The Real Estate Collaborative

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The Real Estate Collaborative REC is a different kind of brokerage-
working more collaboratively, advocating for housing equity & bringing more equity into every real estate transaction.

ABOUT REC’S BROKER + FOUNDER, PAIGE KAHLE
Since 2004, I have had the pleasure of helping families and individuals find a home where
they can thrive in community. I founded The Real Estate Collaborative (REC) because I saw
a need for a different kind of real estate brokerage - one that works more collaboratively
and that actively engages in advocating for housing for all. HOME... It’s what I do. TM
It’s what I have always done, in one way or another. Before I was eighteen
years old, I had lived in a dozen or more homes. I learned first-hand the
importance of a stable home, especially in terms of developing community. This idea of community is what led me to create The Real Estate
Collaborative. Building community and giving back to community is a
driving force of our team. LIFE PRIOR TO REAL ESTATE
I went to school to become a residential architect. That dream lasted for
about a second. I did not enjoy the design process; however, I did develop
an interest in the history of architecture and spent the rest of my
undergraduate work focusing on history and writing about architecture. I
then attended the Hubert H. Humphrey Institute to learn more about how
the built environment affects social change. My emphasis of study at the
Humphrey was affordable housing, neighborhood segregation, and housing
policy. Prior to becoming a Realtor in 2004, I worked for Greater Minnesota
Housing Fund - an affordable housing non-profit in Saint Paul. HOUSING AS A HUMAN NEED
Stable housing matters. It matters just like healthcare matters. It matters
like clean water matters. It matters like healthy food. Quite simply, it’s
critical in creating successful outcomes for individuals, families, and
communities. This is why when I’m not helping clients buy/sell homes, or
spending time with my family, I am an active advocate for housing for all.

A little nature, a little city, and a place to call your own. 🌿Showings have started at this Edina apartment right next ...
10/27/2026

A little nature, a little city, and a place to call your own. 🌿

Showings have started at this Edina apartment right next to Minnehaha Creek!

Contact us through Messenger, or on therecollab.com

New Listing! Showings start 10/24! If you're interested, come to www.therecollab.com and send us a little message! Or, s...
10/23/2026

New Listing! Showings start 10/24! If you're interested, come to www.therecollab.com and send us a little message! Or, send us something over messenger.

09/19/2026

New home on the market, follow us on socials to know when the open houses are, more info and contact for showings on therecollab.com! See you soon!

🏡

Open Tomorrow! Don't wait to check out this warm, old-world traditional home! more info on therecollab.com
09/18/2026

Open Tomorrow! Don't wait to check out this warm, old-world traditional home!

more info on therecollab.com

NEW LISTING 🚨 Okay, this one is cute.
09/17/2026

NEW LISTING 🚨 Okay, this one is cute.

09/17/2026

In lieu of Mortgage Professionals Month, we’ve gotten Matt Berna back on RECkoning with Real Estate to discuss what it takes to be a good loan officer.

To Matt, running the numbers can make a ~good~ loan officer, but what makes a *great* one is knowing there’s a person on the other end of the line. He knows how important it is to stay connected to his clients, especially since it’s a referral-based business, and to be willing to show up when people need you. And apparently, that commitment doesn’t stop even for your own wedding rehearsal dinner. 😂

In this clip from RECkoning with Real Estate, Matt talks about why being a good loan officer isn’t just about knowing the ins and outs of the mortgage process. It’s about genuinely wanting to do the right thing for the people who trust you with one of the biggest financial decisions of their lives.

Listen to the full conversation with Matt wherever you find your podcasts or on our YouTube channel.

09/15/2026

It’s National Mortgage Professionals Month! 🏡

Let's highlight Matt Berna, who has been a long-time guest and sponsor of RECkoning with Real Estate, and a trusted loan officer of REC!

Links to other episodes with Matt are below, where he explains what loan officers do and shares even more behind-the-scenes insight into the mortgage process!

Navigating Today's Market:
https://www.youtube.com/live/8YAj4V1sgYs?si=bO5WNQ6KgGEQB5jT
Mortgage Trends for 2026:
https://www.youtube.com/live/Hw72wxwyFNA?si=2Bnwg9VZpzBWDOjX
Deep Dive into the Pre-approval Process:
https://www.youtube.com/live/X646JLhDNAU?si=EnIwTYn1Cpo33gVI
General Home Financing:
https://www.youtube.com/live/xsPI9w3Frs8?si=sp63K5XTnOAJJCJ2

09/15/2026

🏡 In lieu of mortgage professionals month, we’ve gotten Matt Berna of Bell Bank Mortgage back on reckoning with Real Estate to discuss what it takes to be a good loan officer.

💚 To Matt, running the numbers can make a ~good~ loan officer, but what makes a *great* one is knowing that there’s a person on the other end of the line. He knows how important it is to stay connected to his clients, especially since it’s a referral-based business, and to be willing to show up when people need you. And apparently that commitment doesn’t stop even for your own wedding rehearsal dinner! 😂

In this clip from RECkoning with Real Estate, Matt talks about why being a good loan officer isn’t just about knowing the ins and outs of the mortgage process. It’s about genuinely wanting to do the right thing for the people who trust you with one of the biggest financial decisions of their lives.

🎧 Listen to the full conversation with Matt (and find the others where he gives insights into the loan process) wherever you find your podcast or on our YouTube channel! 🎥

09/13/2026

It’s National Mortgage Professionals Month! 🏡

Buying a home is a big deal, and there’s a whole team of people behind the scenes helping make it happen — including the mortgage professionals who help buyers understand their financing options and navigate the loan process.

Today, we’re highlighting Matt Berna of Bell Bank Mortgage to hear about his journey to becoming a loan officer! Check out the full conversation to hear what brought him to the mortgage industry and how to get started if you’re interested in going down this career path.

Find RECkoning with Real Estate anywhere you find your podcasts or on our YouTube channel! And be sure to check out our other episodes with Matt Berna, where he explains what loan officers do and shares even more behind-the-scenes insight into the mortgage process (Linked below!)

Navigating Today's Market:
https://www.youtube.com/live/8YAj4V1sgYs?si=bO5WNQ6KgGEQB5jT
Mortgage Trends for 2026:
https://www.youtube.com/live/Hw72wxwyFNA?si=2Bnwg9VZpzBWDOjX
Deep Dive into the Pre-approval Process:
https://www.youtube.com/live/X646JLhDNAU?si=EnIwTYn1Cpo33gVI
General Home Financing:
https://www.youtube.com/live/xsPI9w3Frs8?si=sp63K5XTnOAJJCJ2

09/10/2026

It’s National Mortgage Professionals Month! 🏡

Buying a home is a big deal, and there’s a whole team of people behind the scenes helping make it happen — including the mortgage professionals who help buyers understand their financing options and navigate the loan process.

So, what does a loan officer actually do? And what should consumers know before choosing one?

We sat down with many-time guest of the show, Matt Berna of Truestone financial to hear about his journey to becoming a loan officer!

🎧 Check out the full conversation to hear what brought him to the mortgage industry and how he got started! Find RECkoning with Real Estate anywhere you find your podcasts or on our YouTube channel!

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Saint Paul, MN
55102

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