Morgan Real Estate & Financial

01/13/2026

📝2026 NEW conforming loan limit $832,750
-FHFA 再次提高了房利美和房地美抵押贷款的 2026 年Conforming贷款限额. 根据美国联邦住房金融局（FHFA），房利美和房地美在 2026 年抵押贷款的 conforming 最新限额：
Conforming Limit: $832,750Super Conforming/High Balance Limit: $1,249,125
https://singlefamily.fanniemae.com/originating-underwriting/loan-limits

01/30/2019

New 2019 LOW RATES in January:

Highlighting: JUMBO 5 yr ARM 3.25%

One lender droped jumbo program rate dramaticly today, JUMBO 5 yr ARM lower to 3.25% NO point NO cost.

Conforming Loan < 484,350
5-yr ARM, 3.75
7-yr ARM, 3.875
15-yr fixed, 3.625
20-yr fixed, 4.125
30-yr fixed, 4.125

Super Conforming Loan 484,350- 726,525
5-yr ARM, 3.25
7-yr ARM, 3.5
15-yr fixed, 3.875
20-yr fixed, 4.25
30-yr fixed, 4.25

Jumbo Loan > 726,525
5-yr ARM, 3.25
7-yr ARM, 3.5
15-yr fixed, 4.0
30-yr fixed, 4.25

Please call Lynn Meng at 408-416-8736 if interested or any question. Some limits might apply. Thank you.

Lynn Meng / Loan Officer NMLS #347004

For daily rates update, please check/save our company website: www.morganhomeloan.com

To contact Lynn Meng, please check website: http://www.lynnmeng.com

01/08/2019

Rate drop highlights: JUMBO 5 yr ARM 3.25%

One lender droped jumbo program rate dramaticly today, JUMBO 5 yr ARM lower to 3.25% NO point NO cost.

Conforming Loan < 484,350
5-yr ARM, 3.75
7-yr ARM, 3.875
15-yr fixed, 3.75
20-yr fixed, 4.125
30-yr fixed, 4.25

Super Conforming Loan 484,350- 726,525
5-yr ARM, 3.25
7-yr ARM, 3.5
15-yr fixed, 4.0
20-yr fixed, 4.25
30-yr fixed, 4.25

Jumbo Loan > 726,525
5-yr ARM, 3.25
7-yr ARM, 3.5
15-yr fixed, 4.0
30-yr fixed, 4.25

Please call Lynn Meng at 408-416-8736 if interested or any question. Some limits might apply. Thank you.

Lynn Meng / Loan Officer NMLS #347004

For daily rates update, please check/save our company website: www.morganhomeloan.com

To contact Lynn Meng, please check website: http://www.lynnmeng.com

Morgan Real Estate & Financial, Inc., Real Estate Listings and homes for sale, local information, free advice for home buyers and sellers.

11/28/2018

📝 2019年, conforming loan changes to $484,350; Super conforming /high-balance Loan changes to $726,525. Some lender starts to accept new registered loans with new limits

12/29/2017

📝 Beginning on July 1, 2017, the city of San Jose will charge a Business Tax of $195 per year for up to 2 properties that are rentals.
If you have more than 2 then you pay an additional tax. Each property owner must register with the city’s business tax department and then pay the annual tax.

Learn about the changes to the San Jose Business License Tax now requiring all landlords with rental properties to pay the tax - ASL CPAs - San Jose CPA.

12/02/2016

Fannie Mae and Freddie Mac Maximum Loan Limits will be changed in Year 2017:
Conforming loan limit: $424,100
High Balance&Super Conforming loan limit:$636,150
JUMBO: $636,150 above

01/13/2016

11/20/2015

2015 Thanking Giving company party

04/06/2015

2015 Morgan company Easter kids event

02/07/2014

Our company's flyer of "美国移民投资讲座" 4/2014 in Shanhai. If you have friends in China interest in this topic, welcome to contact Daniel to register and attend.