https://onereal.com/todd_the_realtor

Todd the Realtor, San Diego, CA (2026)

12/31/2023

Ever wondered how some people seem to scoop up their dream homes without drowning in hefty mortgage payments?

Their secret might just be less conventional than you think. Here are a few creative financing tips that smart buyers are using to lower their monthly payments.👇🏽

• Shared Equity Agreements: They're collaborating with investment firms who put down part of the down payment, reducing their loan size. The investor then shares in the property's future value changes.

• Rent-to-Own Arrangements: They're becoming tenants before becoming homeowners. Part of their rent is set aside for a down payment, decreasing their eventual mortgage.

• Seller Financing: They're bypassing the bank altogether and having the seller finance the purchase. The terms are negotiable, which can result in a lower monthly payment.

• Purchasing Below Market Value: They're hunting for bargains in foreclosures or distressed properties. These homes often sell below market value, reducing their mortgage loan and monthly payments.

• Crowdfunding the Down Payment: They're getting creative and turning to platforms like HomeFundIt to crowdfund their down payment.

• Joining a Housing Co-op: They're buying into housing cooperatives, acquiring shares in a corporation that owns the property. This not only gives them a place to live but a share in the corporation's mortgage.

Remember, every situation is unique, and what works best for you may not work for others. It's always advisable to speak with a financial advisor or real estate professional before making significant changes to your mortgage strategy.

Ready to talk about your real estate needs? I'm here to help. Reach out and let's chat about your options.😊

12/15/2023

I want you to see what I get to witness every single day 👉🏼that real estate is one of the greatest investments you can make for a happy and secure financial future.

Let me share 3+ reasons why.

1) Real estate appreciates.

Here’s the best part: There’s this concept known as "depreciation."
Depreciation is a tax deduction that allows real estate investors to deduct a portion of the property's cost as an expense. The deduction accounts for wear and tear and deterioration over time.

So while the property value goes up, you get tax perks that allow you to deduct expenses from your taxable income, reducing your tax burden. It's a win-win!

2) Real estate offers incredible financing opportunities.💲

There's nothing else like it — the government is eager to loan you a substantial portion of the price of a home, typically 95% to 97% of the purchase price.

This means you can invest in real estate with a relatively small down payment, giving you more financial flexibility to pursue other investment opportunities.

3) Real estate returns are consistent.

In spite of stocks' faster, flashier returns, real estate has historically produced more consistent and less volatile returns. If you’re looking for passive income and have time to invest for the long term, real estate shouldn't be overlooked.

Further, investing in real estate:

• Generates cash flow
• Protects against inflation
• Diversifies your portfolio
• Helps build wealth

I'm curious. Do you own real estate as an investment? What do you love about it? Share below, I’d like to hear what you think!👇🏼

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

12/06/2023

Is your agent marketing your home beyond the MLS? While many agents might simply list your property on the MLS and hope for the best, I believe in going several steps further. 👍🏼

The MLS is just the starting point.

To maximize your home's exposure and reach potential buyers, you need a multi-faceted marketing strategy. Here's what I offer to ensure your listing doesn't get lost in the crowd.👇🏼

Targeted Social Media Campaigns📱
Leveraging platforms like Facebook, Instagram, and even TikTok to create engaging posts that spotlight your home to the right audience based on demographics, interests, and more.

Professional Staging and Photography📷
Ensuring your home looks its absolute best in both online listings and in-person viewings. High-quality visuals can significantly boost interest and drive more viewings.

Virtual Tours & 3D Floor plans💻
Offering immersive experiences for potential buyers, especially those who might be relocating and can't initially visit in person.

Networking with Buyer's Agents🤝🏼
Proactively reaching out to agents in the area who have clients looking for homes like yours, ensuring they're aware of your listing and its unique features.

Open Houses & Private Showings🏡
Organizing well-promoted open houses, including flyers and personal invites to neighbors, along with private tours for serious buyers to create a lasting viewing experience.

Email Marketing📧
Featuring your listing to my targeted list of email subscribers full of past clients, hopeful buyers, and local agents.

Contact me today for a free consultation to learn more about my comprehensive marketing strategy and how I can help you sell your home quickly and for top dollar.📲

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

11/30/2023

Confession time:👉🏼Who has been to an open house, just for fun, even if they weren't looking to buy a home?

Hosting an open house is a great way to get more potential buyers through the door. Even the "nosey neighbors" taking a tour can help to spread the word about your home.🗣️

Here's a quick checklist I like to use before hosting an open house for my clients:👇🏼

✓ Lock up or remove valuables
✓ Deep clean and declutter as much as possible
✓ Minimize personal items and family photos
✓ Less is more: Help your buyers picture this as their home
✓ Put out snacks and drinks for the guests
✓ Put out marketing material like flyers and disclosures
✓ Open the windows to bring natural light in
✓ Do a final walkthrough & see the home from a buyer's perspective

💡 Don't forget to save this post for later reference!

