Bret Jorgensen - Lending

01/09/2023

Stressed about finances? Find out how much money is available to you through Cash-Out REFI options 👉

https://homequityreport.com/bretjorgensen0?brand=NDQuMTU4ODYwOTYzOQ

12/31/2022

Is there optimism for our Utah housing market in 2023? What will it take to see interest rates go lower?

First American Chief Economist Mark Fleming shares his proprietary Potential Home Sales Model, examining the housing market's performance against its potential.

12/20/2022

New FHA home loan limits for 2023. With increased home values the FHA has also bumped up the loan amount that a borrower can get a loan for. Are you in the market to buy this coming year?

12/08/2022

Apples with home made caramel for the win! Happy holidays friends!

12/02/2022

Interest rates are down over 1% since the high in October.

On a $550k home loan that saves you $3️⃣6️⃣6️⃣a month! 😃

If you have been waiting to jump in the market at the right time… it’s here!

$550k loan amount; 740 credit score; 30 yr fixed; conventional; 6.3% APR; 30 day lock; October high interest rate to average rate on 12/1/22.

11/30/2022

Congratulations! So Happy for the Naegle’s and their new home purchase they closed on this week! Great working with their realtor Tyler McIntosh, a friend of mine.

Sun American Mortgage Company - NMLS: 160265

11/29/2022

Exciting news for home buyers! Conventional loan limits will be INCREASING in 2023! The Federal Housing Finance Agency (FHFA) announced today that limits will be increasing from $647,200 (2022) to $726,000 in 2023! This is an increase of $79,0000!

For more information about loan limits in your county, feel free to reach out to us or visit https://www.fhfa.gov/CLL.

11/12/2022

Rates dipped below 7% this week. Is it a good time to buy now?

One financial pro says the lower rate is a big opportunity for prospective homebuyers.

09/20/2022

Are you still thinking about buying a home? See if you pre-qualify for a down-payment assistant program with our online, no documentation process in less than a minute 😮

https://buyerprequalify.com/bretjorgensen0?brand=ODkuMTU5NTM1MjUyMA

09/13/2022

Great news for homebuyers! PennyMac has announced that they are raising their conventional loan limits! Buyers have even more power to buy without relying on a Jumbo Loan product. Call us today to see if you qualify!

This is not a commitment to lend. Not all who apply will qualify. All applicants are subject to credit and income approval. Speak to a licensed loan officer for more details on how to qualify for this loan program.

Source: https://www.gopennymac.com/announcements/announcement-22-53”

09/08/2022

Do you know anyone or are you in the market to buy your first home and start building equity? Call or message me about first time home loan options here in Utah. 435-817-6837

09/07/2022

Rates up above 6% still this week. Continued volatility this week with the global bond yields ahead of the European Central Bank meeting this Thursday. Message or call me if you have any questions on rates, loan programs or pre-approvals.