Cathi Grzeskowiak - Real Estate

Cathi Grzeskowiak - Real Estate Real Estate Agent

Should you get a reverse mortgage? While it can be a great way to supplement your retirement income, there are some thin...
04/14/2022

Should you get a reverse mortgage?

While it can be a great way to supplement your retirement income, there are some things to watch out for:

⚠️ High fees
To get and finalize your reverse mortgage, you’ll be paying a range of fees that can add up quickly.

⚠️ Variable or high interest rate
The interest rate is often higher than that for a standard mortgage. It may also be variable, rather than fixed, which means it can increase in the future.

⚠️ Less money for your heirs
The remaining amount of your estate will need to be repaid when you’re no longer here, usually in a specific period of time, which can be costly and stressful for your family.

This is why, in some cases, downsizing can be a better option. If you’re deciding between the two, contact us to discuss your options and make the best choice for your needs.

📲 (619) 518-8807
📩 [email protected]

04/12/2022

Make your home appealing to potential buyers with these 3 simple design tips.

1️⃣ Give your interior a fresh coat of paint. Remember that neutrals are best for selling.
2️⃣ Update your landscaping. This gives buyers a great first impression.
3️⃣ Stage your furniture. Data show that staged homes sell faster and for more money.

While these three steps are helpful, there are likely a few more things you can do to maximize your property’s sales potential.

Contact us for a free, customized assessment of your home!

📲 (619) 518-8807
📩 [email protected]

Yes, we’re still in a seller’s market.No, that doesn’t mean your house will automatically ignite a bidding war.But you c...
04/07/2022

Yes, we’re still in a seller’s market.

No, that doesn’t mean your house will automatically ignite a bidding war.

But you can maximize the sale price, and make your home more attractive to potential buyers, by prepping your home before it hits the market.

👉🏼 This is why it’s important to contact your agent as soon as you start thinking about selling.

Instead of waiting until right before you want to list—and scrambling to get everything done—we can help you decide what needs to get done ahead of time to boost your home’s value.

Get started by checking out our brand new blog post, Seller’s Checklist: A Timeline to Prep Your Home for Sale ➡️ http://catherinegrzeskowiak.myagent.site/sellers-checklist-a-timeline-to-prep-your-home-for-sale/

04/05/2022

A home warranty can be helpful to homeowners.

However, it’s not necessary or right for everyone. Here are some key factors to take into consideration if you’re not sure whether you should get a home warranty:

✔️ A home warranty covers many of the systems and appliances in your home that aren’t covered by homeowners insurance, like HVAC, electrical, plumbing, and some appliances that fail due to age or typical wear and tear.

✔️ This coverage is separate from homeowners insurance. If interested, you’ll need to seek out a policy through a dedicated provider.

✔️ You are still responsible for paying a service fee or deductible every time you use your home warranty and are limited to using service providers who are contracted through your home warranty company.

While a home warranty is not required by mortgage companies, it can provide an added peace of mind to have in addition to your homeowners insurance.

If you’re not sure whether you need home warranty insurance, contact us so we can help guide you.

📲 (619) 518-8807
📩 [email protected]

03/31/2022

Moving can be expensive—but there are ways to save!

Here are five simple ways to save during your move:

🔑Donate items you don’t need instead of taking them with you.
🔑Get free boxes from friends, family and local stores and repurpose the ones you get in the mail.
🔑Pack with what you already have, like storage tubs, suitcases, and clothing hampers.
🔑Do your homework; speak to more than one moving company and compare quotes.
🔑Use movers for large or heavy items only and move the rest yourself.

Tell us in the comments: Which money-saving strategies have you used before?

03/29/2022

Do you want to build your dream home?

If so, new construction may be the way to go—but there are a lot of myths and misconceptions about new construction. Here’s what you need to know:

❌Myth: New construction is more expensive.
✅Truth: The average cost for a new home can be higher than an existing one. However, with a new home, you’re less likely to need costly repairs or updates–at least in the first few years.

