Joe Libin-Latitude Lending

06/16/2026

If you're interested in growing your real estate portfolio, you may be able to factor in the property's prospective rent as qualifying income.* Message or call to learn more when you're ready to get started!

06/09/2026

Unlock lower mortgage payments for your entire first year. Experience real savings from day one. DM for details.

06/05/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me to learn more!

06/02/2026

Experience the ultimate in modern living with today’s condos—stunning views, unbeatable convenience, and top-tier amenities. Explore a range of tailored loan options to match your needs, budget, and lifestyle. Connect now at www.utahloanplan.com or give us a call to get started!

05/29/2026

Unlock the potential of your real estate portfolio. Contact us today to discover streamlined strategies for qualifying for your next investment property.

05/28/2026

Big news in the mortgage world: VantageScore is now available through a pilot program and could help more buyers qualify for a home loan especially first-time buyers and those with limited credit history. In many cases, Vantage scores can come in significantly higher than traditional FICO scores, which may lead to better rates and lower costs.

Learn how this new scoring model could improve affordability and open more doors to homeownership.

Learn more:

Hey folks, hope you’re doing well. I’ve got some interesting news. I appreciate you watching this month’s breaking down the mortgage. This month we’re going to discuss the new scoring model FICO.

05/26/2026

If you're looking to get into a new home, but worried about your down payment, an FHA loan might be right for you. You could be eligible for programs that only require 3.5% down* and a lower credit score than other loan types. Reach out today!

05/22/2026

Unsure whether to buy or rent? Get expert guidance to discover the best option for your needs. Call today to make a confident move.

05/19/2026

If you're active-duty military, a veteran or a spouse, you could qualify for a VA loan. This type of mortgage offers big benefits — from up to 100% financing* to no mortgage insurance.

05/15/2026

Looking to pay off credit card or other debt? A cash-out refinance could help you access your home's equity for financial relief. Call today to explore your options.