Piggee Properties Inc.

03/22/2026

As many of you know, I grew up in Inver Grove Heights 🥰 and for the past 22 years have called South St. Paul 🏡 🫶🏽. Both of these communities truly have a special place in my ❤️, and so much of my business happens right here! I’m excited to share that I have several beautiful 🏡 coming on the market this spring. If you’re looking in Inver Grove Heights or South St. Paul, I would love to connect with you! Please also note that because I’m a local agent to these areas, I’d love to talk to you about selling your homes as well!

Salem Hills Farms near Salem Hills Elementary (where i went to school 😮‍💨)
This lovely multi-level home features a spacious open-concept kitchen 🥰 that flows perfectly into a cozy sunken family room, along with a dining room and a fantastic lower-level space complete with a bar 🍹. The backyard is absolutely beautiful—perfect for relaxing or entertaining 🥰
Coming soon at $525,000

Inver Grove Heights Beauty
I also have an exceptional 4 🛌 4 🛁 home hitting the market at $575,000! This one truly has it all! An incredibly open main floor with a wood-burning fireplace, plus updates throughout. You’ll fall in love with not just one, but two en suites—one on the main level and one upstairs! The lower level features a full mother-in-law suite, all set on a large, gorgeous yard!

South St. Paul Stunner
This exceptional split-level home offers a heated, oversized detached 2-car garage and stunning views overlooking the river and Pig’s Eye Lake! The renovated kitchen opens beautifully into the dining and living areas and walks out to a deck with sweeping views all the way to Woodbury. The lower level includes a full mother-in-law suite with bedroom, bathroom, living room, and kitchen—perfect for multi-generational living 🥰
Listed at $400,000

Inver Grove Heights – The Oaks
Coming soon is a 4-bedroom, 2-bath quad townhome (no garage) priced at $210,000 🥰 A great opportunity to own at an affordable price point!

St. Paul Park
And don’t miss this lovely 5-bedroom, 3-bath home with a 2-stall garage 🥰 Spacious and inviting, it will be coming to market at $340,000.

If any of these catch your eye—or if you know someone looking—please reach out! I’d love to help you find your perfect fit!

The pictures below our of the home overlooking Pigs Eye Lake and the Mississippi in South St. Paul.

Amy Piggee
Remax Results
651–336–2184.

03/17/2026

Thinking about buying a 🏠 this year? 🧐

We would ❤️ your help — if you know someone who might need a trusted real estate connection in the Twin Cities or anywhere in Minnesota, feel free to tag them or share this post.

Let’s start the conversation and see where things go. We’re always happy to answer questions, walk through the process, and help people understand their options.

When the timing is right, we will connect you with one of our preferred lenders so they can help determine your comfort zone, what you qualify for, and what steps to take if today isn’t quite the right time yet.

From there, we can start exploring homes and schedule private tours when you’re ready to take the next step.

Sometimes the right conversation is all it takes to get the ball rolling.

Amy Piggee
📱 651-336-2184
📧 [email protected]

Maxwell Piggee
📞 651–219-0224
📧 [email protected]

03/07/2026

🏡 A, B, C or D — Which One Builds Real Wealth?

Most people choose a home based on emotion.

Smart investors choose based on strategy.
Each house represents a different financial path:

🔶A might be your steady appreciation play — safe, predictable, long-term growth.

🔶B could be a premium location asset — higher entry price, but strong resale power.

🔶C feels like a lifestyle investment — charm, uniqueness, potential short-term rental income.

🔶D might be the undervalued opportunity — lower upfront cost, higher cash-flow potential.

The question isn’t just which one looks better.

The real question is:
👉 Which one aligns with your financial goals?
👉 Are you buying to live… or to leverage?
👉 Appreciation or cash flow?
👉 Low risk or high return?

Real estate is not just about owning property. It’s about controlling an asset that grows, pays you, or positions you for your next move. Some homes drain your money. Some homes build generational wealth.

If you had to lock in one of these for the next 10 years — no selling, no switching — which one would you choose and why?

