Madison Lanford

10/06/2020

Start thinking SAVE

1️⃣ Invest! Let your money make money. 💸Watch YouTube videos, follow EDUCATIONAL influencers on ig ( ), download investment apps like Robinhood or Charles Schwab

2️⃣ Tack your income and spending on your phone. 📊 I like the app Mint

3️⃣ Put your head down and grind 🥵 say no to some trips. It’s still a pandemic... we don’t need to be traveling everywhere

4️⃣ Save, save, save. 🔐 But save better! Also, did you know you can take from your 401k as a first time home buyer?

5️⃣ Pay down debt. Stop spending more than you make 🙃

6️⃣ Talk to a morgage lender. 📲 It’s never too early to understand the process and get tips for what to do when you’re ready!

10/04/2020

Small galley kitchens 🤍

Don’t you just want to stand here with a cup of coffee and look out the window? ☕️

10/03/2020

All types of garden vibes 🌱
•
Would you plant a garden? 🌷

10/03/2020

HAPPY OCTOBER 🎃
•
If you needed a sign to get grinding or keep grinding here it is 💛
•
I’m motivated to finish out the year strong and stay focused on what I want!! It is never too late to have a goal, create a plan, and stick to it.
•
You got it!!
•
•
•
•
•

10/02/2020

Passion + Consistency = SUCCESS

10/02/2020

Let’s do a little math equation 🤓

Assume you purchase a house for $300,000. You put 20% down ($60,000) and get a loan for the remaining $240,000 you owe.

1 - ($240,000/$300,000)
1 - .8 = .2 or 20%

Your equity is 20% or $60,000. That is what you “officially own.”

Now, say the housing market rises. Your home is now worth $400,000 and you’ve paid another $20,000 towards your mortgage. Your new remaining balance is $220,000 on the loan.

1 - ($220,000/$400,000)
1 - .55 = .45 or 45%

Your equity is now 45%.

The difference between what you owe and what your home is currently worth.

Are you ready to start house shopping? 🤪

10/02/2020

Cute kitchen nooks 🍒
•
Do you like the corner bench or prefer all chairs?

08/31/2020

Here's the process for packing and oddly-shaped items in wardrobe boxes.

You probably have a plan for packing most of your belongings for moving, but what about tall, oddly shaped chairs, like bar stools?

08/24/2020

One of the advantages of using for your countertops is the abundance of color options.

Unlike natural stones, such as granite, quartz is an engineered stone, which means the stone is not being used in its natural state.

08/18/2020

Discover the characteristics of these common styles.

Nowadays, there are a lot of design styles and sometimes it is hard to understand which one to choose and how to combine them.