Rose Coyne, Realtor

07/03/2025

If you see me talking to myself—no, I’m not going crazy.
I’m a self-employed Realtor.
I’m having a business meeting. 😂

06/18/2025

Want to build wealth through real estate? Start here.Thinking about buying an investment property but not sure where to start? Whether you’re dreaming of long-term rentals, short-term vacation homes, or your first flip—I’m here to help you run the numbers, explore the neighborhoods, and avoid costly mistakes.From cash flow to cap rates, we’ll make sure you’re buying smart.Let’s chat about your goals and create a strategy that works for you.

06/15/2025

Want to sell faster and for more money?
Here’s one simple strategy: stage your home.

Staged homes help buyers emotionally connect with the space. They look better in photos, feel more inviting during showings, and often sell quicker—and for a higher price.

It doesn’t have to be expensive. Even light staging (or reworking what you already have) can make a major impact.

If you’re thinking about listing soon, let’s chat about a customized staging plan that fits your home and your budget.

It’s one of the easiest ways to stand out in today’s market—and I can help you make it happen.

06/04/2025

Okay listen… I don’t usually do trending Reels. But at my daughter’s Brokers Open said, “It’s trending. You’re doing it.” So here we are.Will this go viral? Probably not. Will I help you buy or sell your home like a total boss? Absolutely.If you’re looking for a Realtor who knows her contracts better than her TikTok dances, but isn’t afraid to have a little fun along the way—you just found her.“Trust me as your Realtor!”

12/23/2024

You've probably heard it said, "Real estate is the safest investment in the world." But when it comes to dipping your toes into the investment property pool for the first time, it can feel like anything but safe.

So, let's break this down:

1) Start With the End in Mind: It's important to clarify what you want out of this investment. Are you looking for monthly cash flow or a long-term appreciation plan? Or both? Different types of properties will fit different goals, so being clear on your "why" is crucial.
2) Understand Your Budget: This goes beyond knowing how much you can afford to spend on an investment property. You also need to consider the ongoing costs of owning and managing it, including taxes, maintenance, insurance, and potential vacancies.
3) Choose Your Property Type: Whether it's a single-family home, a duplex, or a commercial property, your choice will heavily depend on your budget and your investment goals. Research the average costs, rental rates, and market trends for each type in your desired area.
4) Location, Location, Location: Remember, you're not just investing in a property, but also in a location. Look for areas with a strong rental market, promising future developments, and amenities that will attract tenants.
5) Build Your Team: Just like you wouldn't whip up a complex dish without the right kitchen tools, you shouldn't venture into real estate investment without the right team. This includes a trustworthy real estate agent, a reliable property manager, a knowledgeable lender, and an experienced lawyer.

There you have it—your recipe for success in your first real estate investment venture.

Questions about investing? Let's connect. My job is to take the guesswork out of this process for you.

12/19/2024

💰The small tweak that saved my buyers $50,000

There's one thing I encourage every single one of my buyers to consider...

👉 Making bi-weekly payments on their mortgage

Let's compare a traditional monthly payment vs. a bi-weekly payment.

Purchase price: $500,000

- 20% down ($100,000)
- $400,000 loan
- 30-year fixed at 6.5%
- Regular monthly payment = $2,528

MONTHLY PAYMENT METHOD

- 12 payments per year
- Total interest paid: $510,080 (yep, it's more than the loan!)
- Total paid over 30 years: $910,080 ← almost $1 MILLION by the time you've paid your loan!

BI-WEEKLY PAYMENT METHOD

- 26 half-payments = 13 full payments per year
- $1,264 every two weeks (half of the monthly payment)
- Pay off mortgage 4 years earlier
- Total interest paid: $461,325
- TOTAL SAVINGS: $48,755 🎉

🤯 YOU READ THAT CORRECTLY:

That extra payment each year (which happens naturally with bi-weekly payments) can save you nearly $50K in interest!

I'm super passionate about this topic because it's such a simple strategy to save.

💡 OTHER WAYS TO SAVE:
- Adding $200/month extra could save you $100K or more
- Round up your payment to the nearest $100
- Put tax returns toward your principal
- Use work bonuses for extra payments

I'm – a St Augustine transfer, twin mom, and real estate advisor.

12/17/2024

My customers use this monthly prep plan to get ready for the spring market. 👇

JANUARY: Declutter & Sort 📦
- Focus on one room at a time
- Make "Keep/Donate/Trash" piles
- Start packing non-essentials
- Go through closets & cabinets

FEBRUARY: Assess your interiors 🎨
- Add fresh paint where needed
- Fix minor repairs
- Update fixtures & hardware
- Deep clean or replace carpets

MARCH: Curb appeal 🌿
- Clear yard debris & plan landscaping
- Pressure wash exterior areas
- Touch up exterior paint
- Clean windows & sweep porch

APRIL: Final polish (your agent will help here!) ✨
- Hire a deep-cleaning company
- Stage each room
- Prep for professional photos
- Run through a pre-listing inspection

MAY: Showtime! 🪩

Share this checklist with someone planning to make a move in 2025.

I'm – a St Augustine transfer, Beach lover, investor, and real estate advisor. I'm here to help you with all of your real estate needs. Thinking of buying and selling in 2025 - let's start talking now.

12/12/2024

The first thing buyers ask me at an open house...

(Save this post if you're listing your home in the next 3-6 months)

❓How old is the roof, the HVAC and other major systems?

Having the answer to this and the dates of any other repairs, upgrades or replacements is *invaluable* to a buyer.

❓What are the fees and HOA restrictions?
❓How far am I to amenities and schools?
❓What are the annual property taxes and are there any tax abatements or exemptions?
❓What are the average monthly costs for utilities?
❓Were there any recent renovations or upgrades (e.g., kitchen, bathroom, flooring)
❓Why is the homeowner looking to sell? (e.g., relocation, downsizing, upgrading)
❓Is this home in a flood zone? If so, which zone, and has it ever flooded?

Having detailed information about these specifics builds trust between the buyer, seller, and agent, making for a more seamless sale!

10/23/2024

Make sure your home is as peaceful as it can be for the months ahead.

Make your home more peaceful by incorporating these tips.

10/22/2024

Add some flair to your bruschetta by adding tender filet.

Give your bruschetta a twist by adding tender filet.

10/21/2024

These meatball mummies will curse your fiends and family with a craving for more!

These monster meatballs are wrapped in flaky goodness.