Real Estate Made Easy: Buy or Sell

11/11/2023

OPEN HOUSE!!!!!
Today, 11 Nov 2023, from 1:00pm to 5:00pm!!
323 Laramie Dr San Antonio TX 78209
Come join me!!

09/21/2023

Don't be fooled by these!

06/03/2022

Location is everything! Summerhill is conveniently located off of HWY1604 and Graytown Rd. in close proximity to Randolph Air Force Base. Enjoy the convenience of big city amenities with the feeling of small town living. Its a short commute to HEB, IKIA, The Forum with lots of stores including Target, Party City, Best Buy, and much more. This Gorgeous open floor, 3 bedroom, 2.5 baths, boasts 20-ft Ceilings on the main level. Gather all your family during the holidays and birthdays celebrations around the huge kitchen island and create memories that will last a life time. Don't wait, this one will not stay around long.

Click here for details:
https://www.remax.com/TX/CONVERSE/home-details/10130-HELIOS-HTS-CONVERSE-TX-78109/1187913354667076604/M00000616/1611426

06/02/2022

This remarkable home is located in the highly desirable neighborhood of Riata! This gorgeous home exudes pride of ownership, with its green lawn kept green by its sprinkler system, its hand-scraped hardwood floors throughout the first floor scream luxury! Spend family time in the family area watching your favorite movies in the giant 150" screen and projector. Your students will not be disappointed in the award winning schools K-12. Quick access to IH-35, Randolph AFB, New Braunfels, Loop 1604, The Forum, IKIA and many more shopping areas and eateries! This beauty will not stay available for long!!

Click here for details:
https://www.remax.com/TX/SCHERTZ/home-details/733-CLEARBROOK-AVE-SCHERTZ-TX-78108/11260497955377949400/M00000616/1611299

05/13/2022

OPEN HOUSE!!!😮

Please come join me this Saturday 14 May from 12:00 to 4:00 at this gorgeous home located in a highly desirable neighborhood.

25931 S Laurel Pass, San Antonio TX 78260

11/05/2021

11/05/2021

10/31/2021

Elegant 3024 sq.ft. two story family home, 4 bedrooms, 2 1/2 baths, office, separate dining area, spacious master bedroom, open floor plan, high ceilings, generous kitchen with breakfast bar and huge pantry. Centrally located on 1604 across from Randolph AF base, 3 miles from I35 and the new IKIA, 1 mile from HEB, .5 miles to FM 78 and FM 1976, 4 miles from I10. Use following link for 3D tour(use arrows or mouse to move around): https://my.matterport.com/show/?m=AdQyFJPYMSJ

Click here for details:
https://www.remax.com/TX/CONVERSE/home-details/9018-GAVEL-PASS-CONVERSE-TX-78109/11892163298910961912/M00000616/1568869

10/13/2021

Have you ever wander?:
WHAT’S THE POINT OF MORTGAGE POINTS?🤔

If you’re financing a property purchase, you’ve probably come across the term points or discount points. Although there are other meanings, most often these terms refer to prepaid interest, with one point equal to 1% of your mortgage loan.😲

Lenders offer borrowers the opportunity to purchase points on their mortgage, which means you’re paying up front to lower the interest rate of your loan😍. Here are some questions to ask when deciding whether you should buy points.

HOW LONG WILL YOU LIVE IN THE HOUSE?
You usually benefit more from points the longer you stay in the property. That’s because the savings you realize on each monthly payment will accumulate and eventually offset—hopefully exceed
your points payment.👍

CAN YOU AFFORD POINTS?
You need to provide a downpayment and cover the closing costs to secure a mortgage. Do you also want to pay for points?🤔

HOW MUCH WILL THE RATE COME DOWN?
Each point costs 1% of the loan amount, but the interest-rate reduction you receive varies from lender to lender😧.
First published on Texas Realtor Mag.

Talk to your lender and find out if buying points is the right thing for you. 🥳🖖

09/01/2021

Mortgage Rates Barely Budge, Averaging 2.87%

August 27, 2021
Mortgage rates continue to hover at all-time lows, marking the ninth consecutive week that rates have averaged below 3%.
“The tug-of-war between the economic recovery and rising COVID-19 cases has left mortgage rates moving sideways over the last few weeks,” said Sam Khater, Freddie Mac’s chief economist. “Overall, rates continue to be low, with a window of opportunity for those who did not refinance under 3%. From a homebuyer perspective, purchase application demand is improving, but the major obstacle to higher home sales remains very low inventory for consumers to purchase.”

Additional housing inventories may be on the horizon, however. The National Association of REALTORS® reported this week that more listings arrived on the market in July, a trend that could continue into the fall months. Housing inventories increased 7.3% in July compared to June.

Low mortgage rates likely will remain a strong pull for potential home buyers. A rush to lock in a low rate may continue to propel the housing market. NAR predicts the 30-year fixed-rate mortgage to rise, expecting it to average 3.2% from October through December.

Freddie Mac reports the following national averages with mortgage rates for the week ending Aug. 26:

30-year fixed-rate mortgages: averaged 2.87%, with an average 0.6 point, up slightly from last week’s 2.86% average. A year ago, 30-year rates averaged 2.91%.

15-year fixed-rate mortgages: averaged 2.17%, with an average 0.6 point, rising slightly from last week’s 2.16% average. A year ago, 15-year rates averaged 2.46%.

5-year hybrid adjustable-rate mortgages: averaged 2.42%, with an average 0.2 point, falling slightly from last week’s 2.43% average. A year ago, 5-year ARMs averaged 2.91%.

Freddie Mac reports average commitment rates along with average points to better reflect the total upfront cost of obtaining a mortgage.
First published by Realtor Magazine