11/19/2023

Spending time at an open house is just as bad as hanging out for a showing.😬 Having you hang around in the home could do more harm than good.

As your Realtor, I’m here to work the crowd, draw interest in the property, and encourage offers! Your presence makes this more difficult, and there is always the chance that you will say something that could potentially drive away a buyer- even though that is not your intention.

Trust the process and let me do all the hard work for you! That’s what I’m here for!😀

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

11/13/2023

I believe in the value of good service, and not just in being able to return phone calls or texts; but good service to me is being able to guide, teach, and educate my clients as they go through the home buying process.🤝

Are you reading this and thinking you could or should be searching for your home too?!

Shoot me a message, or text me by using the contact button in my bio or see my info below👇🏼

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

10/31/2023

What if I told you there are 4️⃣ things you could spend a little money on that would make your home sell faster and for more money?

If I were selling my home, I wouldn’t think twice about investing in these four places:👇🏽

1) Deep cleaning service🧼

A deep cleaning will make your home sparkle and shine, which will make a great first impression on buyers.

2) Professional interior painter

Painting the interior of your home a neutral color will make it more appealing to a wider range of buyers.

3) Storage unit

Decluttering and depersonalizing your home before you put it on the market is a must. If you can’t bear to part with your things, rent a nearby storage unit to hold them safe and secure until you sell.

4) Professional photographer + videographer🎥

This is key —> A professional photographer and videographer can create stunning visuals of your home that will make it stand out from the competition. If you can only choose one off this list, choose this one.

Ready to sell your home? Reach out today for a complimentary consult. I’d love to help you come up with a custom plan to sell your home quickly and for top dollar.💲💲💲

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

10/11/2023

It's pure excitement when you're on the verge of getting the keys to your new place.🔑 You can practically taste the possibilities!

But, wait one second, we need to talk about something super important: the final walkthrough.

👉🏼Trust me when I say it's critically important

A careless or rushed final walkthrough can lead to unexpected expenses down the road. That extra cash you’ve got serious decorating plans for can slip through your fingers if you’re not careful and 100% grounded during this crucial step.

So, before you let your excitement sweep you away, DM me or drop a comment below, and I'll send over my complimentary Final Walk Through Checklist. It’ll ensure you're fully equipped to tackle your final walkthrough like a pro!👍🏼

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

10/05/2023

Investing in your first rental property can feel intimidating.😨But there are reliable formulas that can help you determine whether a property is worth pursuing? It's like playing financial detective long before a penny ever slips your hand!

While the stuffy, technical term is “real estate pro forma,” these calculations and formulas are simple ways investors can estimate rental income, factor in expenses, and anticipate projected long-term gains.

And while these pro forma calculations are about as detailed as you can get, there are other general “rules of thumb” newbies investors should keep in mind when perusing properties. Here are four:

1) 📍Location, location, location: Consider factors like desirability, proximity to amenities, and whether it aligns with your target market. A great location can be an investment game-changer, so choose wisely.

2)💵 Cash flow is king: Take a close look at the numbers and ensure that the rental income will cover your expenses, giving you some extra padding for unexpected repairs or vacancies.

3) The appreciation factor: If cash flow is king, let's call appreciation (the long-term value of a property) “queen.” When checking out a property, look into the historical and projected appreciation rates of the zip code and neighborhood to see what it might be worth down the road.

4) The 1% rule: Experienced investors say the monthly rent should ideally be at least 1% of the purchase price.

Remember, these are just guidelines, so do your due diligence and consult with experts in your area. The more information you gather, the more confident you'll feel in your decision-making process.

Want to chat about what they're seeing? Reach out, I'd love to share my resources and connect with you!📲

🔑Todd_The_Realtor
🏡
📱951-526-5315
📧[email protected]
DRE: 02102408

10/05/2023

Let's play a little game around the topic of your VA Home Loan. ✌️Two truths one lie....which is the lie?

#1 - You are able to use your VA home loan more than once
#2 - You won’t have to pay a VA funding fee if you're receiving VA compensation for a service connected disability
#3 - Your spouse's income will not help your VA home loan amount

Let me know the lie in the comments👇

10/03/2023

If you’re thinking of buying a home, you might be wondering where to start.💭 Getting pre-approved for a loan is an excellent first step because it lets you know what you can afford and shows sellers you’re serious.

Make sure you have an expert advisor (me😉) who can help you start your homeownership journey today.

09/30/2023

A dog is one of the reasons why some people can be persuaded to go for a long walk🐾

Todd the Realtor

12/31/2023

12/15/2023

12/06/2023

11/30/2023

11/19/2023

11/13/2023

10/31/2023

10/11/2023

10/05/2023

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10/03/2023

09/30/2023

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