Carol Koffel

Carol Koffel Real Estate shelters you and is an investment strategy that works! Let's Connect. www.visionsofhomesf.com She applies this same creative vision to real estate.

Carol Koffel is a talented real estate agent with an impressive curiosity about the world around her with particular focus on interpersonal relationships. She is driven by an entrepreneurial spirit and her ability to guide her clients to make sound decisions stands out as a consistent service she offers to her diverse client base. Before delving into real estate four years ago, Carol had an extrao

rdinary series of careers as a fine artist, crafts person and designer. In 1991, she co-founded Gingko Design, an industrial design consultancy with prestigious clients that included Sony, HP and Apple; these major firms relied on Carol’s strategic branding, creativity, design and emotional finesse to help drive the success of their products. Carol develops close and honest relationships to guide clients thinking of, preparing to and negotiating their purchase or sale of property. Carol believes real estate is a sound investment and sees her role as dual advocate and counselor in the emotional, economic and design decisions to find the right property. Her extraordinary artistic eye and her natural desire to do right by her clients makes Carol a tour de force in real estate. Her success reflects her commitment. We are fortunate to her on our team and are grateful Carol is part of our
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04/08/2025

Discover Upper Noe! Vintage photos show neighbors working to improve relations then move to the neighborhood surrounding 481 Day Street. Reach out if you'd like a tour!

Discover Upper Noe Valley at 481 Day Street!
04/04/2025

Discover Upper Noe Valley at 481 Day Street!

Discover Upper Noe Valley! Ping me to request a pdf w/links for simply a delightful walking lifestyle from 481 Day Stree...
04/04/2025

Discover Upper Noe Valley! Ping me to request a pdf w/links for simply a delightful walking lifestyle from 481 Day Street.

Morning Beauty Drying Overnight
03/20/2025

Morning Beauty Drying Overnight

03/17/2025

Join Me at 481 Day Street, San Francisco; a tranquil sanctuary in Noe Valley.

I'm hosting the first Broker's tour on the 18th, twilight on the 20th, then Saturday and Sunday from 1:30 - 4pm.

Celebrate Time!
08/29/2024

Celebrate Time!

Celebrating the New Normal as a Realtor! I'm excited to be working under the new forms that have been created to guide R...
08/19/2024

Celebrating the New Normal as a Realtor!
I'm excited to be working under the new forms that have been created to guide Realtors in transparent conversations on the value I bring as a Realtor and the methods on how to compensate the work involved. Let's talk if you have questions. Carol

Happy New Year! Let's see beauty and feel safe in 2024.
01/06/2024

Happy New Year! Let's see beauty and feel safe in 2024.

Sunday morning walk out to Muir Beach via Green Gulch offered a rough vision for a seed nesting in a round surface form...
04/17/2023

Sunday morning walk out to Muir Beach via Green Gulch offered a rough vision for a seed nesting in a round surface formed by the Pacific ocean. Let's connect, Carol Koffel

Watching the Charts - Bonds Mojo Rising

The bond market reacts to news, and they also react to price history and technical signals. Right now, Mortgage-Backed Securities (MBS) are battling a tough ceiling of resistance, which is holding prices down and keeping rates from further improving. Take a look at the chart section below.
As prices go up rates go down and vice versa. For home loan rates to improve further, MBS must break through and remain above its 200-day moving average.
3.38%

The 10-year Note yield is currently at 3.38%, which is also near its lowest levels in 6 months. For it to move lower still, it needs to fall convincingly beneath 3.30%.

Bottom line: Home loan rates are near the best levels of the year. Spring is in the air and demand for housing is high and despite the lack of housing supply, opportunities exist.

https://www.msn.com/en-us/money/realestate/average-long-term-us-mortgage-rate-drops-a-5th-straight-week/ar-AA19PhPC

02/01/2023

Yes, the mainstream media news is dismal. Share in a bit of joy, before reading a bit on Untangling Interest Rate drivers. Enjoy Carol

Celebrate Our Climate
10/16/2022

Celebrate Our Climate

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