Realtor Rajan Kandel

10/28/2024

🏡 𝙎𝙖𝙣 𝙁𝙧𝙖𝙣𝙘𝙞𝙨𝙘𝙤 Beauty 𝘾𝘼, Million Plus Deal !!!
💫 𝙋𝙚𝙣𝙙𝙞𝙣𝙜 - 𝘼 𝙊𝙣𝙚-𝙤𝙛-𝙖-𝙆𝙞𝙣𝙙 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮!

🌆 𝙋𝙧𝙞𝙢𝙚 𝙇𝙤𝙘𝙖𝙩𝙞𝙤𝙣: 𝙉𝙚𝙨𝙩𝙡𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙝𝙚𝙖𝙧𝙩 𝙤𝙛 𝙎𝙖𝙣 𝙁𝙧𝙖𝙣𝙘𝙞𝙨𝙘𝙤, 𝙩𝙝𝙞𝙨 𝙧𝙚𝙨𝙞𝙙𝙚𝙣𝙘𝙚 𝙤𝙛𝙛𝙚𝙧𝙨 𝙘𝙤𝙣𝙫𝙚𝙣𝙞𝙚𝙣𝙩 𝙖𝙘𝙘𝙚𝙨𝙨 𝙩𝙤 𝙘𝙞𝙩𝙮 𝙡𝙖𝙣𝙙𝙢𝙖𝙧𝙠𝙨, 𝙩𝙤𝙥 𝙙𝙞𝙣𝙞𝙣𝙜, 𝙖𝙣𝙙 𝙘𝙪𝙡𝙩𝙪𝙧𝙖𝙡 𝙝𝙤𝙩𝙨𝙥𝙤𝙩𝙨.

🛋️ 𝙇𝙪𝙭𝙪𝙧𝙞𝙤𝙪𝙨 𝙄𝙣𝙩𝙚𝙧𝙞𝙤𝙧: 𝙁𝙚𝙖𝙩𝙪𝙧𝙞𝙣𝙜 𝙖𝙣 𝙤𝙥𝙚𝙣 𝙛𝙡𝙤𝙤𝙧 𝙥𝙡𝙖𝙣, 𝙢𝙤𝙙𝙚𝙧𝙣 𝙛𝙞𝙣𝙞𝙨𝙝𝙚𝙨, 𝙖𝙣𝙙 𝙚𝙭𝙥𝙖𝙣𝙨𝙞𝙫𝙚 𝙬𝙞𝙣𝙙𝙤𝙬𝙨 𝙩𝙝𝙖𝙩 𝙛𝙡𝙤𝙤𝙙 𝙚𝙖𝙘𝙝 𝙧𝙤𝙤𝙢 𝙬𝙞𝙩𝙝 𝙣𝙖𝙩𝙪𝙧𝙖𝙡 𝙡𝙞𝙜𝙝𝙩. 𝙋𝙚𝙧𝙛𝙚𝙘𝙩 𝙛𝙤𝙧 𝙘𝙤𝙣𝙩𝙚𝙢𝙥𝙤𝙧𝙖𝙧𝙮 𝙡𝙞𝙫𝙞𝙣𝙜!

🛏️ 𝙎𝙥𝙖𝙘𝙞𝙤𝙪𝙨 𝙇𝙖𝙮𝙤𝙪𝙩: 𝘽𝙤𝙖𝙨𝙩𝙞𝙣𝙜 4 𝙗𝙚𝙙𝙧𝙤𝙤𝙢𝙨, 3 𝙗𝙖𝙩𝙝𝙧𝙤𝙤𝙢𝙨, 𝙖𝙣𝙙 𝙖 𝙜𝙚𝙣𝙚𝙧𝙤𝙪𝙨 𝙡𝙞𝙫𝙞𝙣𝙜 𝙨𝙥𝙖𝙘𝙚 𝙙𝙚𝙨𝙞𝙜𝙣𝙚𝙙 𝙛𝙤𝙧 𝙘𝙤𝙢𝙛𝙤𝙧𝙩 𝙖𝙣𝙙 𝙨𝙩𝙮𝙡𝙚.

