Let’s Talk MorTgage Pro

Let’s Talk MorTgage Pro Erika Slayton, Mortgage Advisor
30 years in lending
Preferred Rate Mortgage

Licensing in TX,AZ,MO NMLS 76823 AZ BK 1036972 NMLS 1850 WE Lend in 49 states!

Equal Opportunity Housing
https://www.nmlsconsumeraccess.org I have been lending since 1996; helping and educating buyers on the best financial options for their family. We are in an ever changing industry and growth both personally and professionally is important to our team. We communicate, provide timely status updates, and keep in touch on the important details of your home loan, both before,

during and after you are closed. Let us help you buy your first home, dream vacation home, invest in real estate, or move up to your next home.

In a changing market, perspective matters. The challenges we face are often the opportunities that help us grow, adapt, ...
06/16/2026

In a changing market, perspective matters. The challenges we face are often the opportunities that help us grow, adapt, and find a better way forward.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

06/13/2026

Hey future homeowners! 🏡 Here’s the 4-step strategy I teach all my buyers to help them move forward confidently and build long-term wealth through real estate.

1. Buy with a purpose: Ensure your property saves money, grows in value, or generates income.
2. Don’t be stalled by interest rates: The right home within your grasp beats waiting for that so-called perfect market.
3. Get pre-approved: Know your numbers and dodge the stress.
4. Your first property isn’t your forever home: It’s a crucial step toward building equity.

Ready to make your moves in real estate this year? Comment ready below, and let’s build your game plan together! Also, send this to someone still on the fence—they might just thank you later.

06/12/2026

Thinking about buying a home? 🤔 Let me simplify it for you with these expert no-nos. I'm Erika Slayton, your 30-year mortgage veteran, here to help you dodge common pitfalls on your journey to homeownership.

First off, avoid buy now, pay later accounts. Yes, that new gadget can wait—it's extra debt impacting your mortgage application. Secondly, it's best to delay travel plans around your closing time. Prioritize finances and give yourself the breathing room you deserve. Lastly, ditch the cash deposits for now. Keep your paper trail clean for a smoother loan process.

Stay stress-free and prepared. For more valuable tips, click follow or DM me your burning question. Let's make your home-buying dream come true! 📩

https://myoc.io/Letstalkmortgagepro

NMLS #76823

06/12/2026

Hey future homeowners! 🏡 Here's the 4-step strategy I teach all my buyers to help them move forward confidently and build long-term wealth through real estate.

1. Buy with a purpose: Ensure your property saves money, grows in value, or generates income.
2. Don't be stalled by interest rates: The right home within your grasp beats waiting for that so-called perfect market.
3. Get pre-approved: Know your numbers and dodge the stress.
4. Your first property isn't your forever home: It's a crucial step toward building equity.

Ready to make your moves in real estate this year? Comment ready below, and let's build your game plan together! Also, send this to someone still on the fence—they might just thank you later.

https://myoc.io/Letstalkmortgagepro

NMLS #76823

I know you can’t find a $900 house payment. But you can avoid that crazy high car payment and apply some of the differen...
06/11/2026

I know you can’t find a $900 house payment. But you can avoid that crazy high car payment and apply some of the difference to a house payment. Make your money work smarter, not harder.

https://myoc.io/Letstalkmortgagepro

NMLS #76823

Rates change daily. Your goals should not. Rates go up and down, but your financial goals should stay consistent and gui...
06/11/2026

Rates change daily. Your goals should not. Rates go up and down, but your financial goals should stay consistent and guide your decisions. The key is building a plan that works through rate changes, not reacting to them. If you want help mapping that out, message me.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story...
06/09/2026

The 𝐛𝐞𝐬𝐭 rate is not always the lowest rate. It is the one that fits your overall plan. A rate is only part of the story, and structure, timing, and long-term goals matter just as much. If you want to look at the full picture, message me.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

06/06/2026

Curious about how much sellers can contribute to closing costs on VA loans? You're not alone! Many people are confused about the rules, especially when it comes to what's covered and how concessions work.

Great news—on a VA loan, sellers can cover all your closing costs and prepaids without a percentage cap! However, they're limited to 4% on concessions, which means extra perks like paying off debts or even getting that fridge with the purchase.

Whether you're a current service member or a veteran diving into VA loans, I'm here to make things easy. Ready to explore your options or have more questions? Comment below or reach out directly. Let's turn concerns into homes! 🏡

https://myoc.io/Letstalkmortgagepro

NMLS #76823

Everyone’s trying to “time the market”…But the truth is—nobody can predict it perfectly.Not experts. Not headlines. Not ...
06/04/2026

Everyone’s trying to “time the market”…

But the truth is—
nobody can predict it perfectly.

Not experts. Not headlines. Not your neighbor.

The real question isn’t timing the market…
it’s having the right strategy for YOUR situation.

https://myoc.io/Letstalkmortgagepro

NMLS #76823

06/04/2026

Rates aren’t one-size-fits-all. The better question is what rate fits your budget, credit profile, and long-term goals. Sometimes structure matters more than the headline number. Want to see what works for you? DM me and I can walk you through options.
https://myoc.io/Letstalkmortgagepro



NMLS #76823

Address

18410 US Highway 281 N Suite 109-7D
San Antonio, TX
78259

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