Realtor Tony Kazi

09/29/2025

I gained 536 followers in the past 90 days! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

05/09/2025

Looking to move forward in life without bringing chaos? Join Bhupendra Chaudhary who mastered the art how to integrate your genius into something remarkable for you. Come and join and get $25/- off!
https://fb.watch/zu55JtDPqc/?mibextid=wwXIfr

12/03/2024

Come and join the fun!! Mission San Jose Chamber of Commerce would like to invite your family and friends for The Tree Lighting in Mission San Jose on Saturday December 7th from 5 to 8 pm.
Address-43571 Mission Boulevard (Courtyard), Fremont CA 94539

Complimentary hot chocolate milk and coffee will be served.
Special appearance by Santa Claus and the Canyon Band will be playing.🎄🎄🎄

03/29/2024

Come and join us for the Arts Mosaic Street Fair. Welcoming all vendors to reserve their booth by simply clicking the link and submitting the form ASAP-

Vendors please send the form before 04/10/2024 for booths-

Vendor Form Link:https://www.msjchamber.org/_files/ugd/0ea81a_e9849d608b064e1aabc8794aee822db9.pdf

https://m.facebook.com/story.php?story_fbid=812396360917095&id=100064402164907&mibextid=cr9u03

A shoutout to all the artists and small businesses to reserve your booths today. We have few booths left and would like you to display your artwork and products in our Arts Mosaic Street Fair.
Please click the link to submit the form-

https://www.msjchamber.org/_files/ugd/0ea81a_e9849d608b064e1aabc8794aee822db9.pdf

01/26/2024

Let us remember our country’s golden heritage and salute our nation. Happy Republic Day!

11/23/2023

May your Thanksgiving be bountiful with reasons to be grateful.

08/22/2023

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages:
After years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause for concern.
Why ARMs Have Gained Popularity More Recently:
The graph uses data from the Mortgage Bankers Association (MBA) to show how the percentage of adjustable-rate mortgages has increased over the past few years:
Last year is when mortgage rates climbed dramatically. With higher borrowing costs, some homeowners decided to take out this type of loan because traditional borrowing costs were high, and an ARM gave them a lower rate.
Why Today’s ARMs Aren’t Like the Ones in 2008:
Back then, when a buyer got an ARM, banks and lenders didn’t require proof of their employment, assets, income, etc. Basically, people were getting loans that they shouldn’t have been awarded. This set many homeowners up for trouble because they couldn’t pay back the loans that they never had to qualify for in the first place.
This time around, lending standards are different. Banks and lenders learned from the crash, and now they verify income, assets, employment, and more.
Bottom Line
If you’re worried today’s adjustable-rate mortgages are like the ones from the housing crash, rest assured, things are different this time.
Looking to buy/sell your home or need loan? Call me today at 510-828-8435 and let me get you a great deal! Your Home, My Priority. www.tonykazi.com
Alliance Bay Realty
510-828-8435
Email: [email protected]
DRE #01369714

08/15/2023

May the glory of Independence Day be with us forever. Here's wishing you a very happy Independence Day!

07/19/2023

Where Will You Go If You Sell? Newly Built Homes Might Be the Answer:
Do you want to sell your house, but hesitate because you’re worried you won’t be able to find your next home in today’s market? New home construction is up and is becoming an increasingly significant part of the housing inventory.
That means when you go to put your house on the market this summer, considering newly built homes is crucial for expanding the options you’ll have for your next move.
Near-Record Percentage of New Home Inventory
Newly built homes today make up a near-record percentage of the total number of homes available for sale (see graph below):

In fact, as the data shows, newly built homes now make up 31% of the total for-sale inventory.
Why This Matters to You
Overall, the supply of homes for sale is still low. New-home construction has emerged as a game changer with increasing inventory. Not to mention, recent data shows it’s gaining even more momentum as more newly built homes are underway and will be coming to the market in the months ahead.
If you’re looking to make a move, a local real estate agent can help you sell your current house and explore newly built options in your area. They have the expertise you need to handle both sides of the process so you can move out of your current house and into your brand-new dream home.
Bottom Line
Now’s the time to sell your house and take advantage of the momentum that’s building in new home construction. Let’s connect so you have a guide throughout the selling and buying process. Together, we can make your transition to a newly built home a reality.

Let me help you to buy the home you want to buy! Looking to buy/sell your home? Call me today at 510-828-8435 and let me get you a great deal! Your Home, My Priority. www.tonykazi.com
Alliance Bay Realty
510-828-8435
Email: [email protected]
DRE #01369714

07/15/2023

Saving for a Down Payment? You can buy a home with no down payment too:
If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase.
According to NAR, the median down payment hasn’t been over 20% since 2005. In fact, the median down payment for all homebuyers today is only 14%. And it’s even lower for first-time homebuyers at just 6% (see graph below):
Learn About Options That Can Help You Toward Your Goal:

If you’re intimidated by your down payment, it may be because you believe you must put 20% down. That doesn’t necessarily have to be the case.
According to Down Payment Resource, there are over 2,000 homebuyer assistance programs in the U.S., and the majority are intended to help with down payments. That same resource goes on to say:
“You don’t have to be a first-time buyer. Over 38% of all programs are for repeat homebuyers who have owned a home in the last 3 years.”
Plus, there are even loan types, like FHA loans with down payments as low as 3.5% as well as options like VA loans and USDA loans with no down payment requirements for qualified applicants.
If you’re interested in learning more about down payment assistance programs, information is available through sites like Down Payment Resource. Then, partner with a trusted lender to learn what you qualify for on your homebuying journey.
Bottom Line:
Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect to start the conversation about your homebuying goals.

Let me help you to buy the home you want to buy! Looking to buy/sell your home? Call me today at 510-828-8435 and let me get you a great deal! Your Home, My Priority. www.tonykazi.com
Alliance Bay Realty
510-828-8435
Email: [email protected]
DRE #01369714

07/12/2023

Why the Median Home Price Is Meaningless in Today’s Market:
The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week. This monthly report provides information on the sales volume and price trend for previously owned homes. In the upcoming release, it’ll likely say home prices are down. This may feel a bit confusing, especially if you’ve been following along and seeing the blogs saying that home prices have bottomed out and turned a corner.
So, why will this likely say home prices are falling when so many other price reports say they’re going back up? It all depends on the methodology of each report. NAR reports on the median sales price, while some other sources use repeat sales prices. Here’s how those approaches differ.
The Challenge with the Median Sales Price Today:
As the quotes above say, the approaches can tell different stories. That’s why median price data (like EHS) may say prices are down, even though the vast majority of the repeat sales reports show prices are appreciating again.

In both cases, a nickel is still worth five cents and a dime is still worth 10 cents. The value of each coin didn’t change.
That’s why using the median home price as a gauge of what’s happening with home values isn’t worthwhile right now. Most people buy homes based on the monthly mortgage payment they can afford, not just the price of the house.
Bottom Line:
For a more in-depth understanding of home price trends and reports, let’s connect.

Let me help you to buy the home you want to buy! Looking to buy/sell your home? Call me today at 510-828-8435 and let me get you a great deal! Your Home, My Priority. www.tonykazi.com
Alliance Bay Realty
510-828-8435
Email: [email protected]
DRE #01369714