🌳 𝙊𝙪𝙩𝙙𝙤𝙤𝙧 𝙊𝙖𝙨𝙞𝙨: 𝙄𝙣𝙘𝙡𝙪𝙙𝙚𝙨 𝙖 𝙥𝙧𝙞𝙫𝙖𝙩𝙚 𝙥𝙖𝙩𝙞𝙤 𝙖𝙣𝙙 𝙡𝙪𝙨𝙝 𝙜𝙖𝙧𝙙𝙚𝙣 𝙖𝙧𝙚𝙖, 𝙞𝙙𝙚𝙖𝙡 𝙛𝙤𝙧 𝙧𝙚𝙡𝙖𝙭𝙖𝙩𝙞𝙤𝙣 𝙤𝙧 𝙚𝙣𝙩𝙚𝙧𝙩𝙖𝙞𝙣𝙞𝙣𝙜.

🚗 𝘼𝙢𝙥𝙡𝙚 𝙋𝙖𝙧𝙠𝙞𝙣𝙜: 2-𝙘𝙖𝙧 𝙜𝙖𝙧𝙖𝙜𝙚 𝙬𝙞𝙩𝙝 𝙖𝙙𝙙𝙞𝙩𝙞𝙤𝙣𝙖𝙡 𝙨𝙩𝙧𝙚𝙚𝙩 𝙥𝙖𝙧𝙠𝙞𝙣𝙜 𝙛𝙤𝙧 𝙜𝙪𝙚𝙨𝙩𝙨.

🌞 𝙀𝙘𝙤-𝙁𝙧𝙞𝙚𝙣𝙙𝙡𝙮 𝙁𝙚𝙖𝙩𝙪𝙧𝙚𝙨: 𝙀𝙦𝙪𝙞𝙥𝙥𝙚𝙙 𝙬𝙞𝙩𝙝 𝙚𝙣𝙚𝙧𝙜𝙮-𝙚𝙛𝙛𝙞𝙘𝙞𝙚𝙣𝙩 𝙖𝙥𝙥𝙡𝙞𝙖𝙣𝙘𝙚𝙨, 𝙨𝙤𝙡𝙖𝙧 𝙥𝙖𝙣𝙚𝙡𝙨, 𝙖𝙣𝙙 𝙨𝙪𝙨𝙩𝙖𝙞𝙣𝙖𝙗𝙡𝙚 𝙗𝙪𝙞𝙡𝙙𝙞𝙣𝙜 𝙢𝙖𝙩𝙚𝙧𝙞𝙖𝙡𝙨.

💼 𝘾𝙤𝙣𝙫𝙚𝙣𝙞𝙚𝙣𝙩 𝘼𝙘𝙘𝙚𝙨𝙨: 𝘾𝙡𝙤𝙨𝙚 𝙥𝙧𝙤𝙭𝙞𝙢𝙞𝙩𝙮 𝙩𝙤 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙙𝙞𝙨𝙩𝙧𝙞𝙘𝙩𝙨, 𝙨𝙘𝙝𝙤𝙤𝙡𝙨, 𝙥𝙖𝙧𝙠𝙨, 𝙖𝙣𝙙 𝙥𝙪𝙗𝙡𝙞𝙘 𝙩𝙧𝙖𝙣𝙨𝙞𝙩—𝙥𝙚𝙧𝙛𝙚𝙘𝙩 𝙛𝙤𝙧 𝙘𝙤𝙢𝙢𝙪𝙩𝙚𝙧𝙨!

