Candacesct

Candacesct Candace Gomez | Southern Capital Title
Licensed Title Agent ⭐️

πŸ“ 97 Orange St. St. Augustine, FL 32084
πŸ“ 101 Rio Del Mar Street, Unit C
St.

Augustine, FL 32080

47 line items. Most buyers understand 3 of them before walking in. πŸ˜…The Realtors who walk their buyers through the Closi...
06/19/2026

47 line items. Most buyers understand 3 of them before walking in. πŸ˜…

The Realtors who walk their buyers through the Closing Disclosure in advance are the ones who get five-star reviews that say "she explained everything." That review wins you the next client.

Save this and use it before every closing consultation. Your clients (and your inbox) will thank you. πŸ”–

What's the line item your buyers are most confused by? Drop it below. πŸ‘‡

Follow to advance your knowledge in real estate closings.

Meet Ray C. Soares. πŸ”‘From hedge funds and family offices to real estate and title services, Ray has spent more than 20 y...
06/17/2026

Meet Ray C. Soares. πŸ”‘

From hedge funds and family offices to real estate and title services, Ray has spent more than 20 years building one thing above everything else: genuine relationships backed by exceptional service.

As Director of Business Development at Southern Capital Title, he helps agents grow their business, connects clients to SCT's technology and concierge-level approach, and shows up to every interaction with the kind of energy that makes people actually enjoy the process.

He also holds the unofficial title of the only guy at Southern Capital Title. A role he embraces with full confidence and zero apologies. πŸ˜„

We are glad he is on the team. πŸ’›

06/16/2026

We took real estate questions to the SCT Pickleball Event and asked the agents. They did better than they think. πŸ“πŸ˜„

Question 1: Who pays for title insurance in Florida?
"The seller." β€” In most Florida counties the seller does pay for the Owner's Title Policy. But the buyer typically pays for the Lender's Policy separately. So both parties are actually paying for a piece of it. πŸ‘

Question 2: What is an HOA estoppel?
"It verifies there are no liens on the property." β€” Close! An HOA estoppel is actually a certified letter from the HOA confirming exactly what the seller owes in dues, fees, and any outstanding violations at the time of closing. When a homeowner falls behind on HOA dues, fees, or assessments, the HOA has the legal right in Florida to place a lien on the property for the unpaid amount. That lien attaches to the title and must be paid off before or at closing or it transfers to the new owner. πŸ™Œ

Question 3: How many days does a buyer have to cancel during the inspection period?
"That's negotiable but normally 7 to 15 days." β€” Correct! In Florida it is written into the contract and most commonly falls in that range. 100% right. βœ…

Question 4: Can wire instructions be sent by email?
"No, they go through a secure portal." β€” Absolutely correct. At Southern Capital Title we use ClosingLock, an encrypted secure portal, so wire instructions never touch an email inbox. This one could save someone thousands of dollars. βœ…

These agents are out here playing pickleball AND knowing their real estate. We are proud of this community. πŸ”‘πŸ“
Drop a πŸ“ if you learned something today.

Most buyers receive the Title Commitment and file it without reading it. That's the document protecting their ownership....
06/12/2026

Most buyers receive the Title Commitment and file it without reading it. That's the document protecting their ownership. πŸ“‹

The more your buyers understand about the documents they're signing, the more confident they feel, and the more they credit you for preparing them. That preparation is your competitive advantage.

Save this. Send it to your next buyer when their commitment arrives. They'll read it differently. πŸ”–

Meet Angela Pilla Soares, Esq. πŸ”‘Florida title agent. New York attorney. Co-owner of Southern Capital Title. And one of t...
06/10/2026

Meet Angela Pilla Soares, Esq. πŸ”‘

Florida title agent. New York attorney. Co-owner of Southern Capital Title. And one of the most knowledgeable, approachable professionals in the Florida real estate space.

Angela brings legal expertise and a deeply personal approach to every transaction, because she understands better than most what is actually at stake when a client sits down at the closing table. As a wife, mother of three, and entrepreneur, she knows what trust, communication, and genuine care look like in practice, not just in principle.

Beyond the closing table, she is passionate about educating the real estate community through speaking and teaching, sharing the kind of real-world guidance that actually helps agents and clients move forward with confidence.

We are proud to have her leading this team. πŸ’›

Most closing delays in Florida are completely preventable. Most Realtors don't know which ones until it's too late. 🚨Sav...
06/05/2026

Most closing delays in Florida are completely preventable. Most Realtors don't know which ones until it's too late. 🚨

Save this before your next transaction β€” and run through the list the day you go under contract. Every item on this list has caused a real Florida closing to fall apart or push back.

Which delay have you run into the most? Comment below β€” and tag a Realtor who needs this today. πŸ‘‡

06/03/2026

Maintaining a strong reputation is essential in the real estate sector. is committed to making each closing process seamless and stress-free, so you can focus on what matters most: your clients and their satisfaction.

06/01/2026

The closing is the last thing your client remembers before they leave your brand. Make it unforgettable β€” for the right reasons.

Most Realtors work so hard to earn the business. The title company is one of the last things in your control that can protect or destroy that relationship.

Choose your title partner like your reputation depends on it. Because it does. πŸ”‘

Address

97 Orange Street
Saint Augustine, FL
32084

Alerts

Be the first to know and let us send you an email when Candacesct posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Candacesct:

Share