Rich Pentony, Agent with New York Life

08/29/2025

You may not think you need life insurance when you're young and healthy, but that's actually the best time to get it. The right policy can help you pay for expenses, grow wealth over time, and save money by locking in your rates early. Reach out and do more for your financial health.

08/28/2025

How do you retire ‘tax-free’? This state doesn’t tax retirement income, has a low median property tax bill, and even offers savings on gas. Are you ready for a move?

06/03/2023

While the headlines about foreclosures rising may sound alarming, here’s what you need to know. Foreclosure filings have ticked up slightly, but the increase was expected as the foreclosure moratorium ended. Filings are much lower today than in pre-pandemic years. If you have questions about what you're hearing in the news, let’s connect.

06/02/2023

June is National Homeownership Month, and it’s the perfect time to consider the benefits of owning a home. If you own your home, take time this June to celebrate the ways homeownership has added value to your life. If you hope is to become a homeowner this year, let’s connect today to take the first steps toward achieving your dream.

06/02/2023

June is National Homeownership Month, and it’s a perfect time to think about all the benefits that come with owning your home. Owning a home not only makes you feel proud and accomplished, but it’s also a big step toward having a secure and stable financial future. Are you ready to enjoy all the amazing advantages that come with owning a home? Let’s get in touch to start the process today.

June is National Homeownership Month, and it’s a perfect time to think about all the benefits that come with owning your home.

06/01/2023

Homeowners have a surprising amount of equity right now. Let’s connect to figure out how much equity you have and how you can use it to fuel your next move.

06/01/2023

Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. And with June being National Homeownership Month, it’s the perfect time to think about all the benefits homeownership provides.

Here are three ways owning your home can give you a sense of accomplishment, happiness, and pride.

>>You May Feel Happier and More Fulfilled

Owning a home is associated with better mental health and well-being. According to the experts, owning a home can improve your psychological wellness by making you feel happier and more accomplished.

>>You Can Engage in Your Neighborhood and Grow Your Sense of Community

Your home connects you to your community. Homeowners tend to stay in their homes longer than renters, and that can help you feel more connected to your community because you have more time to build meaningful relationships. After all, it makes sense that someone would want t...

Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging.

05/31/2023

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but you’ll have to overcome some factors that have made it more challenging in recent years. That said, if you’re looking to purchase your first home, here are two things you can consider to help make your dreams a reality.

>>Save Money with First-Time Homebuyer Programs

Being able to pay for the initial costs and fees associated with homeownership can feel like a major hurdle. Fortunately, there are a lot of public and private first-time homebuyer programs that can help you get a loan with little-to-no money upfront. And many of these programs are offered by state and local governments. To take advantage of these programs, contact the housing authority in your state and browse sites like Down Payment Resource.

>>The Supply of Homes for...

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better.

05/30/2023

Comparing real estate metrics from one year to another can be challenging in a normal housing market. That’s due to possible variability in the market making the comparison less meaningful or accurate. Unpredictable events can have a significant impact on the circumstances and outcomes being compared.

Comparing this year’s numbers to the two ‘unicorn’ years we just experienced is almost worthless. By ‘unicorn,’ this is the less common definition of the word: “Something that is greatly desired but difficult or impossible to find.”

The pandemic profoundly changed real estate over the last few years. The demand for a home of our own skyrocketed, and people needed a home office and big backyard.

>>Waves of first-time and second-home buyers entered the market.
>>Already low mortgage rates were driven to historic lows.
>>The forbearance plan all but eliminated foreclosures.
>>Home values reached appreciation le...

Comparing real estate metrics from one year to another can be challenging in a normal housing market.