𝗙𝗲𝗲𝗹 𝗳𝗿𝗲𝗲 𝗶𝗳 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗼𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗼𝗿 𝘄𝗮𝗻𝘁𝘀 𝗳𝗿𝗲𝗲 𝗵𝗼𝗺𝗲 𝗼𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻, 𝘁𝗵𝗮𝗻𝗸 𝘆𝗼𝘂.
ʀᴀᴊᴀɴ ᴋᴀɴᴅᴇʟ, Ⓡⓔⓐⓛⓣⓞⓡ, 𝔻ℝ𝔼 #𝟘𝟚𝟙𝟞𝟠𝟞𝟘𝟜 𝔽𝔸𝕋ℍ𝕆𝕄 ℝ𝔼𝔸𝕃𝕋𝕐
𝖫𝗈𝖺𝗇 𝖮𝖿𝖿𝗂𝖼𝖾𝗋, ℕ𝕄𝕃𝕊 #𝟚𝟜𝟛𝟚𝟚𝟛𝟟 𝕃𝕆𝔸ℕ 𝔽𝔸ℂ𝕋𝕆ℝ𝕐
650-461-0062, realtorrajan.com

09/19/2024

💥💥💥𝐏𝐄𝐍𝐃𝐈𝐍𝐆 !! 𝐏𝐄𝐍𝐃𝐈𝐍𝐆!!𝐏𝐄𝐍𝐃𝐈𝐍𝐆!!💥💥💥
TRACY BEAUTY !!!!
🏠 ʙᴇᴀᴛ ᴍᴜʟᴛɪᴘʟᴇ ᴏꜰꜰᴇʀ !!
💵 ꜱᴛɪʟʟ ɢᴇᴛ ɪᴛ ʙᴇʟᴏᴡ ᴀꜱᴋɪɴɢ ᴘʀɪᴄᴇ !!!
🛏️ 3 ʙᴇᴅʀᴏᴏᴍꜱ, 🛁 2 ʙᴀᴛʜʀᴏᴏᴍꜱ
🌳 ꜱᴘᴀᴄɪᴏᴜꜱ ᴄᴏʀɴᴇʀ ʟᴏᴛ – 10,465 ꜱQ. ꜰᴛ. ꜰᴏʀ ᴇɴᴅʟᴇꜱꜱ ᴏᴜᴛᴅᴏᴏʀ ᴘᴏꜱꜱɪʙɪʟɪᴛɪᴇꜱ
🚗 ʙᴇᴀᴜᴛɪꜰᴜʟ ᴘᴀᴠᴇʀ ᴅʀɪᴠᴇᴡᴀʏ ᴀᴅᴅꜱ ᴛᴏ ᴄᴜʀʙ ᴀᴘᴘᴇᴀʟ
🔧 ʀᴇᴄᴇɴᴛ ᴜᴘɢʀᴀᴅᴇꜱ: ɴᴇᴡ ᴡᴀᴛᴇʀ ʜᴇᴀᴛᴇʀ (ᴀᴜɢ 2023), ʀᴏᴏꜰ (ᴜɴᴅᴇʀ 10 ʏᴇᴀʀꜱ ᴏʟᴅ), ʜᴠᴀᴄ (2016)
🍽️ ᴋɪᴛᴄʜᴇɴ ʀᴇɴᴏᴠᴀᴛᴇᴅ ɪɴ 2023: ɴᴇᴡ ᴄᴀʙɪɴᴇᴛꜱ, ᴅɪꜱʜᴡᴀꜱʜᴇʀ, ᴍɪᴄʀᴏᴡᴀᴠᴇ, ꜱɪɴᴋ, ʟɪɢʜᴛɪɴɢ, ɢʀᴀɴɪᴛᴇ ᴄᴏᴜɴᴛᴇʀᴛᴏᴘꜱ, ᴀɴᴅ ꜰʟᴏᴏʀꜱ
🖌️ ʙᴀᴛʜʀᴏᴏᴍꜱ ᴜᴘᴅᴀᴛᴇᴅ ɪɴ 2019: ᴘᴀɪɴᴛᴇᴅ ᴡɪᴛʜ ɴᴇᴡ ʟᴏᴡᴇʀ ᴄᴀʙɪɴᴇᴛꜱ
⚡ ᴇɴᴇʀɢʏ-ᴇꜰꜰɪᴄɪᴇɴᴛ ᴀɴᴅ ᴍᴏᴠᴇ-ɪɴ ʀᴇᴀᴅʏ!
🏠 ᴘᴇʀꜰᴇᴄᴛ ʙʟᴇɴᴅ ᴏꜰ ꜱᴛʏʟᴇ ᴀɴᴅ ᴘʀᴀᴄᴛɪᴄᴀʟɪᴛʏ !!

