pre-approval, you’re at a disadvantage when it comes time to make a strong offer.

4. Focusing only on purchase price instead of total monthly payment

Taxes, insurance, HOA/CDD fees, and interest rates all play a role. Two homes at the same price can have very different monthly costs.

5. Assuming new construction is always the better deal

New builds can be great, but they’re not always the best option depending on pricing, timelines, and incentives. It’s important to compare resale vs new construction with a full picture.

6. Going directly to builders without representation

Builder reps work for the builder. Having your own agent helps you understand the contract, incentives, and what you can negotiate.

7. Not having a clear relocation plan

The smoothest moves happen when buyers have a strategy before they arrive — understanding areas, narrowing down criteria, and having a game plan for tours and offers.

If you’re relocating to Florida, avoiding these mistakes can save you a lot of stress and put you in a much stronger position.

I specialize in helping out-of-state buyers relocate to Florida and navigate the process the right .
[email protected]
678-767-0015
Momentum Realty

03/29/2026

Hummingbirds are on the move! 🌺🐦✨

Use this map to see when they typically return to your area—then get your feeders ready (fresh nectar = 4 parts water, 1 part sugar).

What date range are you in? 👇📍

03/13/2026

Still working to raise some money for my dear friend that has recently been unable to work because of a serious health diagnoses.if you can help in anyway it would be greatly appreciated. Donations can also be directly mailed to him if you prefer. I'm me for his address. Thank you so very much!

Tsukasa (Steve) is a dear friend who has recently faced a difficult time. After bei… Jeri Lowe-Woodward needs your support for Support for Tsukasa's Recovery

03/12/2026

Follow the journey of tagged monarchs by downloading the Project Monarch app ⤵️
🍎iOS: https://apps.apple.com/us/app/project-monarch-science/id6460006970

03/12/2026

03/12/2026

Another clip for my DYI channel