05/16/2026
THE WHEELER REVIEW May, 2026
FRONTLINE REAL ESTATE REPORT AFFECTING SILICON VALLEY
Published & Written By the Wheeler Team © Kay Wheeler, Editor
Award Winning Producers ~30 Year Track Record of Accountability
and Trust in Silicon Valley! Rick & Kay Wheeler, Mother/Son Family Team
"Instruct a wise man, and he will be wiser still!"
THE UPS & DOWNS OF THE “ALL CASH” HOME PURCHASE:
With an all cash purchase, a lot of money eggs are dropped into one basket that could prove risky. Cash is king—giving the buyer mega bargaining power. Cash removes the seller’s toothache of the financing contingency and generally results in a faster close of escrow. With high interest rates, it is tempting to roll the roulette wheel, and put a big nickel on one spot! But if the basket breaks, and the equity goes south—the investment is jeopardized—and possibly restricted liquidity of the buyer. Being “house poor” is not a good feeling. Alternatives include a hybrid compromise of putting a down payment of 40-70% on the purchase, obtaining a lower interest rate on a smaller mortgage, and retaining a sturdy cash “emergency” buffer. In either a cash or low mortgage purchase—also open a Home Equity Line of Credit (HELOC). Inflation can actually favor mortgage holders over time as future dollars become cheaper.
HIGHEST RISE IN GAS IN 30 YEARS JUST 1st TIER OF TOXIC FALL OUT FROM CURRENT GEOPOLITICAL CRISIS:
The pain at the gas tank in only the initial evidence of the Iran War fall out—the worst may be yet to come. A prolonged middle east conflict could result in inflation staying higher; shipping becoming more expensive; supply chains slowing down; imported goods costing more; consumers paying more for everyday items; businesses facing higher operating costs; higher interest rates reducing mortgage affordability; investors moving into “safe haven” assets; economic growth slowing while living costs remain high; critical, major industries facing increasing costs of operations. Current expert assessments generally describe the present situation as a “fragile stalemate” rather than a path toward comprehensive peace.
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IN REAL ESTATE, TRUST IS EVERYTHING --2% LISTING COMMISSION – FULL SERVICE!
Trust is everything! Don't settle for anything less than the best when it comes to your big investment in your real estate property.. Consult with “The Wheeler Team”--Rick and Kay Wheeler (Mother & Son Family Team) - for a smooth and successful transaction. We handle everything—from start to finish. Truthfully, we are legendary about our trouble free closings and tedious attention to every detail—resulting in a perfect 30 track record on no arbitration or litigation Your success is our number one goal and focus-- we are here to make your best plans become a successful reality. . With our successful real estate portfolio spanning three decades, you can trust our sterling knowledge and experience to navigate even the most complex transactions--specializing in a wide range of real estate services, including residential home properties, commercial office buildings, multi-units, hotels, rural farms and ranches, churches and nonprofits, commercial/residential developments, and sales of businesses. Guess what – we have been there and done that!
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