🚪🏡 Ready to Buy, Sell, or Invest in Real Estate?
𝗪𝗵𝗲𝘁𝗵𝗲𝗿 𝘆𝗼𝘂'𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁𝗶𝗮𝗹, 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹, 𝗼𝗿 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗹𝗼𝗮𝗻, 𝗜'𝘃𝗲 𝗴𝗼𝘁 𝘆𝗼𝘂 𝗰𝗼𝘃𝗲𝗿𝗲𝗱! 🎯
𝗬𝗼𝘂𝗿 𝗼𝗻𝗲-𝘀𝘁𝗼𝗽 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗳𝗼𝗿 𝗮𝗹𝗹 𝘆𝗼𝘂𝗿 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗻𝗲𝗲𝗱𝘀 𝗶𝘀 𝗷𝘂𝘀𝘁 𝗮 𝗰𝗮𝗹𝗹 𝗮𝘄𝗮𝘆! 📞
𝗟𝗲𝘁 𝗺𝗲 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗳𝗶𝗻𝗱 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺 𝗵𝗼𝗺𝗲, 𝘀𝗲𝗰𝘂𝗿𝗲 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁, 𝗼𝗿 𝘀𝗲𝗹𝗹 𝘄𝗶𝘁𝗵 𝘀𝘂𝗰𝗰𝗲𝘀𝘀. 💼✨
🏠 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗺𝗲 𝘁𝗼𝗱𝗮𝘆 𝗮𝗻𝗱 𝘁𝗮𝗸𝗲 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝘀𝘁𝗲𝗽 𝘁𝗼𝘄𝗮𝗿𝗱 𝗮𝗰𝗵𝗶𝗲𝘃𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗴𝗼𝗮𝗹𝘀! 🙌 650-461-0062
#𝗗𝗿𝗲𝗮𝗺𝗛𝗼𝗺𝗲 #𝗥𝗲𝗮𝗹𝗘𝘀𝘁𝗮𝘁𝗲𝗚𝗼𝗮𝗹𝘀 #𝗕𝘂𝘆𝗦𝗲𝗹𝗹𝗜𝗻𝘃𝗲𝘀𝘁 #𝗢𝗻𝗲𝗦𝘁𝗼𝗽𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻

𝗥𝗮𝗷𝗮𝗻 𝗞𝗮𝗻𝗱𝗲𝗹 𝗗𝗥𝗘 #𝟬𝟮𝟭𝟲𝟴𝟲𝟬𝟰, 𝗙𝗔𝗧𝗛𝗢𝗠 𝗥𝗘𝗔𝗟𝗧𝗬
𝗡𝗠𝗟𝗦 #𝟮𝟰𝟯𝟮𝟮𝟯𝟳 𝗟𝗢𝗔𝗡 𝗙𝗔𝗖𝗧𝗢𝗥𝗬

09/18/2024

🚨 Breaking News:

The Fed just announced a rate cut by 0.5 %! This could mean lower mortgage rates. 🏠 Are you thinking about refinancing? Let’s chat about how this could save you money. DM me for a free consultation!

Rajan Kandel , NMLS #2432237 Loan Factory!!!
650-461-0062

09/16/2024

𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬! 𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬! 𝐂𝐨𝐧𝐠𝐫𝐚𝐭𝐮𝐥𝐚𝐭𝐢𝐨𝐧𝐬! !!!

