DEM Financial Services and Real Estate

06/01/2026

04/24/2026

Tennessee State University and Meharry Medical College have an accelerated 7-year MD/DDS program with full-ride scholarship potential, and they currently have ZERO Black male applicants.

Please cascade this to every high school senior you know.

The Details:
• Who: Black male high school seniors.
• Stats: 3.5 GPA & 28 ACT score.
• Goal: Become a Doctor or Dentist in 7 years
• The Perk: Possible FREE RIDE to TSU.

How to Act:
Send candidate info ASAP to [email protected]

03/20/2026

We are getting this home ready! Fresh paint, new landscaping, updated appliances which include washer and dryer and SOLAR!

🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡

➡️➡️1120 Quail
➡️➡️San Diego CA 92102

AVAILABLE FOR VIEWING SATURDAY MARCH 21, 2026
10am to 12 Noon

COME PREVIEW

HOME FOR RENT
Rent $4750 PER MONTH
1ST MONTH RENT AND SECUITY DEPOSIT OF $4750 REQUIRED

READY FOR MOVE-IN ON OR BEFORE 4-1-2026

Split level 4 bedroom 3 bathroom with 2 optional bedrooms in a quiet cul de sac.

Primary suite downstairs with extra bedroom as a sitting parlor with direct access to backyard.

3 bedrooms upstairs with additional bedroom used as an office.
Updated kitchen and bathrooms with easy maintenance flooring.
Upgraded appliances and washer and gas dryer included

Energy efficient home with solar

Third party applications not accepted. Please request application by emailing [email protected]

We are scheduling property viewings appointments for Saturday, March 21, 2026 between 10:00 am and 12:30pm

Denise Matthis, Broker
Denise E Matthis Services and Real Estate
CaDRE #01177812
Cell-SMS 858-414-2774

03/08/2026

HOME FOR RENT
$4750 PER MONTH
1ST MONTH RENT AND SECUITY DEPOSIT OF $4750 REQUIRED
AVAILABLE TO MOVE IN 4-1-2026

Split level 4 bedroom 3 bathroom with 2 optional bedrooms in a quiet cul de sac. Primary suite downstairs with extra bedroom as a sitting parlor with direct access to outdoors.

3 bedrooms upstairs with additional bedroom used as an office. Updated kitchen and bathrooms with easy maintenance flooring. Upgraded appliances and washer and gas dryer included

Energy efficient home with solar

Available for move-in April 1,2026. Third party applications not accepted.

We are scheduling property viewings for Wednesday March 11, 2026 between 5pm and 7pm

Denise Matthis
DEM Financial Services and Real Estate
CaDRE #01177812
Cell-SMS 858-414-2774

03/02/2026

Who’s ready to step into homeownership?

Schedule your appointment today so we can put you in the pathway to homeownership

Who’s ready Celebrate creating your family legacy.



📞 Denise E Matthis, Broker
CaDRE #01177812
Cell 858.414.2774

01/24/2026

✅✅✅✅Coming Soon

🔥🔥🔥Affordable Rental

Available 2-1-2026

Location: 92102

Renovation almost complete

✔️2 bedroom
✔️1 bath
✔️Large Yard
✔️Large Rooms
✔️Tile and Wood Flooring
✔️Laundry hookups

💰💰💰$1750 per month

Denise E Matthis, Broker CaDRE #01177812
Cell 858-414-2774

01/11/2026

California's new refrigerator law

AB 628 effective
January 1, 2026, mandates that landlords must provide and maintain a working stove and refrigerator in all rental units, making them essential for habitability, a significant change that ends the prior practice in some areas where tenants supplied their own.

Landlords must repair or replace these appliances within 30 days of notification if they break, ensuring tenants have safe food storage and cooking facilities as part of a habitable dwelling.

Key Provisions of AB 628
• Applies to: New leases or lease amendments/renewals signed on or after January 1, 2026. ��• Requirement: Landlords must provide a functional refrigerator and stove. ��• Habitability: These appliances are now considered part of the basic requirements for a habitable rental unit. ��• Maintenance: Landlords must repair or replace broken appliances within 30 days of tenant notification. �
• Exclusions: Units with shared kitchens (like single-room occupancies) or permanent supportive housing may be excluded.

01/08/2026

As part of my annual business plan I include community service. It’s important to be at the table.

I am honored to serve as thr Credential Chair for the National Association of Real Estate Brokers.

Thank you President Ashley Thomas III for your confidence and trust. I look forward to supporting you and NAREB.

01/04/2026

🙋🏾‍♂️🙋🏾‍♂️Did you know???

The Unites States Postal Service is making new changes in 2026, including the postmark process — which could cost you late fees and penalties for anyone mailing time-sensitive documents such as tax returns or bill payments.

Here's what to know.

A USPS postmark is an official mark that shows where and when mail was accepted by the Postal Service. It used to include the date when it was dropped it in a mailbox or at the post office counter.

However, the new rule will reflect the postmark with the date your envelope is first processed by an automated USPS sorting machine, potentially days after it was dropped off — not the actual drop-off date.

But that's not all; rising shipping rates and post office modernization is also on the way for the new year.

While the cost of a First-Class Mail stamp, currently $0.78, is not set to rise at this time, shipping costs for Priority Mail, Priority Mail Express, USPS Ground Advantage and Parcel Select rates are all expected to go up, effective Jan. 18, 2026.

12/16/2025

FHA Loan Limit Increased to
$1.25 Million
in 2026