Michelle Basnight Cayton at Compass

Michelle Basnight Cayton at Compass Trust the process; I'll do the work & you get the keys. I'm a local. I'm connected. I'm easy to contact.

DRE # 02151951 San Diego Real Estate Expert | Helping Home Buyers & Sellers Win in San Diego | Strategic • Trusted • Results-Driven • Integrity • Responsiveness • Clear Communication | Residential & Investment Homes | Trusted Care from Listing to Closing I graduated college in San Diego, lived in 9 of its zip codes, worked countywide and raised my family in Point Loma. I have a lifetime of informa

tion about the San Diego area, the schools and the fun spots in each neighborhood. I know the other realtors, and work on one of the most successful real estate teams in San Diego. I am also a member of various San Diego organizations that collaborate to help serve our clients and give back to their communities. Real Estate is a complex transaction with many different variables. Contact me and I'll walk you through the process to find your dream home or investment property. You can trust me to deliver the excellent service you deserve and your new set of keys!

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for...
06/05/2026

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for rates to stay “higher for longer.”

So, what can you do about it? Should you just wait?

My advice is simple. Focus on what you can control.

Even in a market like this, there are things you can do to get the best mortgage rate possible. Because sometimes you need to move no matter what’s happening – and that’s okay.

You just need the right strategy.

Let's talk about what this means for your situation and your timing. Drop a comment below or send over a message.

Because you don’t have to figure it out alone. And there are still ways to move forward.

Michelle Cayton | COMPASS | DRE #02151951

What Rising Inflation Means for Your MoveInflation is still above where the Fed wants it, and that means mortgage rates ...
06/04/2026

What Rising Inflation Means for Your Move

Inflation is still above where the Fed wants it, and that means mortgage rates are likely to stay elevated for a while. But for people who need to move, strategy matters far more than trying to perfectly time the market.

Wondering what this means for your specific situation? Reach out today. Let's cut through the noise together and make a plan that actually works for you.

Michelle Cayton | COMPASS | DRE #02151951

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

Smaller homes are having a moment.That’s because affordability is tight and, for many buyers, smaller is what fits the b...
06/03/2026

Smaller homes are having a moment.

That’s because affordability is tight and, for many buyers, smaller is what fits the budget. And builders are listening.

Newly built homes have been trending smaller since 2014 – and that’s on purpose.

They're more affordable than larger homes. And many come with built-in community amenities like walking trails, fitness centers, and even co-working spaces, so less space still delivers.

If you've been feeling priced out of bigger homes, a smaller one could fit your budget and your lifestyle. And with brand-new everything, it may not feel like as much of a compromise as you think.

DM me to walk through what's available in our area.

Michelle Cayton | COMPASS | DRE #02151951

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s BuyersToday’s smaller single-family homes and condos...
06/01/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.

Michelle Cayton | COMPASS | DRE #02151951

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, som...
05/29/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

Michelle Cayton | COMPASS | DRE #02151951

The Real Reason Some People Are Still Moving Right NowLife changes. Priorities shift. Families grow. Kids move out. Care...
05/28/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

Michelle Cayton | COMPASS | DRE #02151951

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

The Truth About Affordability TodayYes, rates have been volatile, and global instability is keeping them from settling d...
05/27/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Michelle Cayton | COMPASS | DRE #02151951

Let's be real with each other for a second about affordability.

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?In a recent survey, 68% of ...
05/25/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

Michelle Cayton | COMPASS | DRE #02151951

05/22/2026

More Sellers Are Open to Negotiating Right Now

Wondering if buyers ever catch a break in this market? Look at this. 39% of sellers say they expect to make concessions this year. That’s up from 30% in 2025. So, you may have more room to negotiate than you think. Want to know what you can ask for as a buyer? Let’s chat.

Michelle Cayton | COMPASS | DRE #02151951

Address

3034 Canon Street, CA United States
San Diego, CA
92106

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