Laura Spencer - EXP Realty

Laura Spencer - EXP Realty I'm a realtor, not a fitness trainer; If you don't want to run after an agent for answers - I'm your home girl!

I'm a fun, approachable agent providing exceptional communication and superior service to help my clients buy boldly and sell successfully. I'm a 4th generation resident of Geneva, IL leveraging deep connections and a solid network of personal and business relationships within the Tri-Cities and far-west suburbs of Chicago to help my clients buy boldly and sell successfully. I pride myself in bein

g thorough and organized while keeping the home buying/selling process seamless and unfractured so they are free to experience what matters most to them. You can expect I'll do the same for you and your referrals.

When the homes on the market just aren’t what you’re looking for, a new build can seem like the perfect solution to your...
03/21/2022

When the homes on the market just aren’t what you’re looking for, a new build can seem like the perfect solution to your real estate needs.

For a lot of people, buying a freshly built home checks a lot of boxes.

Designed exactly how you like it? ✔

Brand new and clean? ✔

Energy efficient and up to the latest safety code? ✔

But, like everything, new builds have some downsides.

That’s why you need to pay close attention to the builder, warranties and contracts so you get a great deal on an even better home.

But don’t think that you don’t need a real estate agent to buy a new build.

An agent will help you through the negotiation process and let you know if there are any red flags about the builder or contracts. And like any other buyer, the seller (builder) pays your agent!

Want to talk more about buying a new build? Just send me a DM!

For more on this topic, read my latest blog post: https://bit.ly/howtobuyanewbuild


Rental properties can be a smart investment for a lot of people, and they’re a great way to start investing in real esta...
03/20/2022

Rental properties can be a smart investment for a lot of people, and they’re a great way to start investing in real estate.

But rental properties aren’t the right choice for everyone.

Here’s what you need to know:

-Expect to spend some time on your investment. Rentals require some admin work and maintenance. But you can use a property management company and get truly passive income.

-Be prepared for emergencies with the unit and have a plan for your tenants.

-Finding good tenants is worth the time because bad tenants will cost you.

Rentals require some work to get right, but they can be a great investment for the right person.

Have more questions about owning a rental? Send me a DM and let’s chat!





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Is land a good way to invest in real estate or is it a money-waster? If you play your cards right, land can be a fantast...
03/20/2022

Is land a good way to invest in real estate or is it a money-waster? If you play your cards right, land can be a fantastic investment. Here’s what to know.

-There’s only so much land to go around, so it will appreciate over time as demand increases.

-Land is great for someone looking to hold onto something for a longer period of time. There aren’t quick returns, but it’s way less work than a rental or a flip.

-Land is easy and cheap (depending on location, of course) to buy, making it a great first real estate investment.

Land is an underrated real estate investment that can get you real returns–if you’re patient.

Want to talk more about adding land to your investment portfolio? Just send me a DM!



The first day of Spring is such an underrated holiday in my opinion! There’s just something wonderful about nature comin...
03/20/2022

The first day of Spring is such an underrated holiday in my opinion! There’s just something wonderful about nature coming back to life after the winter.

So what’s your favorite thing about this season? Tell me in the comments!


Warmer weather and that fresh spring smell can only mean one thing: it’s time for spring cleaning!This time of year is p...
03/19/2022

Warmer weather and that fresh spring smell can only mean one thing: it’s time for spring cleaning!

This time of year is perfect to get some of that annual home maintenance done and freshen up your space for the changing seasons.

Remember: regular home maintenance is the best way to stay out of money-draining emergencies and keep your home’s value high.

Make sure to save this post so you’ll have it handy for your spring cleaning!


So the seller has accepted your offer and now you’re one step closer to the home of your dreams!But to enter into the pu...
03/18/2022

So the seller has accepted your offer and now you’re one step closer to the home of your dreams!

But to enter into the purchase contract, they’re asking for an earnest money deposit. This is cash that will be held in escrow (a third party) to show that you’re serious about buying the home.

Sellers ask for an earnest money deposit because they take the home off the market when they enter into a purchase contract. If you’re not serious about buying the house, this could cost them buyers who really do want to buy it.

The amount of money you’ll put down will typically be 1-3% of the purchase price, but you can offer more in a competitive market.

When you finalize the purchase agreement and close on the deal, the earnest money deposit can be added to your down payment, used for your closing costs, or you can ask for it back.

P.S. if you haven’t downloaded the buyer guide, just click the link in bio to get more info like this!




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I get this question a lot: “How much should I budget for closing costs when I buy a home?”The answer depends on what you...
03/17/2022

I get this question a lot: “How much should I budget for closing costs when I buy a home?”

The answer depends on what your budget is, but this is a really good way to estimate it!

First, take the number at the top end of your budget–say $350,000–and then do the math for the low end and the high end. The calculations look like this for $350,000:

Low end: $19,900 (3% $10,500 down payment)

High end: $56,650 (10% $35,000 down payment)

As you can see, the number really depends on how much money you put down.

Your agent will also be able to help you figure out how much to budget for depending on your unique situation. But using this guide will help you get a good estimation.

Want more tips like this? Make sure to download your FREE buyer guide! Link in bio.


03/17/2022

Happy St. Patrick's Day!!

03/16/2022

FREE PERKS! Buyers are pretty lucky when it comes to real estate because they get all the freebies.

If you didn’t already know, when you’re a homebuyer, the seller pays for your real estate agent. That means you get to work with a professional for no cost to you.

So you get all the experience, knowledge, and support of someone who has been through the real estate process many, many times.

Your agent will guide you through every step of buying a home—from getting pre-approved for a mortgage to showing you the best houses to taking care of the whole negotiation process for you.

If you want to take advantage of those free perks, then just send me a DM!

P.S. Have you gotten your copy of the buyer’s guide yet? Click the link in bio to download it for free!


If you ever needed a reason to pay your rent on time, this is it! Fannie Mae, one of the biggest mortgage lenders in the...
03/16/2022

If you ever needed a reason to pay your rent on time, this is it!

Fannie Mae, one of the biggest mortgage lenders in the U.S., is now looking at your rent payments as part of your creditworthiness (aka how they decide whether to give you a loan or not).

There are also services that you can sign up for that will report your rent payments to the credit bureaus and help you increase that credit score.

So make sure to send your rent on time so you can boost your chances of getting approved for a mortgage when you decide to buy.

Want to talk more about ways to raise your credit score and get ready to buy a home? Just send me a DM!


Stuck in a hot market with low inventory? Then you’ll want to save this post!Right now, our market is challenging for ev...
03/14/2022

Stuck in a hot market with low inventory? Then you’ll want to save this post!

Right now, our market is challenging for even the most experienced, well-resourced buyer.

But these tips and tricks will make your life that much easier and help you find the perfect place to settle down–even in a super competitive market.

If you want more tips and tricks like this for our market, make sure you’re subscribed to my monthly newsletter!

Just click the link in bio.




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