"𝐉𝐮𝐬𝐭 𝐜𝐥𝐨𝐬𝐞𝐝 𝐚 M𝐢𝐥𝐥𝐢𝐨𝐧-D𝐨𝐥𝐥𝐚𝐫 L𝐨𝐚𝐧! 🎉🏠

𝐓𝐡𝐞 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐰𝐚𝐬 𝐬𝐦𝐨𝐨𝐭𝐡, 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐭𝐞𝐚𝐦 𝐰𝐚𝐬 𝐢𝐧𝐜𝐫𝐞𝐝𝐢𝐛𝐥𝐞. 𝐌𝐲 𝐜𝐥𝐢𝐞𝐧𝐭 𝐠𝐞𝐭 𝐠𝐫𝐞𝐚𝐭 𝐬𝐞𝐫𝐯𝐢𝐜𝐞!!!

𝘙𝘦𝘢𝘥𝘺 𝘵𝘰 𝘵𝘶𝘳𝘯 𝘺𝘰𝘶𝘳 𝘥𝘳𝘦𝘢𝘮 𝘩𝘰𝘮𝘦 𝘪𝘯𝘵𝘰 𝘢 𝘳𝘦𝘢𝘭𝘪𝘵𝘺? 𝘞𝘩𝘦𝘵𝘩𝘦𝘳 𝘪𝘵’𝘴 𝘳𝘦𝘢𝘭 𝘦𝘴𝘵𝘢𝘵𝘦 𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴, 𝘸𝘦’𝘳𝘦 𝘩𝘦𝘳𝘦 𝘵𝘰 𝘩𝘦𝘭𝘱 𝘺𝘰𝘶 𝘢𝘤𝘩𝘪𝘦𝘷𝘦 𝘺𝘰𝘶𝘳 𝘨𝘰𝘢𝘭𝘴. 🏡💰

𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼𝗱𝗮𝘆, 𝗮𝗻𝗱 𝗹𝗲𝘁’𝘀 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺𝘀 𝗵𝗮𝗽𝗽𝗲𝗻! 💪✨"

𝗥𝗮𝗷𝗮𝗻 𝗞𝗮𝗻𝗱𝗲𝗹|𝗟𝗼𝗮𝗻 𝗢𝗳𝗳𝗶𝗰𝗲𝗿
𝗗𝗶𝗿𝗲𝗰𝘁 (𝟲𝟱𝟬) 𝟰𝟲𝟭-𝟬𝟬𝟲𝟮
𝗖𝗼𝗿𝗽𝗼𝗿𝗮𝘁𝗲 (𝟰𝟬𝟴) 𝟴𝟳𝟳-𝟴𝟬𝟬𝟬
𝟮𝟭𝟵𝟱 𝗧𝘂𝗹𝗹𝘆 𝗥𝗼𝗮𝗱, 𝗦𝗮𝗻 𝗝𝗼𝘀𝗲, 𝗖𝗔 𝟵𝟱𝟭𝟮𝟮
𝗡𝗠𝗟𝗦: #𝟮𝟰𝟯𝟮𝟮𝟯𝟳; 𝗖𝗢-𝗡𝗠𝗟𝗦: #𝟯𝟮𝟬𝟴𝟰𝟭
𝗵𝘁𝘁𝗽𝘀://𝘄𝘄𝘄.𝗹𝗼𝗮𝗻𝗳𝗮𝗰𝘁𝗼𝗿𝘆.𝗰𝗼𝗺/𝗿𝗮𝗷𝗮𝗻𝗸𝗮𝗻𝗱𝗲𝗹

09/16/2024

ℙ𝕣𝕠𝕥𝕖𝕔𝕥 𝕐𝕠𝕦𝕣 ℍ𝕠𝕞𝕖 𝕚𝕟 90 𝕊𝕖𝕔𝕠𝕟𝕕𝕤 !!!!

