Marsh Bilby - Real Estate & Appraisal Insight

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Saint Petersburg, FL
Marsh Bilby - Real Estate & Appraisal Insight

🏡 30+ Years of Appraisal Expertise | Realtor® at NextHome Luxe Coastal – St.

Petersburg, FL

Helping homeowners, buyers & professionals understand true market value — beyond online estimates.

09/22/2025

FLORIDA MARKET SHIFT: The Buyer's Advantage Returns

Florida's real estate market is currently experiencing a shift towards becoming more favorable for buyers.

This change is influenced by factors such as increased inventory, rising cancellations, and affordability challenges.

What This Means for Real Estate Decisions:

After years of sellers calling the shots, the pendulum is swinging back. As both a REALTOR and appraiser, I'm seeing this shift play out daily in St. Pete:

• Buyers have time to actually inspect properties
• Negotiation on price and terms is back on the table
• Properties are staying on market longer, creating opportunities
• Sellers are becoming more realistic about pricing

For Buyers: This is your moment. You're no longer competing with 15 other offers or waiving inspections just to get a house.

For Sellers: Price it right from day one. The days of listing high and hoping for bidding wars are behind us.

This market correction is healthy. It's bringing balance back to transactions and allowing both sides to make informed decisions rather than emotional ones.

Ready to navigate this shifting market? Whether buying or selling, having experienced guidance makes all the difference.

727-217-5676

09/16/2025

You don't need millions to start. You don't need to buy entire apartment complexes. Sometimes wealth building starts with one duplex, one small rental property, or even house-hacking your first home.

After 30 years in St. Pete real estate, I've watched ordinary families build extraordinary wealth through property ownership. The couple who bought a small rental in Allendale in 2010. The teacher who house-hacked a duplex in Historic Old Northeast. The retiree who bought a fixer-upper in Tanglewood.

They all started small. They all started somewhere.

The key isn't timing the market perfectly or finding the "deal of the century." It's taking that first step and understanding that real estate wealth is built over years, not months.

Ready to explore your first investment property in St. Pete? Let's talk about what's possible in today's market.
727-217-5676

09/15/2025

FLORIDA MARKET UPDATE: Inventory Surge Changes Appraisal Landscape

Florida homes for sale increased by 22.6% year over year in January 2025, with currently about 196,605 homes available statewide. The market now shows a balanced 5-6 months of supply.
From an Appraiser's Perspective:

This dramatic shift is fundamentally changing how we approach property valuations in 2025. After years of ultra-low inventory driving inflated comparables, we now have:
✓ More reliable comparable sales data
✓ Realistic pricing expectations from sellers
✓ Fewer over-asking bidding wars skewing values
✓ Time for thorough property analysis

What This Means for You:
If you bought or refinanced during the 2021-2022 frenzy, your current market value may be different than you think. This balanced market means appraisals are returning to fundamentals - actual condition, location, and realistic comparables.

Thinking about selling, refinancing, or just curious about your current value? Now more than ever, you need an appraiser who understands how this inventory surge affects your specific neighborhood.
Asset Value Consulting

30 years navigating changing markets
727-217-5676

09/06/2025

After Hurricane Helene, many homeowners are asking:
👉 Has my value dropped?
👉 Will FEMA or my insurer require an appraisal?
👉 How do repairs factor in?

Here’s what I tell clients: not all post-storm valuations are negative. If repairs increase resilience—like elevating systems or replacing roofs—value can actually rise.
With my FEMA-compliant appraisals and decades of experience, I’m helping St. Pete homeowners navigate these questions.

📩 I’ll answer 5 this week—DM me yours.

09/04/2025

Wondering if you over-improved your kitchen? Curious if your flood zone impacts value? Want to know what buyers are paying in your neighborhood?

I’ve been appraising Pinellas homes for 20+ years, and I’ve seen how small details impact big numbers.

This week, I’m answering 5 homeowner questions—free of charge.
📩 DM me your top question, and I’ll share the same insights I give to banks, insurers, and attorneys.

09/02/2025

Hope you had a great weekend! This week I’m opening up DMs—I’ll answer the first 5 questions about appraisals (equity, taxes, insurance, valuations). DM your question, and I’ll tackle it this week with clear, actionable guidance.

08/30/2025

💡 Tip: You don’t need to be selling to benefit from an appraisal.
Homeowners I work with often use appraisals for:

✔️ Refinancing with confidence
✔️ Insurance claims & coverage updates
✔️ Estate planning or divorce settlements
✔️ Post-renovation valuations (so you know what improvements are worth)

With my FEMA-compliant and court-recognized reports, you get documentation that stands up anywhere it’s needed.

08/25/2025

South Pinellas values are shifting. In some neighborhoods, prices are steady, while others—like Snell Isle and Shore Acres—are quietly climbing.
Here’s a tip: don’t rely solely on national headlines. Real estate is hyperlocal.

With decades of experience appraising homes in St. Pete, I can show you how your property truly compares—down to your block.
Curious? Let’s talk.

08/22/2025

Every home has a story—renovations, upgrades, elevation, even flood history. Online estimates don’t capture that.

As an appraiser with over 20 years in real estate, my role is to value your property with precision and care, factoring in details only a trained eye can see.
✔️ A new roof? Adds value.
✔️ A converted garage? Depends on the market.
✔️ A raised foundation? Crucial in flood zones.

Every detail counts.

08/18/2025

💡 Homes listed within 2% of their appraised value sell faster and with fewer price cuts.

Why it matters in today’s market:
-Overpricing leads to stale listings.
-Accurate pricing attracts serious buyers and stronger offers.

A professional appraisal helps you hit the market sweet spot—and sell with confidence.

08/15/2025

Florida homeowners are seeing insurance premiums skyrocket in 2025. But here’s what most don’t realize:

✅ An updated appraisal can help you reassess coverage
✅ Avoid paying for inflated rebuild values you don’t need
✅ Strengthen your case when disputing insurance estimates

💡 Expert Tip: Many insurers rely on outdated data. A current appraisal ensures you’re paying for what your home is truly worth — not what the algorithm says.

08/13/2025

Are Your Florida Property Taxes Too High?

Many homeowners in Florida are over-assessed — which means you could be paying hundreds or even thousands more each year. A certified appraisal is one of the strongest tools you can use to appeal your tax bill.

✅ Defensible reports for county review boards
✅ Independent, accurate valuations
✅ Proven experience with successful appeals

Don’t keep overpaying. A professional appraisal could put money back in your pocket.

Address

1324 39th Avenue NE
Saint Petersburg, FL
33703

Website

http://asset-value.com/

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