Catherine Ignagni Realtor of Jill & Co Realty Group

04/23/2026

Should you buy down your interest rate?
Here’s what that actually means…

Buying points = paying upfront to LOWER your mortgage interest rate.
👉 1 point = 1% of your loan amount
💰 In return, you get a lower monthly payment

Sounds great, right? It can be… but it depends.

It MAY make sense if:
• You plan to stay in the home long-term
• You want a lower monthly payment
• You have extra cash upfront

It may NOT make sense if:
• You might move in a few years
• You’d rather keep cash for renovations or savings
• The “break-even point” is too far out

💬 The key question:
“How long will it take me to recoup the upfront cost?”
That’s where strategy comes in.
Every buyer’s situation is different, and this is something you want to run side-by-side with a lender before deciding.

📩 DM “RATE” and I’ll connect you with trusted lenders who can help!


☕️617-719-1583 Happy to help you map this out!

04/18/2026

This is where historic character meets every day ease.

A two 🛏️ two 🛁 condo 1714 📐 inside a converted mill in the heart of downtown Newmarket on the Lamprey river.

Open concept living. Exposed brick and beams. Grand windows spill natural light throughout. Plus a bonus room that flexes as a private office/ bedroom.

Walkable to restaurants, cafes and everything that brings the charm to Newmarket. Or kayak to Great Bay and beyond! 🛶

Priced at $509,900. If you’ve been waiting for something with character, scale and location this is it! The Seacoast vibe without seacoast prices.

Message me for a private showing.

04/12/2026

04/05/2026

There’s something about this season that reminds us how much “home” truly matters.
And sometimes, it’s also the nudge to hop into something new.
Wishing you a peaceful and renewing Easter.

03/31/2026

Restaurant Week Portsmouth NH. Win dinner for two at Row 34! Noted by the New York Times as one of 2025‘s Best Restaurants!! Click link below to enter https://catherineignagni.homes/portsmouth-restaurant-week

03/29/2026

A new Substack post if you’ll have me : )

Downsizing, family transitions, and letting go of a home

03/24/2026

Already reserved. A table at Black Trumpet during Restaurant Week.
I’ve secured a limited number of three course dining experiences at some of Portsmouth’s most sought after restaurants.

No waiting. No planning. Just show up and enjoy.
ENTER TO WIN TODAY
Link in Bio

Winners selected April 5th. * Beverages, gratuity, and additional menu items not included.

03/04/2026

…. and this became one of my favorite places.

A quiet pond tucked into the trees. It’s perimeter path tramped by the footfall and paws of my little ones…

When we relocated 36 miles north of Boston, we traded busy streets and traffic for quiet mornings and moments like this.

I did not realize how much we would gain.

More time.
More quiet.
More memories that stick.

More time as a family. More space to breathe.

Would you trade city traffic for this kind of quiet?

If relocating has been on your mind, let’s create a strategy that gets you there!

02/25/2026

❄️🧥🧥🧥Recently, my son and I delivered over 200 winter coats to The Pettengill House, Salem Family Resources, and Austin 17 House to support local families across Southern New Hampshire and the Seacoast.

Local businesses graciously helped us collect many of these coats. A quiet reminder that caring for a community is never the work of one person.

Winter here can be unforgiving. Not everyone has the same resources. What we do have is the ability to notice, to act, and to help carry the weight together.

Service isn’t performative. Children learn by watching how we show up.

As a local Realtor, I believe relationships shape strong communities and the towns our children will one day inherit.

Showing up still matters and now he knows that too 💕 .realtor

02/05/2026

1️⃣ Mortgage rates are already attractive - experts say we may be near the lowest rates we’ll see.
2️⃣ Less competition = more time & negotiating leverage- winter buyers often have extra breathing room.
3️⃣ Prices typically rise as spring demand increases- early buyers historically save thousands.

✨ Bottom Line: Buying before the spring rush means more choice, less stress, and likely better financial outcomes.

Ready to explore homes now? DM me to get started 🏡 Catherine Ignagni 617-719-1583
Source: KCMrealtor