1. What is a Homestead Declaration?
It is a legal document recorded against your home which protects the equity in your property before a judgment attaches. You can only protect one property - your home.
​
2. What is the amount of equity I can protect?
It varies from County but the minimum is $300,000 and the current amount in Los Angeles County is around $700,000 of equity.
​
3. What is not protected with a Homestead Declaration?
Homestead Declaration does not apply to tax liens, domestic support obligations (child/spousal support), criminal restitution and foreclosure from your own home loan.

4. Can I sell or refinance my home if there is a Homestead Declaration? ​
Yes, of course. It is your home - you can sell or refinance anytime. Just make sure to record a new Homestead Declaration on your new home.
​
5. How long does the Homestead Declaration last?​
As long as you own the property or until you file and record a Withdrawal for Homestead Declaration and claim a new homestead on a new home.
​
6. What will I receive in the mail?​
The County Recorder will mail you back the original document back to you in the mail after a few weeks. Anytime someone checks the preliminary title of your home, the recorded Homestead Declaration will be visible there for everyone to see. It is a public document.

https://www.gorginianlaw.com/?fbclid=IwY2xjawFVYT5leHRuA2FlbQIxMAABHQvRIV8EDJTZOYSUn4-VCJ-PuXQ5GSjDZ0DKraMQoj_cxVrdnDD6HjKQmA_aem_sEAMpOmlZ0aUoVub-E9GdA

https://ceritypartners.com/insights/california-homeowners-exemption-vs-homestead-exemption-whats-the-difference/ #:~:text=Automatic%20Homestead%20vs.-,Declared%20Homestead,be%20touched%20by%20judgment%20creditors.

Bankruptcy Law Services: We Help People and Businsess Get a Fresh Start.

08/21/2024

"💡 With interest rates at 7% or higher it's time to act! Refinance now and lock in a better deal before the market shifts.

Don't wait—take control of your financial future today! 📉💸 "
Rajan Kandel Nmls #2432237, Loan Factory !!!

08/06/2024

There was already inspection of this house with renowned company. At the beginning, we thought we were not going to do inspection as they already have home inspection report.

When we were touring the home, we saw the HVAC System was kind of old but the disclosures saying it's old.There were some things need to be taken care of. So we decided, we will do our own inspection although there was already.

We did inspection on the very first day after we went on pending. We get the report same day and start negotiating with seller. We were able to get $6000 dollar less than what we have agreed on the our purchase prince.

Additionally, seller paying 3 years home warranty for all appliances including HVAC system so that my buyer can have peace of mind.
My priority is always my " CLIENT INTEREST FIRST, NO MATTER WHAT ".




Rajan Kandel, Fathom Realty Dre #02168604

08/04/2024

🏡 ᴏᴘᴇɴ ʜᴏᴜꜱᴇ ᴀʟᴇʀᴛ! 🌟

ꜱᴛᴇᴘ ɪɴᴛᴏ ʏᴏᴜʀ ᴅʀᴇᴀᴍ ʜᴏᴍᴇ ᴀᴛ 2804 ᴀᴄᴛɪᴏɴ ꜱᴛ, ʙᴇʀᴋᴇʟᴇʏ, ᴄᴀ 94702! ᴊᴏɪɴ ᴜꜱ ᴛᴏᴅᴀʏ ꜱᴜɴᴅᴀʏ, ᴀᴜɢᴜꜱᴛ 4ᴛʜ, ꜰʀᴏᴍ 1-4 ᴘᴍ ꜰᴏʀ ᴀɴ ᴇ𝔁ᴄʟᴜꜱɪᴠᴇ ᴛᴏᴜʀ ᴏꜰ ᴛʜɪꜱ ᴄʜᴀʀᴍɪɴɢ ᴘʀᴏᴘᴇʀᴛʏ.

