Caitlin Anaya

06/07/2023

How would this recommendation make you feel? I'm thrilled.

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05/10/2023

The Impact of Inflation on Mortgage Rates

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve (the Fed). But what does it mean for you, the housing market, and your plans to buy a home? Here’s what you need to know.

While the Fed’s working hard to lower inflation, the latest data shows that, while the number has improved some, the inflation rate is still higher than the target (2%). That played a role in the Federal Reserve’s decision to raise the Federal Funds Rate last week. While the Fed’s actions don’t directly dictate what happens with mortgage rates, their decisions do have an impact and contributed to the intentional cooldown in the housing market last year.

During times of high inflation, your everyday expenses go up. That means you’ve likely felt the pinch at the gas pump and in the grocery store. By raising the Federa...

If you’re reading headlines about inflation or mortgage rates, you may see something about the recent decision from the Federal Reserve.

05/09/2023

Why Today’s Housing Market Is Not About To Crash

There’s been some concern lately that the housing market is headed for a crash. And given some of the affordability challenges in the housing market, along with a lot of recession talk in the media, it’s easy enough to understand why that worry has come up. But the data clearly shows today’s market is very different than it was before the housing crash in 2008. Rest assured, this isn’t a repeat of what happened back then. Here’s why.

>>It’s Harder To Get a Loan Now
It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Things are different now as purchasers face increasingly higher standards from mortgage companies.

>>Unemployment Recovered Faster This Time
While the pandemic caused unemployment to spike over the last couple of years, the jobless rate has already recovered back to pre-pandemic levels. Because so many...

There’s been some concern lately that the housing market is headed for a crash.

05/08/2023

It May Be Time To Consider a Newly Built Home

If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging. If you need to open up your pool of options, it may be time to consider a newly built home.

According to the U.S. Census, there’s positive news when it comes to new home construction. More new homes were completed and are ready to sell. Builders broke ground and started construction on more single-family homes. And the number of permits for building new single-family homes ticked up.

There are other perks that come with considering a newly built home:
>>Customization
When you buy a new home under construction, you can tailor it to your unique needs and taste.

>>Brand New Everything
Another perk of a new home is that nothing in the house is used. It’s all brand new and uniquely yours from day one.

>>Minimal Repairs
And, because everything is new, you’ll likely...

If you’re looking to buy a house, you may find today’s limited supply of homes available for sale challenging.

05/07/2023

Thanks to higher mortgage rates and home prices, buying a home can feel challenging for many people right now. If you’re interested in buying a home this year, consider these tips on how you can improve your chances of finding, and buying, the home that’s right for you. DM me today to learn more about how you can achieve your housing goals.

05/06/2023

While there’s talk in the media of a recession on the horizon, experts say the housing market will be resilient and any recession will be mild and short. You don’t need to fear what a recession would mean for the housing market. DM me if you have any questions about what you’re hearing in the headlines and what that means for our market.

05/06/2023

The number of foreclosures filings in the U.S. is still low. Why? Because lending standards have tightened significantly since 2008 and so many homeowners have enough equity to sell their house today. Let’s chat more about why today’s housing market is nothing like it was back then.

05/06/2023

Have you been thinking about making a move? Even with today’s higher mortgage rates, it may still make sense to do so. That’s because your needs and lifestyle are also a factor. Maybe you need more space, or perhaps you just want something newer. Whatever your motivation, let’s work together to sell your current house and find the home that’s right for you.

05/05/2023

Reasons To Sell Your House Today [INFOGRAPHIC]

Not sure if selling your house is the right move today? You should know there are a number of reasons it still makes sense to sell now. Your house will stand out because inventory is low. That’s why the number of offers on recently sold homes is on the rise. And most homeowners have a lot of equity that can fuel a move. If you’re thinking about selling your house, let’s connect to discuss if now may be the time to move.

Not sure if selling your house is the right move today? You should know there are a number of reasons it still makes sense to sell now.Your house will stand out because inventory is low. That’s why the number of offers on recently sold homes is on the rise. And most homeowners have a lot of equity...

05/05/2023

Foreclosure Numbers Today Are Nothing Like 2008

Today, foreclosure numbers are nothing like they were in 2008. Let’s connect if you have questions about what you see in the news about today’s housing market.

05/04/2023

Here are just some of the financial benefits that come with owning your own home. Homeownership enables you to stabilize your housing payment via a fixed rate mortgage, helps you build your net worth, and gives you an asset that typically gains value over time. DM me so we can start your homebuying journey today.

05/04/2023

How Homeowners Win When They Downsize

Downsizing has long been a popular option when homeowners reach retirement age. But there are plenty of other life changes that could make downsizing worthwhile. Homeowners who have experienced a change in their lives or no longer feel like their house fits their needs may benefit from downsizing too.

And when inflation has made most things significantly more expensive, saving money where you can has a lot of appeal. So, if you’re thinking about ways to budget differently, it could be worthwhile to take your home into consideration.

When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the bills that come with it, like your mortgage payment, energy costs, and maintenance requirements.

If you’re thinking about downsizing, ask yourself these questions:...

Downsizing has long been a popular option when homeowners reach retirement age.