Keith Oliver, Realtor

08/09/2024

Stellar MLS July 2024 Residential Stats - This report represents all residential listings in the Stellar MLS coverage area for July 2024.

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For the Stellar MLS Florida coverage area, notable statistics state that:

* New Listings have decreased month over month but increased year over year, while Active Listings inventory levels have increased slightly from the previous month and are up 54% compared to last year.

* The number of units sold remained unchanged from the previous month and is up by 2% year over year. Inventory increased by 54% for the same time frame.

* Total Sales Volume decreased by 5% month over month and increased 3% year over year.

* Average Days on Market have decreased month over month and are up 38% compared to the previous year.
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Do you need a trusted expert to help you navigate today's housing market? Let's connect!
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07/29/2024

The Back to School Sales Tax Holiday starts today! Qualifying school supplies, learning aids, personal computers and accessories, clothing, and footwear will be tax-free through Aug. 11.
Visit http://floridarevenue.com/BacktoSchool for a complete list of exempt items.

07/25/2024

Inflation is cooling – and that’s a good sign for mortgage rates.
Once the rate of inflation reaches the Fed's target of 2%, they may lower the Federal Funds Rate. When they do, mortgage rates are likely to respond.
But this isn't the only factor at play. For the latest updates on what’s happening, follow me.

07/04/2024

Owning a home is a significant and powerful decision that represents a big part of the American Dream. If you’re ready to take this step, let’s connect so you have someone who can guide you through the process and help you make your homeownership goals a reality.🎆

Everyone’s vision for the future is personal and unique.

06/25/2024

Renting or buying: which is right for you?

While renting may be cheaper in some areas right now, homeownership offers stability and equity growth over time.

Want to learn more about the perks of homeownership? Let's talk.

06/01/2024

Pride Month Let your love shine with all the colors of the rainbow for PRIDE. 🖤❤💛💚💙💜 Happy Pride Month!

05/28/2024

Eager to transition from dreaming to owning your home?
Here are essential factors to consider before diving in:

- Ready to Settle? Homeownership is perfect for those ready to plant roots in a specific location.
- Steady Income: The cornerstone of affordability. Ensuring a consistent income is crucial for managing mortgage payments and other homeownership costs.
- Emergency Fund: Essential for covering those unexpected life surprises without derailing your homeownership goals.
- Tackle High-Interest Debt: Clearing high-interest debts smooths the path to securing a home loan.
- Financial Upsides: Often, owning can be as affordable as renting, with the added advantage that mortgage payments remain stable while rent can increase.
- Down Payment Preparedness: A solid down payment sets a strong foundation for your home purchase.

Ready to turn your homeownership aspirations into reality? Discussing your situation can pave the way for a tailored plan for achieving your home goals.

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05/23/2024

Oops… Have you made any of these mistakes?

If you’ve
- decided owning a home isn’t in your future
- think interest rates are more important than your monthly payment
- or are you trying to time the market

Well, you may want to think again!

These are 3 of the most common mistakes non-homeowners make. If you’ve made any of these mistakes, it’s not your fault! It just means you haven’t had the necessary information to make the most educated decisions.

Get the most up-to-date information on our real estate market and how you can make the most of it. Just send a DM!

05/20/2024

Unlock the secret to a smoother, smarter homebuying journey with the number one tip for first-time buyers: Know your finances.

Knowing your credit score, income, and debt levels gives you a clear picture of your financial health. A solid credit score can secure you better mortgage rates, understanding your income helps in setting a realistic budget, and managing your debt improves your borrowing power.

Mastering these aspects of your finances ensures you are well-prepared, which is crucial for a seamless homebuying experience. By fully understanding your financial landscape, you can approach the market confidently and with clarity. Share this key insight with someone stepping into their homebuying journey!

05/08/2024

When you're house hunting, there are important questions you need to ask to prevent future problems or unknown factors before you commit to a home.

Here are a few questions you should ask the seller or agent when considering buying a house:

➡️ What’s The Risk Of A Natural Disaster?

➡️ How Old Is The Roof?

➡️ Are The Major Systems Of The Home In Good Condition?

➡️ What Is The Monthly Cost Of Utilities?

➡️ What Appliances Are Included In The Sale?

➡️ Have There Been Any Additions Or Renovations?

➡️ How Long Has The House Been On The Market?

➡️ What Is The Surrounding Area Like?

These questions may help you out! Considering buying a home? I'm here to help also. Let's connect today

05/06/2024

A buyer's agent wears many hats, and their main goal is to represent you and your home throughout any transaction.

-They facilitate any advice on the pricing and condition of the home.
-They pull up comps to guide you in determining a fair price in that area.
-They are the negotiator between you and the seller's agent.
-They work with you on setting up showings and open houses.
-They are knowledgeable on resources to make the process smoother, i.e., finding you a home, recommending contractors for home improvements, and more.
-They work hard to get you the best deal possible.

Who's ready to buy a home?