Tammy Krug, Realtor - Lic #01417954

Tammy Krug, Realtor - Lic #01417954 Real Estate agent with Berkshire Hathaway HomeServices California Properties! Tammy moved on from Neuman and Neuman to other teams over the years.

Tammy began practicing real estate with one of the top teams in the country, the Neuman and Neuman Team where she fell in love with real estate. She believes that you have to have a passion for it, or you will never be successful. “Your clients can tell if you have passion for them, or if you are just doing it for a pay day”, says Tammy. She maintains that trust is the first and last thing clients are looking for when choosing their Realtor. One of the teams she is most proud of being with is the “Hard Rock Team”, selling the exclusive units at the Hard Rock Hotel in Downtown San Diego. Eventually deciding to go about real estate on her own was one of the toughest decisions she ever made, Tammy remembers, “That was a tough one, it was all up to me at that point! No Team to back me, but I love a good challenge. That’s why I am still in the business today after 17 years”. Tammy has developed, in her time in the industry, a love of floral design. She has even done design work for the GBOD Hospitality Group and the Glam Garage both located in Downtown San Diego. She also has a passion for interior design and has helped many of her clients in the design of their home’s interiors, just for fun. “You see so many beautiful homes and you really want to put your vision into it, if the clients are open to it. It really does come naturally to me”, says Tammy. Tammy also has a passion for Bedlington Terriers. Tammy says, “I have one and fell in love with the breed. I am also very active with many other Beddie lovers and owners around the county!” With all of her passions, Tammy has always maintained that real estate is her number one passion. She is confident that she will earn your business.

09/26/2026

Just popping in to remind you the real Tammy is still here. 🤓

Tammy 2.0 may have perfect hair and more hours in the day…but she hasn’t replaced me. 😂

You’ll be seeing both of us around here.

Same knowledge. Same business. Same Downtown Tammy.

Just a few more hours in the day. 😉

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

09/24/2026

Just checking in to confirm…the real Tammy is still here. 😂🙋🏼‍♀️

Tammy 2 point O may have perfect hair every day and apparently never needs a day off, but she hasn’t replaced me.

She’s here to help me create more content and share more of what I know, while I spend my time where it matters most, with my clients, negotiating, solving challenges, and selling real estate.

So you’ll see both of us around here.

Tammy 2 point O has the content covered.

The real Tammy is still out here doing the actual real estate. 😉🏡

Same Tammy. More hours in the day.

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

09/24/2026

🏙️ DOWNTOWN SAN DIEGO MARKET UPDATE | SEPTEMBER-TO-DATE

The Downtown market is very fluid right now, which is exactly why I think partial-month market updates matter.

As of September 24, there are approximately 395 condos for sale Downtown, with a median asking price around $729,000 and an average of 76 days on market.

But here’s the important part…

Those numbers can change quickly.

Inventory changes. Properties go pending. New listings hit the market. Sellers adjust their prices. And buyers are negotiating.

So instead of waiting until September is over to tell you what happened, I’d rather tell you what I’m seeing while it’s happening.

And Downtown San Diego isn’t one market.

A one-bedroom loft in East Village isn’t competing with a luxury view condo in Marina. Columbia behaves differently from the Ballpark District. Building, HOA fees, parking, views, condition and even which side of the building you’re on can matter.

That’s why I don’t just watch the 92101 numbers. I watch the neighborhoods, buildings and individual properties.

The market is moving. The numbers are changing. And I’ll keep you updated as they do. 📊🏙️

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

#92101

🏙️ Downtown San Diego isn’t one neighborhood, and if you’re thinking about buying here, that matters.Downtown is made up...
09/23/2026

🏙️ Downtown San Diego isn’t one neighborhood, and if you’re thinking about buying here, that matters.

Downtown is made up of several very different neighborhoods:

📍 Little Italy
📍 Columbia District
📍 Cortez Hill
📍 East Village
📍 Gaslamp Quarter
📍 Marina District
📍 Ballpark District

You’ll also hear Core and Horton Plaza when talking about Downtown. There aren’t nearly as many residential purchase opportunities in those areas, but they’re still important to understand because the neighborhoods surrounding your home are part of your lifestyle too.

And that’s where knowing Downtown really matters.

You can move just a few blocks and completely change the experience. The buildings are different. The views are different. HOA fees, parking, noise, restaurants, entertainment and the overall feel of the neighborhood can all change, and yes, values can change too.

