02/27/2026
It’s true that the San Jose area or the Silicon Valley has the most expensive homes in the U.S. and our cost of living is also the most expensive. Many people tell me if they didn’t buy a home years ago, they would not be able to buy a home today. The one thing you don’t want to do is wait and I know the best times to sell or buy as well as advising you if it’s best not to sell or not to buy at this time. Every client situation varies. I will only think of your best interests; I’m not focused on a quick sell to make money. My clients become my friends and they know every transaction is treated as if it was my personal real estate transaction.
The below article gives you a good idea of home prices but don’t let this scare you away from buying a home. Your first home doesn’t have to be your dream home and $2 million dollars doesn’t buy you a brand new mansion in the Silicon Valley or many places near the coast of California. Your first home is an investment and it will give you equity as prices continue to increase. You can later sell that first home and use that money towards another home if you were not entirely excited about the first home you bought, which may have been more of an investment rather than wasting money by renting your primary residence.
Also, I can help you find the most affordable homes based neighborhoods. My focus also isn’t finding you a home since the MLS is basically all over the Internet. My focus is advising you on that home, explaining every step of the process and negotiating on your behalf as well as representing your best interests. If you want to buy a home and you want to approach the sellers yourself even though you’re not an experienced realtor, then do not work with any realtor since you are jeopardizing the entire sale and the negotiation process as well as potentially creating a law suit for the agents involved.
I know when I see a deal and I know how to negotiate in a way that doesn’t turn off the seller and the listing agent. Often, the advertised price is also not the accurate value of the home and the seller typically has no intention of selling the home at that low, advertised price. That’s where I come in to gauge the situation and I know how to interact with the other party. You make the final decisions but you hired me to advise you but you still make the final decisions. After all, I have worked on both sides of transaction as the realtor representing the seller and I have worked as a realtor representing the buyer. I have over 22 years of experience so my input will make a difference.
Look at this article that says how much money Americans have to earn to buy a house in the U.S. Of course, the most expensive is the city of San Jose in California. It says that a home buyer who wants to live in San Jose must have an annual or yearly salary of $458,504 to buy the average house. This is where it’s helpful if you’re married and both spouses earn at least $200,000 each. The average price of a home in San Jose is almost $2 million. The article states the average price of a home in San Jose is $1,920,000. So, the monthly mortgage payment is $10,698 if it’s based on the average sales price of $1,920,000!
Like I said, don’t let this article scare you since every situation is different and I can set you up with the best loan officers who can give different loan options and I can guide you through this process as well as help you reach your goal to buy in the near future.
My cell phone is 831-236-9911.
https://www.visualcapitalist.com/mapped-salary-needed-to-buy-home-in-50-u-s-cities-2026/
