06/12/2026
Mortgage rates are shifting and inflation may not be the biggest story anymore.
For a while, many expected multiple rate cuts in 2026.
Now? Markets are starting to price in the possibility that rates could stay higher for longer — or even move up.
What’s driving the shift?
📈 Strong labor data
⛽ Oil prices adding pressure
💰 Ongoing inflation concerns
So what does this mean for buyers and homeowners?
In places like the Bay Area, even small mortgage rate changes can have a meaningful impact on affordability and monthly payments.
But here’s the bigger takeaway:
Trying to perfectly time the market is difficult. Being informed and financially prepared often matters more.
Swipe through for a quick breakdown of what’s changing and why it matters.
What are your thoughts on where rates are headed? 👇
📩 Reach out for more details or similar opportunities
📞 Brian Garrett
📱 (415) 385-9410
📧 [email protected]