That’s why when someone tells me, “I want to live Downtown,” my next question is usually:

“Okay…but WHERE Downtown, and why?” 😉

I’ve been selling real estate since 2004 and living Downtown since 2013. I’ve watched these neighborhoods grow and change, I know the buildings, and I experience Downtown as a resident every single day.

So part of my job isn’t simply showing you properties. It’s helping educate you on the different Downtown neighborhoods, what each one has to offer, and the things you may not know to consider until you’ve actually lived here.

Because finding the right home Downtown starts with finding the right neighborhood for you. ❤️

Go fall in love with a neighborhood. I’ll help you find the right property.

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE #01417954
I’m Downtown Tammy.

🤖 AI can create the content. It can’t create the experience.I use AI. I use an avatar. And I think the technology is pre...
09/22/2026

🤖 AI can create the content. It can’t create the experience.

I use AI. I use an avatar. And I think the technology is pretty incredible.

But technology is a tool.

It can help me create a video, put together a post and share information in ways I couldn’t before.

What it can’t do is give me the experience that comes from working in real estate since 2004.

The contracts. The negotiations. The inspections. The appraisals. The changing markets. The transactions that went perfectly, and the ones that absolutely did not. 😂

That part comes from doing the work.

So when you see Tammy 2.O here, yes, she’s AI.

But the knowledge, experience and opinions behind her? Those are mine.

The technology is new.
The experience isn’t.

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

.O

🌧️ EL NIÑO + CONDO LIVING: DON’T ASSUME YOUR HOA COVERS EVERYTHING.When you live in a condominium, it’s easy to think, “...
09/22/2026

🌧️ EL NIÑO + CONDO LIVING: DON’T ASSUME YOUR HOA COVERS EVERYTHING.

When you live in a condominium, it’s easy to think, “That’s an HOA issue.”

Maybe. Maybe not.

Before the heavier rain arrives, take a few minutes to understand exactly what your HOA maintains and what you, as the homeowner, are responsible for.

🏢 Ask your HOA or management company about the roof, exterior walls, windows and doors, balconies and patios, drains and other exterior areas.

💧 If you notice a clogged drain, water pooling, deteriorated caulking, staining, a leak or anything else that doesn’t look right, report it now. Don’t wait until the middle of a storm.

📄 Review your HOA documents and your own HO-6 condo insurance policy. HOA master insurance and your individual policy cover different things, and coverage varies.

📸 Take photos or video of the inside of your unit and your personal belongings. It’s a simple thing to do now that could be very helpful later.

And most importantly, ask questions.

Your HOA may be responsible for certain components of the building, but that doesn’t mean they’re responsible for everything.

A little preparation now can prevent a very big headache later. 🌧️

Be informed. Be prepared.

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

🌧️ EL NIÑO IS COMING. IS YOUR HOME READY?This isn’t about panicking. It’s about doing the boring stuff before the rain s...
09/22/2026

🌧️ EL NIÑO IS COMING. IS YOUR HOME READY?

This isn’t about panicking. It’s about doing the boring stuff before the rain starts.

NOAA is currently forecasting a greater than 90% chance of a very strong El Niño this fall and winter.

So if you own a home in San Diego, now is a pretty good time to take a look around.

🏠 Check your roof for leaks or areas that need attention.

🍂 Clean out gutters and make sure downspouts are actually directing water away from the property.

💧 Look at drainage around your home, patios, balconies and exterior drains.

🌳 Trim trees and branches that could become a problem during heavy rain or wind.

🪟 Check windows, doors and exterior seals for places water could get in.

🏢 Condo owners: Don’t assume everything is the HOA’s responsibility. Know what your HOA maintains, what you maintain, and report drainage, roof, balcony or exterior concerns early.

📸 And one thing people forget: take photos or video of your home and belongings now and review your homeowners or condo insurance coverage before you need it.

We don’t know exactly what this winter will bring to San Diego. But preparing your home when it’s sunny is a whole lot easier than figuring it out when water is coming in.

Save this one. Winter will be here before we know it. 🌧️

Tammy Krug, REALTOR®
Berkshire Hathaway HomeServices California Properties
DRE # 01417954
I’m Downtown Tammy.

Address

516 5th Avenue
San Diego, CA
92101

Telephone

+16193843490

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