Yakita McClurkin with Vortex Realty

11/27/2025

What food could you eat over and over again and never get bored of 🤤🍗

11/25/2025

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11/24/2025

If you’ve served in the military (or your spouse has), you qualify for one of the strongest homebuying advantages out there: the VA loan 🇺🇸🏡
Zero down. No PMI. Competitive rates.
It’s a benefit you’ve earned — and one that can make homeownership more within reach.

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there.

11/23/2025

Want a better understanding of mortgage loans👇🏾👇🏾

In the early years of the mortgage, the vast majority of the P&I payment is consumed by interest. Interest is calculated based on the large outstanding principal balance. Because the balance is at its highest, the interest charge is also at its highest.

11/21/2025

FHA appraisal process!

FHA minimum property standards are enforced by an FHA-approved appraiser. This individual performs a dual role. First, they determine the home's current market value. They also conduct a visual assessment to ensure the property complies with MPS.

11/19/2025

After several years of high mortgage rates and cautious buyers, momentum is quietly building beneath the surface of the San Antonio housing market.

So, what are the three biggest local trends to keep your eyes on right now?

1. Mortgage rates are finally easing.
Rates have been trending downward since earlier this year, and even a small drop is giving San Antonio buyers more breathing room in their monthly payments. This is especially important in a market where affordability has been a key concern.

2. Inventory is growing across the metro.
From the Northside to the far West and South San Antonio, more listings are hitting the market. New construction remains strong here as well, giving buyers more options than we’ve seen in recent years.

3. Buyer demand is picking back up.
As rates ease and inventory expands, buyer activity is increasing — especially for well-priced homes in popular areas like Stone Oak, Alamo Ranch, Helotes, and Schertz/Cibolo.

What does this mean for San Antonio?
Sellers are starting to re-enter the market. Buyers who paused are now re-engaging. And after a slower period, you can feel movement happening again. It’s not a surge — but it is a shift. One that could set the stage for a healthier, more active San Antonio housing market heading into 2026.

11/18/2025

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11/14/2025

Are you unsure about the amount to set aside for closing costs? This article will provide you with valuable insights into closing costs.

Closing costs involve all the fees and costs that need to be paid before or at the time of closing. Your mortgage contract and disclosures go over all the costs that will be incurred by you as the buyer, the seller, and the lender.

11/12/2025

Many want to know if their FICO scores are high enough to qualify for a home loan. The answer depends on multiple variables, including the type of mortgage you apply for.

FICO score issues are a common source of stress to potential FHA borrowers. Everyone wants to know if their FICO scores are high enough to qualify for an FHA mortgage. Is it possible to qualify for an FHA loan or refinance loan with credit scores from 500 to 579?

11/10/2025

What kind of unsound reasoning would lead someone to think that a 50-year mortgage is beneficial?
1. A mortgage represents a debt obligation, not ownership.
2. A 50-year mortgage makes housing more expensive, as evidenced by the history of 5-year car loans.
3. This type of mortgage benefits banks while enslaving individuals to long-term debt.
Just my thoughts! What do you think?

11/10/2025

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11/08/2025

What You Need to Know About FHA Construction Loans.

Borrowers interested in FHA mortgages for new construction will find that they're possible to get with a little bit of extra effort. Not all FHA lenders will offer construction loans, but you can find the right lender by shopping around.