Harrison Gardiner, Realty One Group

12/17/2025

Think winter is a slow season for real estate? Think again! Whether you’re buying or selling, the colder months bring unique opportunities—and challenges—depending on where you are in the country.
From less competition and motivated sellers in the North, to steady activity in milder Southern states, I’ve broken down the pros, cons, and market swings you need to know. Plus, the best times to make your move heading into the new year!
Is winter your secret weapon for a great deal? Watch the full video and let me know in the comments—buyers or sellers, what’s your winter strategy? Harrison Gardiner, Realty One Group Sunshine, [email protected]

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11/04/2025

Quarter 3 coming at ya!!! Seeing some signs of life…. Maybe even a pull out of our correction period. What do you think?
Harrison Gardiner, Realty One Group, Sunshine. [email protected] 727-238-5497.

10/17/2025

Need assistance but don't qualify? Keep an eye out for upcoming waivers in the next few weeks to months. These programs' funds tend to go quickly, so apply on the 20th if eligible. Harrison Gardiner, Realty One Group, Sunshine . [email protected], 727-238-5497.

10/11/2025

But in all seriousness, a quick google search will tell you all you need to know about a property. Looking to buy sell or invest? Harrison Gardiner, Realty One Group Sunshine, [email protected] ✨

09/14/2025

08/04/2025

Interesting read here on vacancy rates in the US and the top three states, highlighting Alaska as one of the top: https://themortgagepoint.com/2025/07/28/which-u-s-states-have-the-highest-vacancy-rate/

If you're in Alaska you'd know theres hardly any vacancy in major cities such as Anchorage and Juneau, must be all of the remote vacant/abandoned properties skewing numbers...?

A new study examines the state of home vacancy rates, spurred by oversupply or declining demand, which can push property values lower and slow economic growth.

06/25/2025

☀️ Dunedin just ranked #10 on Travel + Leisure’s Best Small Towns to Live in the U.S.

🌴 With a walkable downtown full of quaint shops and restaurants, our scenic parks, and easy access to beautiful Honeymoon Island, Dunedin is a true example of coastal living done right. We’re proud to see our community getting national recognition!

Check out the full list here: https://loom.ly/fj2kPJQ

06/24/2025

Big new coastal development coming to Clearwater!

04/25/2025

Hey Tampa Bay friends! Harrison Gardiner here with Realty One Group - Sunshine, proudly serving the greater Bay Area—check out my service map! 🗺️ That’s a whopping 3,000 square miles I’ve got you covered for! To put that in perspective, it’s like covering 1,500 Disney Worlds (yep, Magic Kingdom could fit in here 1,500 times 🎢), or enough space to park about 1 billion cars! Pinellas, Pasco, and Hillsboro counties are in my primary area, but I am always happy to assist and connect you with the right people in your area within Florida or Nation-wide. I’m your guy for all things real estate. Let’s find your dream home—reach out at 907-231-6953 or [email protected]! 🏡

04/23/2025

Sold! Super happy for some extra special clients on their recent closing in New Port Richey. They scored an awesome deal on an awesome house with plenty of space to cook and entertain!

02/12/2025

Unlock the Secret to Buying Property on a Budget!

Dreaming of homeownership but worried about the costs? Here's how you can make your dream home a reality without breaking the bank:

🔍 Down Payment Assistance Programs: Many states and local governments offer programs to help first-time buyers with down payments. For example, in the Tampa Bay area, there are grants and loans that can reduce your upfront costs significantly. Check out programs like Florida Housing's First Time Home Buyer Program! Some programs are able to cover 90%+ of your initial down payment.

💸 Refinancing: Even if you start with a higher interest rate, you can refinance later when rates drop. This can lower your monthly payments and overall interest paid over the life of the loan. It's like giving your mortgage a second chance!

🏠 Example Scenario - Buying a $200,000 Home:

Initial Down Payment: With assistance, you might only need 3% down ($6,000 instead of 20% which would be $40,000).
Mortgage Rate: Suppose you get a mortgage at 7% interest.
Monthly Payment: Roughly $1,260 (principal + interest for a 30-year fixed mortgage).
Refinancing: After a year, rates drop to 3.5%. Refinancing could reduce your payment to about $829, saving you $431 monthly! Or 5% would even save roughly 300. Additionally when refinancing most homeowners are able to drop their mortgage insurance, which is required by lenders when you have less than 20% equity in your property. This can save another $125 per month!

📝 Tips:
Shop Around: Compare different lenders for the best rates and terms.
Credit Health: Good credit can mean lower interest rates. Work on your score before you buy.
Negotiate: Don't be shy about negotiating the home price or asking for seller concessions.

Whether you're buying your first home or looking to invest, remember, knowledge is your best asset. Start your journey to homeownership wisely and economically.



Feel free to share this post or reach out if you need more personalized advice! Remember, every situation is unique, so always consider consulting with a real estate professional.