Viktor Lopez & Associates

12/13/2024

What Homebuyers Need To Know About Credit Scores

Most prospective homebuyers don’t know the minimum credit score lenders require or that it varies by lender and loan type. If you want to explore your options to see what’s out there, connect with a trusted lender.

12/12/2024

Hoping for a big drop in home prices? Here’s why experts say that’s not likely.

A nationwide housing shortage means demand is still outpacing supply, and that’s keeping prices steady or rising in most areas. Even though inventory has grown this year, the change isn’t enough to tip the scales.

Let’s chat so I can help you understand what’s driving prices in our market, and why working with a local agent is key.

12/10/2024

One of the top questions right now is: when will mortgage rates come down?

Here’s the best answer based on the latest forecasts.

After so much volatility this year, rates are expected to stabilize and ease a bit over the next year — but it all depends on factors like inflation, unemployment, government policies, and the overall economy.

Even though experts forecast rates will come down slightly, it may be a bumpy road. DM me to make sure you stay up to date.

12/09/2024

When Will Mortgage Rates Come Down?

If you’re planning to move and want to stay informed about where mortgage rates are heading, let’s connect.

One of the biggest questions on everyone’s minds right now is: when will mortgage rates come down?

12/08/2024

Did you know? The average home’s value went up by more than 57% over the past 5 years. And if you expand that to roughly 30 years, home values have more than tripled.

That gives homeowners a big boost to their net worth.

So, if you’re ready and able to buy, DM me, and let’s find something that works for your budget and sets you up to start growing your wealth today.

12/07/2024

Why This Winter Is the Sweet Spot for Selling

Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you'll still be in this year’s sweet spot.

Thinking about selling your house? Here are a few reasons why you may want to do it this season.

12/06/2024

Why This Winter Is the Sweet Spot for Selling

This winter may be the sweet spot for sellers. If you want to take advantage of that, let’s connect to put a plan in motion.

12/05/2024

Why Owning a Home Is Worth It in the Long Run

There’s no denying today’s market is complex. But if you’re ready and able to buy right now, let’s connect to talk about how we can still make your move happen. That way you can take advantage of the long-term advantages that come with homeownership, like your ability to build wealth as your home value rises.

Today’s mortgage rates and home prices may have you second-guessing whether it's still a good idea to buy a home right now.

12/04/2024

Make Your House the Top Thing on Every Buyer’s Wish List This Season

There are plenty of good reasons to put (or keep) your house on the market during the holidays. Let’s connect to see if this is your moving season.

With the holidays right around the corner, homeowners planning to move have a decision to make: sell now or wait?

12/03/2024

Don’t wait until spring to sell your house. Winter may actually be the sweet spot to make your move.

History shows, you’ll have less competition from other sellers, more serious buyers, and a better chance to stand out since fewer homes are typically on the market during the cooler months.

Let’s get your home listed before the spring rush hits. DM me to get the process started.

12/02/2024

Should You Sell Your House As-Is or Make Repairs?

Selling a home without making any repairs is possible in today’s market, but it does have some trade-offs. To make sure you’re considering all your options and making the best choice possible, let's have a conversation.

A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house.

12/01/2024

Why Today’s Mortgage Debt Isn’t a Sign of a Housing Market Crash

While mortgage debt is high, rest assured the market isn’t on the brink of another crash. Instead, most homeowners are in a strong position. If you have questions or concerns, let’s connect.

One major reason why we’re not heading toward a foreclosure crisis is the high level of equity homeowners have today.