Timothy Yang, Realtor -Prosper Homes Realty

12/18/2025

12/17/2025

12/16/2025

Congratulations to my clients on achieving homeownership. Thank you for entrusting me to guide you through this significant milestone. Wishing you many more happy memories. Shout out to Melissa Xiong, Mortgage Loan Officer NMLS #2524305, for seamlessly getting my clients approved without interruption.

12/13/2025

The Fed rate just hit its lowest level in years, but whether mortgage rates fall now depends on a few factors.

09/18/2025

📉 The Fed Cut Rates — What Does It Mean for You?

Mortgage rates may be heading lower, and that’s great news if you’re thinking about buying a home in 2025.

In this quick video, I explain:
✅ What the Fed’s move actually means for mortgage rates
✅ How even a slight drop could boost your home affordability
✅ What to watch next in the housing market

🎥 Watch now → https://youtu.be/poATgxHd-2M

If you’ve been waiting for a window of opportunity, this could be it. Let’s connect and explore how this shift could impact your monthly payment.