Statewide Title, Inc.

07/01/2024

Statewide Title Newsletter and Legal Memorandum - June 2024

https://www.statewidetitle.com/newsletterarticle.asp?Article=458

06/28/2024

Skilled Title Professionals Since 1984

Welcome to StatewideTitle.com, a secure and free service that allows Real Property Attorneys to submit Preliminary Title Opinions and related documents as simply as filling out a preliminary title opinion. You then can easily control how and where your title insurance products are sent and conveniently pull up all of your existing files.

Here, you can:

Create, edit, and submit opinions and receive completed commitments and policies online.
Upload and attach exhibits and other documents to your orders.
Comprehensively track your orders including direct access to who is working on your file.
Upload and Download in SoftPro (pfd) format.
Search your Statewide Title orders or request we check our database.
Send requests for changes, endorsements and file documentation.
Check for back title/prior policies.
Access our underwriting experts.
Browse and download from our comprehensive collection of forms.
256 bit SSL security so you know your information is safe.

Call (800) 821-5414 to get started.

www.statewidetitel.com

06/28/2024

Hap Roberts shares the stories of his boyhood in small-town America, stories of his glory days at what was the nation's fastest growing supermarket chain, and stories of his connection to one of the world's most beautiful women.

https://www.facebook.com/everybodywashappy

Hap Roberts shares the stories of his boyhood in small-town America, stories of his glory days at what was the nation's fastest growing supermarket chain, and stories of his connection to one of the world's most beautiful women.

06/18/2024

Who is Statewide Title?
www.statewidetitle.com

Statewide Title, Inc. is an independently owned North Carolina title insurance agency. It is an authorized issuing agent for three national underwriters: Chicago Title, First American Title and Old Republic National Title Insurance Company. The Company has been writing title insurance policies in North Carolina since 1984. The corporate office is in Salisbury, and there is a satellite office in Farmville.

Through its subsidiary, SISCO™ (Statewide Information Services Company), Statewide Title was the first company in North Carolina to provide true web-based title services. Another subsidiary is Statewide Title Exchange Corp. (STEC™) which can serve as a qualified intermediary in 1031 tax-deferred exchanges.

www.statewidetitle.com

06/13/2024

**1031 TAX-DEFERRED EXCHANGE **
We encourage you to choose Statewide Title Exchange Corporation (STEC) to serve as your Qualified Intermediary.

www.1031stec.com

We look forward to working with you on your future 1031 endeavors.

Email to: [email protected]
Questions? Call 704-637-1031

STATEWIDE TITLE EXCHANGE CORPORATION OR ITS EMPLOYEES CAN NOT PROVIDE TAX ADVICE. YOU ARE RESPONSIBLE FOR THE ACCURACY OF THE INFORMATION IN OUR RECORDS. WE STRONGLY RECOMMEND THAT YOU SEEK PROFESSIONAL ADVICE REGARDING THIS TRANSACTION.

06/12/2024

WHAT IS TITLE INSURANCE?
AND DO I NEED IT?

Is it just an unnecessary expense?

Absolutely not! A change in land ownership, requiring a formal transfer of title involves risk that the title may be defective. Title insurance is your guaranteed protection against real estate title losses. Actually, title insurance is one of the best insurance values available. The premium you pay is based on the purchase price of your property. Rates are regulated by the state, and you only pay a one-time premium when you purchase your policy. North Carolina property owners enjoy rates for title insurance premiums that are among the lowest in the nation. This coverage lasts as long as you own your property, and will protect you even after you sell your property.

What is Title Insurance?

A title policy insures the condition of your title or ownership rights to a certain piece of property. Before a policy of title insurance can be issued in North Carolina, a title examination must be conducted under the supervision of an independent attorney licensed to practice law in North Carolina. We believe that this requirement has directly led to North Carolina having one of the very lowest costs in this country, to the owner, for assuring title. The high standards of education and professionalism required of an attorney to be licensed in North Carolina contribute directly to our having a lower rate of claims than most states that do not require attorneys in the process. The attorney carefully researches all relevant recorded documents affecting ownership of the property being examined necessary to determine the status of the title. The attorney will then submit a title opinion to the company. Typically, the title company will then issue a "binder" or "commitment" to the lender and owner, which obligates the company to insure the title as described by the attorney, with certain limitations and requirements. A title insurance commitment describes your property in detail and states what limitations, if any, the final title policy will include when the company issues it to you and your lender. Even the most thorough search will not reveal any "hidden defect" that is not shown on the public records. Such a defect may be a problem caused by an inadequate survey, a clerical error, confusion over names, forgery, fraud, unrecorded claims for improvements or numerous other possible problems. Careful attorneys can not reasonably be expected to discover title problems that are not revealed in the public records. Therefore, the examining attorney is not responsible to you for dealing with these issues when they arise after closing. Without title insurance, you are on your own! Title insurance does not guarantee that title defects do not exist or will never occur. It does insure you against possible losses through certain claims against your title as a result of conditions not revealed on your policy.