Drop your letter below ⬇️
And tell me — are you thinking like a homeowner… or an investor? 💰📈

03/06/2026

Migration is driving housing demand. The South is the top destination for U.S. movers, with North Carolina leading. Domestic migration increased in 32 states. International migration dropped to 1.3 million in 2025.

03/02/2026

Fun fact!

Happy Birthday, South St. Paul!

The City of South St. Paul was founded 139 years ago today on March 2, 1887.

The Exchange Building (pictured) opened that same year at Grand and Concord as the business hub for the stockyards. It housed commission firms, railroad offices, banks, a post office, a radio station, even a temporary city hall. Every office had a fireplace. It is on the National Register of Historic Places.

03/02/2026

A 50-year mortgage is a very long-term home loan (traditional is 30-year). They’re less common, but some lenders do offer them. Here’s a clear breakdown of the pros and cons — especially relevant if you’re thinking about affordability strategies for clients or investment properties.

✅ Pros of a 50-Year Mortgage

1. Lower Monthly Payments

Spreading the loan over 50 years significantly reduces the monthly principal and interest payment compared to a 30-year loan.
• This can improve debt-to-income (DTI) ratios.
• It may help buyers qualify for a larger home.

2. Increased Buying Power

Lower payments can allow buyers to:
• Afford higher-priced homes
• Compete in tight markets
• Keep more cash available for renovations or investing

3. Cash Flow Flexibility

For investors, the lower payment can improve monthly cash flow — especially if rental income covers the mortgage.

❌ Cons of a 50-Year Mortgage

1. Massively More Interest Paid

This is the biggest downside.

Example (rough numbers):
• $400,000 loan at 6.5%
• 30-year total interest: approx. $510,000
• 50-year total interest: approx. $850,000+

That’s hundreds of thousands more in interest over time.

2. Very Slow Equity Build

In the early years, almost all of your payment goes to interest.
It takes much longer to build meaningful equity — which matters for:
• Refinancing
• Selling
• Leveraging equity for investment

3. Higher Interest Rates

50-year mortgages often carry:
• Slightly higher rates
• Adjustable-rate structures (sometimes they’re 40-year loans modified to 50)

4. Fewer Lender Options

They are not standard conforming loans (not typical for Fannie Mae or Freddie Mac guidelines).
That means:
• Fewer lenders offer them
• Secondary market options are limited
• Refinancing options may be tighter later

5. Psychological & Financial Drag

Being in debt for 50 years means:
• Many borrowers will never see the loan paid off
• You may carry mortgage debt into retirement

Who Might Consider a 50-Year Mortgage?

It can make sense for:
• Short-term holders who plan to sell within 5–10 years
• Investors prioritizing cash flow over equity
• Buyers who need temporary payment relief

It usually does not make sense for:
• Long-term owner-occupants
• Clients focused on wealth-building
• Retirement-minded buyers

A Smarter Alternative Strategy

Sometimes a better play is:
• Take a 30-year loan
• Make extra principal payments when possible
This gives flexibility without locking into 50 years of interest.

If you’d like, I can run a side-by-side payment breakdown for a sample price point you’re seeing in your market (for example $450k–$600k).

10/29/2024

Contact Wendy or Brad if you're interested…

This 780 square feet Apartment home has 2 bedrooms and 1 bathroom. It is located at 744 Bayard Ave UNIT 2, Saint Paul, MN.

10/21/2024

Timeless Style and Grace in Austin - Santa Barara Style. See More: https://www.luxuryhomemagazine.com/austin/80225

Presented by Charlotte Sanders | Sotheby's International Realty

01/10/2024

Market Update - Spring Market is around the Corner!

https://vid.us/obm7dy

01/08/2024

With interest rates expecting to drop and new construction the rise, 2024 may finally be the year for some to buy a home

12/29/2023

Home shoppers received a holiday gift as 2023 comes to a close. Mortgage rates plunged to 6.6% this week, according to Freddie Mac. This is the lowest rate since May 2023. Falling rates should motivate buyers who previously had been priced out of the market. Learn more from National Association of REALTORS® Deputy Chief Economist Jessica Lautz here. https://bit.ly/47aZCo0