Home Sweet Holmes

Home Sweet Holmes Real Estate - Helping clients sell, buy, and invest in Real Estate

Curious about how the San Diego housing market is doing? Here is a look at just the last 24 hours.To learn more, DM or t...
05/26/2026

Curious about how the San Diego housing market is doing? Here is a look at just the last 24 hours.

To learn more, DM or text me at 619-736-8908.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Because no San Diego series is complete without tacos.🌮 Local Favorites:• Oscars Mexican Seafood – Famous for fish tacos...
05/23/2026

Because no San Diego series is complete without tacos.

🌮 Local Favorites:
• Oscars Mexican Seafood – Famous for fish tacos.
• City Tacos – Gourmet, globally inspired tacos.
• The Taco Stand – Authentic TJ-style tacos.
• Las Cuatro Milpas – Classic, no-frills local favorite.

What's your go-to taco stop?

Buying your first home doesn’t have to feel out of reach, and that’s where FHA loans come in.Designed with first-time bu...
05/22/2026

Buying your first home doesn’t have to feel out of reach, and that’s where FHA loans come in.

Designed with first-time buyers in mind, FHA loans offer a more flexible path to homeownership without the overwhelming upfront costs.

Here’s what you need to know:
✨ Low down payment – As little as 3.5%
✨ Flexible credit requirements – More forgiving than conventional loans
✨ Competitive interest rates – Often lower than you’d expect
✨ Gift funds allowed – Family can help with your down payment

But like anything, there are a few trade-offs:
⚠️ Mortgage insurance is required
⚠️ Loan limits vary by county
⚠️ Property must meet certain condition standards

If you’ve been waiting for the “perfect time” to buy, this might be your sign to start exploring your options.

The first step isn’t buying a home, it’s understanding how to get there.

The annual appreciation seen from April 2025 to April 2026 for single family homes was $28,850 and $5,000 in median valu...
05/19/2026

The annual appreciation seen from April 2025 to April 2026 for single family homes was $28,850 and $5,000 in median value for condos/townhomes.

Want to know what your home is worth? DM or text me at 619-736-8908.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Point Loma offers historic charm, harbor views, and a strong sense of community. With marina access and coastal cliffs, ...
05/16/2026

Point Loma offers historic charm, harbor views, and a strong sense of community. With marina access and coastal cliffs, it’s one of San Diego’s most picturesque areas.

🌴 Local Favorites:
• Cabrillo National Monument – Panoramic views, tide pools, and rich local history.
• Liberty Public Market – A vibrant food hall featuring local vendors.
• Shelter Island – Marina views and waterfront dining.
• Mitch’s Seafood – A dockside favorite for fresh, local seafood.
• Sunset Cliffs Natural Park – One of the best sunset views in the county.

🌅 What are your must-go-to spots in Point Loma?

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

As you prepare to purchase a home, financial stability becomes especially important. Lenders often review recent financi...
05/15/2026

As you prepare to purchase a home, financial stability becomes especially important. Lenders often review recent financial activity to confirm consistent income, responsible credit use, and reliable payment history.

Avoiding major financial changes such as taking on new debt, making large purchases on credit, or changing jobs unexpectedly can help keep your mortgage approval process smooth and predictable.

Maintaining steady financial habits during this time can help strengthen your loan application and keep your home buying timeline on track.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

This review means so much to me because buying or selling a home should never feel pressured, it should feel supported, ...
05/14/2026

This review means so much to me because buying or selling a home should never feel pressured, it should feel supported, strategic, and genuinely cared for. From prepping Bree’s home for market to navigating every detail behind the scenes, my goal was to make sure she always felt informed, advocated for, and taken care of throughout the entire process.

Seeing everything come together with a gorgeous launch, multiple strong offers, and a seamless transaction was incredibly rewarding. Bree, thank you for your trust, your kindness, and for allowing me to be part of such a big chapter.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Say hello to this month’s dose of sunshine served fresh from San Diego! Perfect for breezy days and laid-back nights! Wh...
05/09/2026

Say hello to this month’s dose of sunshine served fresh from San Diego! Perfect for breezy days and laid-back nights!

Whether you're cooking for one or a whole crew, this recipe brings those feel-good, coastal vibes straight to your kitchen.

Flip through the post for all the details, and don’t forget to tag me if you give it a go! 🌿💛

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Your credit profile plays a major role in determining the types of mortgage options available to you and the interest ra...
05/08/2026

Your credit profile plays a major role in determining the types of mortgage options available to you and the interest rates you may qualify for. That’s why regularly reviewing your credit report is an important step when preparing to buy a home.

Monitoring your credit allows you to catch potential errors, understand your current score, and identify opportunities to improve it before applying for a loan. Paying bills on time, keeping balances low, and avoiding unnecessary new credit inquiries can all help strengthen your financial profile.

The earlier you begin reviewing your credit, the more time you’ll have to build a stronger financial foundation.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Hattie trusted me and my team to handle every detail, from preparing the home for market to creating the right strategy ...
05/07/2026

Hattie trusted me and my team to handle every detail, from preparing the home for market to creating the right strategy to drive strong offers, and I’m so grateful for that trust. With the right structure, proactive communication, and a clear plan, we were able to secure a competitive price while keeping the process seamless from start to finish.

Hattie, thank you for your kind words and for allowing me to be part of such an important transition.

Emily Holmes
REALTOR
Keller Williams San Diego Metro
DRE 02024888
Broker DRE 01295699

Address

1660 Hotel Cir N, Ste 205
San Diego, CA
92108

Telephone

+16197368908

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