www.statewidetitle.com

06/12/2024

QUÉ ES UNA PÓLIZA DE SEGURO PARA TÍTULO DE PROPIEDAD?
WHAT IS TITLE INSURANCE?
Es éste un gasto innecesario? AND DO I NEED IT?
www.statewidetitle.com

¡No, absolutamente no! Un cambio de propietario de un terreno, que exige una transferencia formal de un título conlleva el riesgo de que el título esté defectuoso. La póliza de seguro para título de propiedad es su protección garantizada en contra de las pérdidas de títulos de bienes raíces. De hecho, la póliza de seguro para título de propiedad es uno de los mejores valores de seguro disponibles.La prima de seguro que usted paga se basa en precio de compra de la propiedad. Las tarifas son reguladas por el estado, y usted sólo paga la prima una vez, cuando compra la póliza. Los propietarios de bienes raíces en Carolina del Norte gozan de tarifas que se cuentan entre las más bajas en el país para la prima de la póliza de seguro para título de propiedad. Esta protección dura mientras usted sea el dueño de la propiedad y lo protegerá aun si usted vende la propiedad.

https://www.statewidetitle.com

06/11/2024

Ralph Roberts, actor, masseur, and former Pentagon liaison, could frequently be found in the kitchen of Lee Strasberg’s NYC apartment on Central Park West. One pleasant spring morning he by chance met Marilyn. Not the turned-on public persona of Marilyn Monroe he had crossed paths with.....

**Check out this great book **
Mimosa: Memories of Marilyn & the Making of "The Misfits"

Ralph Roberts, actor, masseur, and former Pentagon liaison, could frequently be found in the kitchen of Lee Strasberg’s NYC apartment on Central Park West. One pleasant spring morning he by chance met Marilyn. Not the turned-on public persona of Marilyn Monroe he had crossed paths with in the pas....

06/11/2024

Hap Roberts shares the stories of his boyhood in small-town America, stories of his glory days at what was the nation's fastest growing supermarket chain, and stories of his connection to one of the world's most beautiful women.

*BUY THE BOOK*
Everybody Was Happy - The boy from Merritt Avenue, the rise of Food Town, and the myth of Marilyn Monroe

Hap Roberts shares the stories of his boyhood in small-town America, stories of his glory days at what was the nation's fastest growing supermarket chain, and stories of his connection to one of the world's most beautiful women.

06/11/2024

**BOOK**
Everybody Was Happy - The boy from Merritt Avenue, the rise of Food Town, and the myth of Marilyn Monroe

Hap Roberts shares the stories of his boyhood in small-town America, stories of his glory days at what was the nation's fastest growing supermarket chain, and stories of his connection to one of the world's most beautiful women.

https://read.amazon.com/kp/embed?asin=B09TQ3GB6Y&preview=newtab&linkCode=kpe&ref_=cm_sw_r_kb_dp_VNXG1B8D8V49B8ZPWWHG&tag=mobile0119e8d-20

06/11/2024

Check out our premium RATE CALCULATOR
https://www.statewidetitle.com/premcalc/default.aspx

This premium calculator is to be used to receive estimates of premium from Statewide Title, Inc. only.
To receive an exact premium amount, contact a local Statewide office by phone at (704)637-1027 or online at www.statewidetitle.com

Title premiums in North Carolina are a single unified premium filed with the NCDOI (North Carolina Department of Insurance) that can not be varied from the filing.

06/10/2024

Our Creed - Members of the Statewide Title Team must possess a strong work ethic, integrity, honesty, common sense and a vision for the future.

Like & Follow Statewide Title, Inc.

www.statewidetitle.com
Call us at (704) 637-1027