Marina Tsvyk

01/22/2025

2 Bed/2 Bath in Carmel Valley for $239,262?!

You’re not dreaming—this home might be part of the San Diego Affordable Housing Program, designed to help low- and moderate-income households become homeowners at a below-market price.

How Does It Work?
This program was designed to assist low - and moderate-income households purchase a home at an affordable price

Who’s Eligible?
• Families or individuals with income range from 60 to 120 percent of Area Median Income. Most homes for sale will be restricted to the 65% of area median market (for example, income of a family of 3 can be up to $88,650 a year)
• First-Time Homebuyers: Must not have owned a home in the past 3 years.
• Residency: Live & Work in San Diego County for at least 2 years.
• Credit: Minimum 640 credit score, with no foreclosure or bankruptcy in the last 7 years.
• Down Payment: At least 3% of the purchase price

Household Size Requirements: applicants must meet the following occupancy standards (for example, to purchase 2 bedroom home, you have to have 2 people or more in your household)
• 1 bedroom unit: 1 – 2 people
• 2 bedroom unit: 2 – 4 people
• 3 bedroom unit: 4+ people

Occupancy & Resale
• Owner-Occupied Only: No renting or owning another property at the same time.
• Resale Restrictions: SDHC determines the sale price, and the home must be sold to another eligible buyer.

Interested in learning more?
Properties are listed on the local MLS, and both buyer and seller must have a real estate agent. If you have questions about this program or want to explore other San Diego homeownership options, send me a message!

916-308-6377
Marina Tsvyk
Compass
DRE #01923161

Example property listed by Hanson, Keller Willams Realty, DRE #01955398

11/23/2022

10/27/2022

Halloween happenings this week/weekend in San Diego! If i missed anything good drop it in the comments below 🎃

10/24/2022

I am very grateful for each and every client!
And I appreciate the time a client takes to give an honest review! I am not sure people realize how this helps us out, not only in business, but personally.
A few kind words can make my day ☀️

Have a question about real estate market in your area? Lets chat!

📲 Marina Tsvyk
916. 308. 6377

DRE 01923161

08/14/2022

HOUSE FOR RENT! Rancho Santa Fe Farms area.
4 bed, 4 bath. Located on a secluded 1.3 acres, surrounded by mature trees. Very private!

05/24/2022

Check out the market update for April 2022 in North County San Diego and see how it compares to 2021!
As you can see, in the past year, there are fewer new listings, closed sales and pending sales. Since 2021, homes in North County are spending less time on the market and are selling for a higher price on average.

📲 Contact me for a personalized market analysis in your area!
C: (916) 308-6377
DRE 01923161

03/03/2021

Rear 3 bedroom, 2 bath, beautifully remodeled condo in Mission Valley. Huge wrap-around balcony overlooking a park and a river. Open floorplan with formal entry, large family and dining rooms. Walking distance to shops and dining.
$569,000
Call/text for info 916-308-6377

01/30/2017

Hi! I just set up my facebook business page. As an agent for Pacific Sotheby's International Realty, it would help me if you like my page or give me a review. I thank you from the bottom of my heart!