09/02/2026
Your 401(k) may be one of your largest financial assets — but does that mean you should use it to help buy a home? 🏡
For some buyers, accessing retirement funds may be an option. But before making that decision, it’s important to understand the potential trade-offs, including taxes, penalties, repayment requirements, and the long-term investment growth you could be giving up.
The right move depends on your specific situation.
Before touching your retirement savings, talk with your financial advisor, tax professional, retirement plan administrator, and lender so you understand your options and the potential impact.
Thinking about buying a home but not sure how to put the financial pieces together? That’s where I can help. Let’s look at your goals, your buying power, and the options available to you.
📲 Aaron Rivas | Broker Associate
Helping Families Buy and Sell with Confidence
Covina • San Gabriel Valley • Southern California
DRE #01456597
