LifeSource Mortgage

05/31/2024

Do you own a home and are considering purchasing another? Whether you're eyeing a vacation home, an investment property, or a new residence, leveraging your home equity to buy another property can be a strategic move for building wealth and expanding your real estate portfolio. One way to tap into your home equity is by refinancing your existing mortgage. For many homeowners, a Home Equity Line of Credit (HELOC) may be a more advantageous strategy. Be sure to explore your options thoroughly and plan conservatively. Personally, I’ve successfully used my home equity to purchase additional properties and have seen significant financial benefits. I would love to share my professional and personal experience with you. Reach out and let’s discuss your vision!

05/07/2024

01/01/2024

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

12/25/2023

From our family to yours, Merry Christmas!

12/22/2023

Speculating on interest rates these past few years has been a bit like being a kid at Christmas time, guessing what your gifts are going to be. Some years you’re pleasantly surprised while other times slightly disappointed. If my kids really thought about it, they could probably guess where interest rates have been throughout the past year by the number of gifts under the tree. With interest rates as high as 8%, the gifts are fewer, yet I’m optimistic that next year will be a different story. Most economists predict rates to continue to stay under 7% for 2024, and Matthew Graham of Mortgage News Daily believes we could even drop into the upper 4% range. My own prediction is that rates will be under 6% for much of the new year. Either way, there will be another Christmas to look forward to when, Lord willing, all my family will be together to celebrate, with a few gifts bringing some of those pleasantly surprised smiles.

11/30/2023

Things feeling a little hectic? Maybe it’s time to level up to a bigger home that’s perfect for entertaining – and for keeping your sanity when your guests stay a little longer than expected. We’ll help you finance your perfect space!

11/24/2023

On this Black Friday, it's time to think bigger than the mall. Invest in your future by starting your journey to homeownership.

11/23/2023

On this day and every other day, we are beyond grateful for the opportunity to help clients like you achieve the dream of homeownership. From our family to yours, Happy Thanksgiving!

10/31/2023

No tricks – I work with dozens of lenders to ensure you get a customized mortgage solution for your exact needs.

10/22/2023

Autumn is an ideal time to do some house shopping, with cooler temperatures and motivated sellers. Let us find you the perfect mortgage to go with your dream home — contact us today!

07/26/2023

With few listings and higher rates in our challenging real estate/mortgage environment, it’s time to reflect on some success stories. Our daughter Charlotte has had some success in gymnastics competitions this year, but that success hasn’t been produced simply by her physical achievements; her attitude has played a key role. The story below written 6 years ago reflects that positive attitude:

The resilience of youth is something to behold! Recently our youngest, Charlotte, participated in a gymnastics event. (Basically the “’event” was a sly way for the gymnastic owner to have the parents pay to watch their kids perform on a different day other than their normal practice/workout.) Charlotte was excited for us to see her perform and didn’t seem nervous. Even though there were a few hickups during her performance, she didn’t seem the slightest bit fazed. When she fell off the beam, she hopped backed on and continued as if nothing happened. Afterwards, she didn’t talk about any mistakes or dwell on anything negative. I love that! May we all learn from our children’s tenacity. If your purchase contract offer isn’t accepted or you hit some financial bump, don’t get down and obsess over it. Hop back on the beam and keep going!