Mario Martinez - REAL Estate Agent

02/03/2024

"While there could be some fluctuations in the path forward ... the general expectation is that mortgage rates will continue to trend downward, as long as the economy continues to see progress on inflation"
Jiayi Xu,
Economist, Realtor.com

02/01/2024

Are you considering buying your first home? There’s good reason to think about it as affordability has improved a little bit lately. Lower mortgage rates and growing inventory mean your first home might be just around the corner. If you're ready to start on the exciting journey to homeownership, I'm here to help. Let's connect.

01/31/2024

Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story.

The truth is, if you compare the current numbers with what usually happens in the market, you’ll see there’s no need to worry.

Putting the Headlines into Perspective

The increase the media is calling attention to is misleading. That’s because they’re only comparing the most recent numbers to a time where foreclosures were at historic lows. And that’s making it sound like a bigger deal than it is.

In 2020 and 2021, the moratorium and forbearance program helped millions of...

Have you seen headlines talking about the increase in foreclosures in today’s housing market?

01/30/2024

Spring may be around the corner, but there's no need to wait. The supply of homes available for sale is still lower than normal. And with the recent downward trend in mortgage rates, buyer demand is growing. Your house is in demand now. If you’re ready to make a move, DM me today so we can discuss why it’s a great time.

01/29/2024

Have you ever heard the term “Silver Tsunami” and wondered what it's all about? If so, that might be because there’s been lot of talk about it online recently. Let's dive into what it is and why it won't drastically impact the housing market.

What Does Silver Tsunami Mean?

A recent article from HousingWire calls it: “. . . a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging . . .”

The thought is that as baby boomers grow older, a significant number will start downsizing their homes. Considering how large that generation is, if these moves happened in a big wave, it would affect the housing market by causing a significant uptick in the number of larger homes for...

Have you ever heard the term “Silver Tsunami” and wondered what it's all about?

01/28/2024

Great news for those awaiting favorable mortgage rates before making a move. They’ve been trending downward in recent months and projections indicate they’re likely to decline further throughout 2024. That means new opportunities for both buyers and sellers. Want to know how changing mortgage rates might shape your moving plans? DM me today.

01/25/2024

Wondering what's in store for home prices in San Antonio, Austin, and New Braunfels over the next 5 years? 💰📊

10/16/2023

My client managed to lock in a contract for this house 🏠 at a 4.99% rate 📉, even when rates were hovering near 8% 📈. This led to a monthly payment savings of about $500 💰.