David Spencer Chase Lending Manager NMLS Id#1096080"

09/14/2026

Be all smiles when you get a purchase or refinance rate discount with Chase (through 10/4). Visit https://bit.ly/RateDiscount to learn more.

08/26/2026

🚀 As Chase continues to expand into new markets across the country, we’re revving up our hiring efforts to build a diverse, talented team ready to make an impact coast to coast. If you’re looking for a place where your career can grow and your work truly matters, this is your moment.

Join our team at Chase Home Lending and help guide clients on their journey to homeownership. Here, you’ll be more than a mortgage expert... you’ll be a trusted advisor, a mentor to your team and a champion for new and existing homeowners.

Ready to grow your career, make an impact and help more people find their next home? Let’s connect!

📲 Apply today and join a team that’s dedicated to your success — and the success of our communities: https://www.jpmorganchase.com/careers/explore-opportunities/home-lending

Hear firsthand why our Sales team chose Chase below and explore more Home Lending content at https://bit.ly/ChaseHLYouTube

08/26/2026

Agents, we’re here to help! Our goal is to make it easier for your clients to get a more affordable mortgage with the Chase DreaMaker℠ home loan. In addition to DreaMaker’s many benefits, we promise an on-time closing in as soon as three weeks for eligible products or they’ll get $5,000, if they qualify. Plus ask me about the Chase Homebuyer Grant℠ that can give them $2,500 or $5,000 toward buying a home in select areas.

Visit chase.com/AffordableLending or contact me today to talk about ways we can help your clients become homeowners — affordably. 🏡

07/27/2026

We’re so excited to announce that Chase has been ranked #1 in Customer Satisfaction among Mortgage Servicing Companies by JD Power – including most trusted and best at keeping customers informed and educated.

A mortgage is more than a product – it’s a home and everything that comes with it. Our customers aren't simply choosing a lender. They're choosing a partner throughout their homeownership journey. Through payments, escrow, hardship, natural disasters and life changes, we're dedicated to showing up for our customers every step of the way, all the way home.

07/07/2026

Co-buying may be a helpful alternative to a solo purchase for some buyers. While going in on a property with friends, family or a partner may alleviate some financial burdens and responsibilities of homeownership, it comes with its own unique considerations. Fortunately, with proper planning (both financial and interpersonal), buying a house with friends doesn’t have to be a scary feat — it might even be fun. 🔑🤝

Let's take a closer look at co-buying, exactly how it works and the pros and cons to consider: chase.com/personal/mortgage/education/finding-a-home/co-buying-a-house

06/12/2026

Whether you just bought your home, or you’ve been there for a while — nothing beats the feeling of having a place to call your own. This , take a moment to celebrate the ways that homeownership has enhanced your life. 😊🏘️

05/15/2026

Grateful to have been part of the launch of Ryan Serhant’s new San Francisco offices at the incredible The Avery penthouse.

A huge thank you to Ryan and the entire SERHANT. team for the warm hospitality and for bringing together such an amazing group of professionals. The only thing more impressive than the views was the collaboration and energy in the room.

Proud to represent JPMorgan Chase alongside Ann Sugai and Armen Vartanian as we continue building strong relationships throughout the Bay Area real estate community.

NMLS 1096080

Excited for what’s ahead.

The statements expressed do not reflect the views of JPMorgan Chase Bank, NA or any of its affiliates. This is for informational purposes and is not a recommendation or solicitation of any particular actions. JPMorgan Chase Bank, NA and its affiliates, are not liable for decisions made in reliance on information discussed.

04/27/2026

Deciding whether to rent or buy is a big financial decision. Taking an objective look at both options might help you make the right choice for your lifestyle.

Neither renting nor buying is better than the other, though one of them might be more suited to your specific needs. Here are some things to consider when renting and buying, and the pros and cons of each.

Read more: chase.com/personal/mortgage/education/financing-a-home/renting-vs-buying-house

04/17/2026

So you may be wondering: Should I consider refinancing?

Here’s when it does — and does not — make sense to refinance. Check out these top refinancing tips and tricks from 10 lending and mortgage experts: https://www.marketwatch.com/picks/more-homeowners-now-have-mortgage-rates-above-6-than-below-3-10-real-estate-pros-on-how-and-when-to-refinance-smartly-8958a2fe

Here’s how to refinance wisely

04/16/2026

Economic opportunity is built locally when people have the tools to thrive.

As part of the JPMorganChase American Dream Initiative, we’re scaling proven solutions that help people start and grow businesses, access affordable housing, build savings and credit, and prepare for in-demand jobs—while strengthening the local institutions that make it all possible.

Learn more:

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