Sarah Reyes Loan Originator NMLS 2483171

Sarah Reyes Loan Originator NMLS 2483171 Established in the heart of San Antonio, Texas, in 2023, GFS Home Loans has been a beacon of excellence in mortgage banking.

Our commitment begins at prequalification and extends beyond the closing of your home purchase. As a team of seasoned professionals, we are devoted to ensuring your home-buying experience is both seamless and rewarding. As an equal housing lender, we take pride in serving our vibrant community with a diverse portfolio of residential mortgage options, including:

VA Loans
FHA Loans
Conventional Loa

ns for primary, secondary, and investment properties
Nonconforming – Jumbo Loans
Refinancing Options – Rate & Term, Cash-Out, and VA IRRRL
Innovative “Out of the Box” portfolio products

At GFS Home Loans, we specialize in finding the perfect loan match for every client, tailored to meet their individual needs. We manage your mortgage process entirely in-house, with our dedicated GFS employees who are deeply rooted in the communities we serve. For us, you are more than just a loan number, and service is more than a word in our name. Our commitment is to exceptional, personalized service from the first step in your home search to the moment you hold your new home's keys. TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Credit card utilization plays a major role in your credit score and mortgage pre-qualification.If your cards are over 30...
01/25/2026

Credit card utilization plays a major role in your credit score and mortgage pre-qualification.

If your cards are over 30%, it can impact how much you qualify for when buying a home. January is the ideal time to lower balances and strengthen your home buying power for spring.

Reach out today https://www.getapprovedwithgold.com to start planning ahead.

Getting pre-qualified in January doesn't mean you're buying tomorrow. It means you're informed, confident, and ready whe...
01/23/2026

Getting pre-qualified in January doesn't mean you're buying tomorrow. It means you're informed, confident, and ready when the right home shows up.

Spring favors buyers who hype themselves up early, not the ones who wait. Message us today at https://www.getapprovedwithgold.com and let's get you pre-qualifed.

January is when smart buyers quietly get ahead. Less competition. More prep time. Stronger offers when spring hits.If bu...
01/20/2026

January is when smart buyers quietly get ahead. Less competition. More prep time. Stronger offers when spring hits.

If buying is on your 2026 plan, this is the month that matters most. Drop us a message at https://www.getapprovedwithgold.com and let's build your plan!

Experience isn't something you rush, it's something you earn.For over 25 years, we've guided homeowners through changing...
01/12/2026

Experience isn't something you rush, it's something you earn.

For over 25 years, we've guided homeowners through changing markets, evolving guidelines, and life's biggest decisions with clarity and care.

That kind of experience brings perspective. And perspective builds trust.

We're here when you're ready.
Chat with us today at https://www.getapprovedwithgold.com

A home represents more than a milestone. It's stability. It's consistency. It's a place to grow into over time.January i...
01/09/2026

A home represents more than a milestone. It's stability. It's consistency. It's a place to grow into over time.

January is a reminder that the strongest decisions aren't rushed; they're built thoughtfully, with the long view in mind.

When you're ready, we're here at https://www.getapprovedwithgold.com

January isn't about rushing big decisions. It's about resetting intentions, asking better questions, and getting clarity...
01/07/2026

January isn't about rushing big decisions. It's about resetting intentions, asking better questions, and getting clarity around what's possible this year.

Homeownership doesn't start with pressure — it starts with understanding.

When you're ready to talk through next steps, we're here.

Let's start with clarity. Visit https://www.getapprovedwithgold.com today!

December was no slowdown — it was all go. Grateful to earn Million Dollar Club honors to close out the year.
01/05/2026

December was no slowdown — it was all go. Grateful to earn Million Dollar Club honors to close out the year.

A new year always feels quieter than we expect. Not fireworks,  but reflection. Gratitude for the homes, families, and f...
01/05/2026

A new year always feels quieter than we expect. Not fireworks, but reflection. Gratitude for the homes, families, and futures we get to be part of.

Here's to 2026 and everything it's slowly unfolding into.

Here's to new beginnings, fresh hope, and the chapters we've yet to write. As we welcome 2026, we're filled with gratitu...
01/01/2026

Here's to new beginnings, fresh hope, and the chapters we've yet to write. As we welcome 2026, we're filled with gratitude for every story, every milestone, and every family we've crossed paths with.

May this new year bring peace to your heart, joy to your home, and light to your journey.

From all of us at GFS Home Loans — Happy New Year.

New Year, New Mindset, Same Dream: Home.As we head into 2026, it's more than just resolutions, it's about creating room ...
12/30/2025

New Year, New Mindset, Same Dream: Home.

As we head into 2026, it's more than just resolutions, it's about creating room for the life you actually want. Whether you're saving for your first home, planning a move, or just want to feel more grounded where you are… we're here for it.

Let's turn your resolutions into keys, contracts, and closings. Visit https://www.getapprovedwithgold.com today!

It's not too late to make homeownership your 2025 resolution. Finish strong, start stronger.Visit https://www.getapprove...
12/29/2025

It's not too late to make homeownership your 2025 resolution. Finish strong, start stronger.

Visit https://www.getapprovedwithgold.com and let's open the door to your new year goals.

This Christmas season, we're grateful for the moments that matter most: time with family, meaningful connections, and th...
12/25/2025

This Christmas season, we're grateful for the moments that matter most: time with family, meaningful connections, and the joy of slowing down together.

Wishing everyone a holiday filled with peace, warmth, and cherished memories. 🎄🤍

Address

1717 N Loop 1604 East Ste. 334
San Antonio, TX
78232

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