❌Myth: You can’t use a real estate agent.
✅Truth: Using an agent is not only allowed, but it’s also the best way to ensure you’re getting the best price, contract terms, and options.

❌Myth: New construction is overwhelming.
✅Truth: Building a home from the ground up means you have many options to choose from, but with the right team in place, the process can be enjoyable and rewarding.

Do you want to build your home? Contact our team to learn more about how we can help you get started!

📲 (619) 518-8807
📧 [email protected]

Your lawn care checklist. With spring fast approaching, it’s time to get back outside and prep your lawn for warmer weat...
03/24/2022

Your lawn care checklist.

With spring fast approaching, it’s time to get back outside and prep your lawn for warmer weather. Here’s a checklist for getting your lawn back in shape after a long winter:

✔️Tune up your mower. Change the oil, air filter and spark plug.
✔️Clean the clutter. Remove branches, leaves, or trash that may have accumulated over the winter.
✔️Weed around the edges to create a clean perimeter.
✔️Seed any spots where the grass has died to start re-growing it in those areas.
✔️If you don’t have grass, fill in any empty patches with landscaping materials.

Don’t forget to prioritize tidying your lawn if you plan to sell your home this spring or summer. The outside of your home is a key first impression for potential buyers.

Contact us to learn more about how to prep your home for selling:

📲 (619) 518-8807
📧 [email protected]

03/22/2022

Have you ever considered investing in a long-term rental property?

This is often referred to as a “traditional” rental (as opposed to a vacation rental) because it acts as the tenant’s primary residence.

If you’re looking to invest money, this can be a strategic choice for a few reasons:

✅Property values tend to rise with (or beat) inflation
✅You can generate a second stream of income
✅It provides a stable return during uncertain times

Learn more about how investing can help you beat inflation, and boost your monthly income, in our new blog post ➡️ http://catherinegrzeskowiak.myagent.site/hedge-against-inflation-with-these-3-real-estate-investment-types/

Creating a “greener” home doesn’t have to be expensive!A few small changes can make a big difference. Get started with t...
03/17/2022

Creating a “greener” home doesn’t have to be expensive!

A few small changes can make a big difference. Get started with these simple ideas:

🌿Add indoor plants to reduce stress levels and improve your air quality.
🧴 DIY your household cleaners to eliminate the chemicals found in traditional cleaners.
💡Switch to energy-efficient light bulbs to reduce your energy usage.

Tell us in the comments: What’s one thing you’ve done to “green” your home?

03/15/2022

Real estate investing can help you beat inflation.

But where should you invest your money? What kind of real estate is most valuable? Here are three investment types to consider:

🏡 PRIMARY RESIDENCE: As inflation raises prices throughout the economy, the value of your home is likely to go up concurrently. If you don’t already own a home, we can help you take this first step.

🏘️ LONG-TERM RENTAL: This is a traditional rental. Think of a one-year lease on a single-family home. Because this serves as a tenant’s primary residence, it’s a necessary expense. Therefore, it helps to provide stable returns in uncertain times, especially when we have high inflation.

🏝️ SHORT-TERM RENTAL: Done right, short-term or vacation rentals can be both a hedge against inflation and a profitable source of income. As a bonus, when the home isn’t being rented you have an affordable vacation spot for yourself and your family!

Need help deciding which investment option is best for you?

Contact us to talk through your options and goals.

📲 (619) 518-8807
📧 [email protected]

03/10/2022

Selling in a seller’s market.

While there may be more demand for your home, making these mistakes can be detrimental to your success.

❌ Overpricing your home. Setting the price over market value will limit the number of buyers that are interested in looking at your home.

❌ Evaluating offers on price alone. You should also take into account conditions or contingencies and buyer qualifications.

❌ Selling without professional representation. On average, agent-assisted listings sell faster and for more money than those sold by the owner alone.

Selling in a seller’s market can still be challenging if you don’t get the details right.

Learn more about how to prep your home for selling with our team!

📲 (619) 518-8807
📧 [email protected]

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