ᴡʜᴇᴛʜᴇʀ ʏᴏᴜ’ʀᴇ ɪɴ ᴛʜᴇ ᴍᴀʀᴋᴇᴛ ᴏʀ ᴊᴜꜱᴛ ᴄᴜʀɪᴏᴜꜱ, ᴄᴏᴍᴇ ᴇxᴘʟᴏʀᴇ ᴇᴠᴇʀʏ ɴᴏᴏᴋ ᴀɴᴅ ᴄʀᴀɴɴʏ ᴏꜰ ᴛʜɪꜱ ʙᴇᴀᴜᴛɪꜰᴜʟ ꜱᴘᴀᴄᴇ. ᴅᴏɴ’ᴛ ᴍɪꜱꜱ ᴏᴜᴛ ᴏɴ ʏᴏᴜʀ ᴄʜᴀɴᴄᴇ ᴛᴏ ᴇɴᴠɪꜱɪᴏɴ ʏᴏᴜʀ ꜰᴜᴛᴜʀᴇ ʜᴇʀᴇ! ✨

ꜱᴇᴇ ʏᴏᴜ ᴛʜᴇʀᴇ! 👋

07/30/2024

Homebuyers: Here's What the NAR Settlement Means for You !!!
You will sign a written agreement with your agent before touring a home.
Before signing this agreement, you should ensure it reflects the terms you have negotiated with your agent and that you understand exactly what services and value will be provided, and for how much.

The buyer agreement must include four components concerning compensation:

A specific and conspicuous disclosure of the amount or rate of compensation the real estate agent will receive or how this amount will be determined.

Compensation that is objective (e.g., $0, X flat fee, X percent, X hourly rate)—and not open-ended (e.g., cannot be “buyer broker compensation shall be whatever the amount the seller is offering to the buyer”).

A term that prohibits the agent from receiving compensation for brokerage services from any source that exceeds the amount or rate agreed to in the agreement with the buyer; and,
A conspicuous statement that broker fees and commissions are fully negotiable and not set by law.

NAR’s recent settlement has led to several changes that benefit homebuyers. Agents who are REALTORS® are a trusted source of advice and stand ready to help you navigate your homebuying journey and make the choices that work best for you.

03/06/2024

Dream For All Pre-Registration !!
CalHFA is introducing a new reservation process for Phase 2 of the CalHFA Dream For All Shared Appreciation Loan Program to provide more time to access the program and ensure an equitable distribution of funds. CalHFA anticipates that demand for Dream For All Phase 2 will exceed available funding and will use a randomized selection process to issue DFA Vouchers to applicants.

Prospective homebuyers should start now to work with an approved lender to get your required documents ready to apply for a DFA Voucher through the pre-registration portal. Access to the portal, located at www.calhfa.ca.gov/dream, will open on Wednesday April 3, 2024 at 8am PDT, and will accept applications until 5 p.m. PDT on Monday April 29, 2024.
If your application is drawn and you receive a DFA Voucher, you will have 90 days to shop for a home, enter into a contract to purchase a home, and for the lender to reserve the loan through CalHFA’s Mortgage Access System (MAS).

If you are looking to apply for a Dream For All voucher, please contact one of our Approved Lenders, and check out our videos about the process, the difference between a First-time Homebuyer and a First-generation Homebuyer, and more!
https://www.calhfa.ca.gov/dream/?

The California Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs.

02/24/2024

Mortgage Credit Certificate (MCC): How It Can Help You Afford Your Mortgage Payments!!

An MCC is a federal income tax credit for lower-income borrowers typically reserved for first-time home buyers. When you receive an MCC, you can claim a dollar-for-dollar tax credit of up to $2,000 on the mortgage interest you paid on your home. You can claim the tax credit every year you’re a qualified homeowner, and there’s no lifetime cap on how much you can save.
The tax credit also allows you to reduce the amount you owe in federal taxes. An MCC is especially helpful if you pay a substantial amount of money in mortgage interest. If your interest payments are relatively low, an MCC won’t help as much.

