MARIA MERLO, Realtor Realty ONE Group

01/17/2026

Now is the ideal time to obtain pre-approval. Although rates are favorable, delaying may lead to a competitive market. Refinancing remains an option if rates decrease. Let's discuss further and initiate the pre-approval process for your new home purchase.

01/04/2026

Right now, 91% of sellers are hiring an agent to sell their house. That’s a record high - and there’s a reason this stat is off the charts. It’s because this market takes way more than a for sale sign to get the job done.

Pricing, negotiating, and navigating every detail requires a serious level of expertise.

So, if a move is on your mind in 2026, make sure you’ve got a pro in your corner. It could be the difference between your house sitting… and selling.

01/01/2026

10/26/2025

Gorgeous Rancho Cucamonga Home! Would you like more information? There is a Open House TODAY! Reminder, if you are looking for homes, make sure you are pre-qualified. Call me for more information, 909-758-3111.

03/22/2025

Getting ready to start your first home search? Here are some quick tips!

Maria Merlo
Realty ONE Group West
Lic #: 1983237
909-748-3111
[email protected]

03/21/2025

Good Morning

Fed Holds Steady During Economic Changes:

The Federal Reserve kept interest rates the same this week, pointing to continued uncertainty in the economy. Growth is expected to moderate, and there are early signs the job market is adjusting. Inflation remains slightly above expectations, so the Fed is staying focused on incoming data to guide its next steps.

Housing Supply and Demand:

Recent data shows about 1.8 million new households have formed each year over the past five years.
• New home construction has averaged only 1.45 million per year
• This ongoing gap continues to support home prices in many areas

What’s Coming Next:

Next week, we’ll get an update on the Personal Consumption Expenditures (PCE) Price Index — the Fed’s preferred inflation measure.

• A lower reading could increase the chances of future rate cuts
• Depending on the results, the Fed will continue to evaluate the timing of any potential changes

Current Market Conditions:

• Inventory remains low
• Buyer demand is steady but not rushed
• As mortgage rates trend downward, we’re seeing more activity and continued price support

I’ll continue to keep you informed as more data comes in and the market develops.

Next week's economic reports to watch:

Monday: None scheduled
Tuesday: Case Shiller HPI, FHFA HPI, New Home Sales, Consumer Confidence
Wednesday: Mortgage apps, Durable Goods Orders
Thursday: Initial Jobless Claims, Pending Home Sales
Friday: Personal Consumption Expenditures (PCE)
Mortgage rates fluctuate daily, sometimes even within the same day, based on economic conditions.

Stay informed as the market changes. If you have any questions, please reply to this email.

Have a great weekend!

02/16/2025

Hello, I have received the current rates from one of my preferred mortgage partners, which I have included below. With the expectation that 2025 and 2026 will be prime years for buying and listing, I am more than happy to address any inquiries you may have.
🏠
Hi Maria, I am providing a brief market and rate update prior to the weekend. Following a higher-than-anticipated CPI report on Wednesday, which led to increased rates, the market has exhibited a notable rebound with two consecutive days of improvement. The displayed rates represent national averages; however, our rates consistently surpass these averages across all products. Furthermore, our Non-QM product offerings, including Bank Statement, P&L, Asset Q, DSCR, etc., are among the best in the industry, featuring competitive rates comparable to Conv./FHA and minimal guidelines. These loan types have significantly expanded opportunities for buyers, resulting in increased closed escrows. I will be available throughout the weekend to address any questions or concerns. Enjoy Valentine's Day with your loved ones!
🙏 Cory Dressel CrossCountry Mortgage NMLS #213430