Adam Tafel - Upside Property Sales

Adam Tafel - Upside Property Sales Realtor - Investor

Let’s get coffee and discuss your goals.

06/05/2026

Off Market Beauts

If you want the full walk thru video shoot me a DM to get on my email list.

The front garden here sucked. Overgrown and needed some tlc before showings. When we couldn't find someone to do this qu...
06/04/2026

The front garden here sucked. Overgrown and needed some tlc before showings.

When we couldn't find someone to do this quick clean up my team stepped in and got it done before photos. (shout out Katie)

Just one way we're making sure we do right by our clients.

Triplex available in Oakdale. DM me for info. Coming soon to the market.

06/01/2026

At just $5 a unit per month, it's worth checking out shukrentals.com or booking a live demo in the show notes. https://calendly.com/oliver-theshuk/shuk-demo — Use discount code TCREI20 for 20% off. Get a $300 maintenance credit when you sign up with RPM Viking Property Management. We recommend Net...

06/01/2026

DM for more info

This listing will be available for showings starting Thursday May 28th! DM to book a showing or stop by one of our open ...
05/26/2026

This listing will be available for showings starting Thursday May 28th!

DM to book a showing or stop by one of our open houses.

5817 Quail Avenue N, Crystal MN | MLS #7074230

05/25/2026

Is Buying with Cash Really the “Conservative” Move?

It really depends on your goals. Personally, I try to use as much leverage as possible assuming the property will sustain itself, because I’m looking at the long-term and I can stomach potentially being underwater during a market correction. I also try to add value to everything I buy, and I’m very careful about purchase price relative to comps.

That said, I have clients who are much more conservative when it comes to debt. I’m working on a $690k duplex transaction right now with an investor paying all cash. Deals like that are relatively rare, because leverage is one of the main reasons real estate has created so many millionaires.

If you put 80k down on a 400k duplex and the market appreciates 3%, you just got roughly a 15% return on your original cash investment from appreciation alone. If you bought that same duplex with cash, your appreciation return would still just be 3%.

On the other hand, if you’re relatively new to investing, you might not want to put your entire 235k into one property. You may be better off spreading that across 2-3 smaller deals while keeping some liquidity and reserves.

A lot of people see 235k and immediately think commercial real estate, and that can absolutely make sense, but many investors find that 1-4 unit properties are a much better introduction into the world of landlording unless you find a commercial deal in exceptional shape in a great area.

Most deals are not killed by a few hundred dollars a month in negative cash flow. They get killed by major capital expenses, long vacancies, expensive evictions, unexpected repairs, or investors simply running out of cash. All of those problems become exponentially worse when you don’t have reserves sitting in the bank.

At the end of the day, it all comes down to your tolerance for risk and your long-term goals. Finding a balance is key. Becoming as leveraged as possible and constantly borrowing against everything you own will eventually catch up to most people, but putting 300k down on a single property probably isn’t going to create life-changing wealth or buy back much of your time either.

05/25/2026

Rent Control? Who does it help?

Check out the full podcast on YouTube, Spotify or Apple.

05/25/2026

At just $5 a unit per month, it's worth checking out Shuk Rentals or booking a live demo in the show notes. Book a Shuk Demo — Use discount code TCREI20 for 20% off. Need help with property management in the Twin Cities? Check out RPM Viking Property Management — offering a $300 maintenance cred...

05/22/2026

This house rules.

05/19/2026

Go with the flow. Find and buy the deals.

Check out the full conversation on this week's podcast!

Address

1390 7th Street West
Saint Paul, MN
55102

Telephone

+17154567205

Website

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