01/22/2024

ᴘʀᴏɢʀᴀᴍ ᴅᴇᴛᴀɪʟꜱ ꜰᴏʀ ᴛʜᴇ ᴄᴀʟɪꜰᴏʀɴɪᴀ ᴅʀᴇᴀᴍ ꜰᴏʀ ᴀʟʟ ꜱʜᴀʀᴇᴅ ᴀᴘᴘʀᴇᴄɪᴀᴛɪᴏɴ ʟᴏᴀɴ ᴘʀᴏɢʀᴀᴍ ʜᴀᴠᴇ ʙᴇᴇɴ ʀᴇʟᴇᴀꜱᴇᴅ:
20% ᴅᴏᴡɴ ᴘᴀʏᴍᴇɴᴛ ᴀꜱꜱɪꜱᴛᴀɴᴄᴇ!
𝐀𝐥𝐥 𝐛𝐮𝐲𝐞𝐫𝐬 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐟𝐢𝐫𝐬𝐭 𝐭𝐢𝐦𝐞 𝐡𝐨𝐦𝐞𝐛𝐮𝐲𝐞𝐫𝐬
- 𝐎𝐧𝐞 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐚 𝐟𝐢𝐫𝐬𝐭 𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐨𝐧 𝐛𝐮𝐲𝐞𝐫 (𝐢.𝐞. 𝐩𝐚𝐫𝐞𝐧𝐭𝐬 𝐝𝐢𝐝𝐧’𝐭 𝐨𝐰𝐧 𝐛𝐞𝐟𝐨𝐫𝐞—𝐭𝐡𝐞𝐫𝐞 𝐚𝐫𝐞 𝐢𝐧𝐭𝐫𝐢𝐜𝐚𝐭𝐞 𝐞𝐱𝐜𝐞𝐩𝐭𝐢𝐨𝐧𝐬)
- $𝟏𝟓𝟎,𝟎𝟎𝟎 𝐦𝐚𝐱 𝐚𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞
- 𝐈𝐧𝐜𝐨𝐦𝐞 𝐥𝐢𝐦𝐢𝐭𝐬 𝐛𝐲 𝐜𝐨𝐮𝐧𝐭𝐲: 𝐒𝐚𝐧 𝐅𝐫𝐚𝐧𝐜𝐢𝐬𝐜𝐨 $𝟐𝟕𝟕 𝐊, $𝟐𝟑𝟒𝐤 𝐢𝐧 𝐀𝐥𝐚𝐦𝐞𝐝𝐚/𝐂𝐨𝐧𝐭𝐫𝐚 𝐂𝐨𝐬𝐭𝐚; $𝟏𝟕𝟖𝐤 𝐢𝐧 𝐒𝐨𝐥𝐚𝐧𝐨; 𝐎𝐫𝐚𝐧𝐠𝐞 $𝟐𝟎𝟐 K
- 𝟔𝟔𝟎+ 𝐅𝐈𝐂𝐎 𝐫𝐞𝐪𝐮𝐢𝐫𝐞𝐝
- Lottery System
-Pre Approval from Cal HFA approved lender.
𝕎𝕒𝕟𝕥 𝕥𝕠 𝕜𝕟𝕠𝕨 𝕞𝕠𝕣𝕖 𝕚𝕟 𝕕𝕖𝕥𝕒𝕚𝕝𝕤, 𝕔𝕒𝕝𝕝 𝕞𝕖 𝕒𝕥 𝟞𝟝𝟘-𝟜𝟞𝟙-𝟘𝟘𝟞𝟚
ʀᴀᴊᴀɴ ᴋᴀɴᴅᴇʟ
ᴅʀᴇ #02168604 ᴇxᴘʀᴇꜱꜱ ʀᴇᴀʟ ᴇꜱᴛᴀᴛᴇ
ɴᴍʟꜱ #2432237, ʟᴏᴀɴ ꜰᴀᴄᴛᴏʀʏ , 195 ᴛᴜʟʟʏ ʀᴅ, ꜱᴀɴ ᴊᴏꜱᴇ, ᴄᴀ 95122

CalHFA supports the needs of renters and homebuyers by providing financing and home loan programs that create safe, decent and affordable housing opportunities for low to moderate income Californians.