Julianna Gimelli Real Estate

11/20/2025

If you find a home you love and the math makes sense, getting ahead may be the best strategy.

A lot of buyers are stuck in “wait and see” mode right now.

08/10/2025

OPEN HOUSE | 1212 CARMEL ST SAN LUIS OBISPO
Sunday, August 10th from 10 AM to 2 PM

Located in the heart of Downtown San Luis Obispo
3 Beds | 4 Baths | 2,196 Sqft | Built in 2021
Listed for: $1,650,000

Julianna Gimelli Lic. #02056527 | Eighty20 Group
Listing Provided by: Farid Shahid & Walker Sotello

06/22/2025

New Listing in the Heart of San Luis Obispo!
📍 1022 Leff Street | Duplex | Zoned R3
I’m excited to bring this charming and income-producing duplex to market in one of SLO’s most desirable neighborhoods.
✨ Property Highlights:
– 1,316 total sqft / Each unit 638 sqft | .04 acre lot
– New roof, fresh paint, interior remodel & exterior upgrades
– R3 Zoning with potential for added development
– 3-car driveway
– Beautifully maintained with modern updates
📈 This property generates exceptional revenue and offers a profitable cap rate for the right investor. Inquire directly for financials and rental performance.
Perfect for investors or owner-occupants looking to house-hack with Airbnb, mid-term, or long-term rentals—all while enjoying a prime location near downtown, hiking trails, Edna Valley, Central Coast beaches, and Cal Poly.
💬 Interested in a private showing or more details? Let’s connect.
📩 [email protected]
📞 559.907.8158

08/26/2024

The "Homebuyer Protection Act of 2024" is designed to enhance transparency and protection for homebuyers, addressing issues that have historically put them at a disadvantage in the real estate market. The law standardizes buyer agreements with uniform contract templates that ensure fairness, requiring key terms to be clearly outlined. It increases transparency by mandating that sellers disclose known property defects and provide a certified home inspection report. The law also extends the due diligence period from 10 to 20 days for inspections and appraisals and allows 30 days for buyers to secure financing without risking their deposit. Additionally, buyers have the right to cancel within the due diligence period and receive a full refund without penalty. To protect against bidding wars, sellers are required to disclose multiple offers, ensuring a fair opportunity for all buyers. First-time homebuyers benefit from increased state-funded down payment assistance and must complete mandatory education programs to qualify.

The goal of this act is to create a more equitable and transparent home-buying process. If you have any questions about how this law affects you or need guidance on navigating these new regulations, feel free to contact me.

I'm here to help make your moving experience as smooth as possible.

03/22/2024

Hello, I wanted to provide an update on the NAR Lawsuit and clarify some of the news headlines circulating. Feel free to message me if you have any questions or need more information.

03/15/2024

02/21/2024

A great tool to compare what your monthly payment could be vs. renting!

Do you want to know how much home you can realistically afford? Use our home affordability calculator to determine the appropriate budget to set.

12/12/2023

I have phenomenal news for you.

Recently, a new mortgage guideline change has opened up an exciting opportunity allowing you to house hack.” With just $60,000, you can now purchase a $1.2 million multi-unit home. This allows you to rent out the other units in the property, making your monthly mortgage payment less than $2,000.

Let’s consider a real example: a $1.2 million four-unit home. Previously, you would have needed a 25% down payment ($300,000) for a conventional loan or a 30% down payment ($360,000) for an FHA loan. Now, you only need a 5% down payment, which is $60,000. Your estimated monthly mortgage payment will be approximately $9,800. By subtracting the rental income ($8,100) from your total housing expense ($9,800), you’re left with just under $2,000 a month.

Over the next 10 years, the central coast is projected to have an annual appreciation rate of 6%. Your $1.2 million dollar property will be worth $2,150,000.

If you’re thinking about investing - let’s connect.

10/23/2023

6 STEPS TO SELLING YOUR HOME

1. Curb Appeal: First impressions matter. Invest in some simple landscaping and exterior improvements to make your home stand out. A well-maintained yard, a fresh coat of paint, and tidy landscaping can go a long way.

2. Declutter and Depersonalize: Buyers need to envision themselves in your home. Clear away personal items, family photos, and excess clutter. A clean and neutral space is more appealing to potential buyers.

3. Make Necessary Repairs: Address any maintenance issues before listing your home. Leaky faucets, cracked tiles, and other minor repairs can deter buyers. A well-maintained home suggests it has been cared for, which can increase its perceived value.

4. Showings and Open Houses: Make your home available for showings and open houses. Ensure your home is clean. Staging can be a good option to leave a lasting impression and allow the user to vision themselves living in your home.

5. Negotiate Offers: Review offers carefully and be prepared to negotiate terms, including price, contingencies, and closing dates.

6. Closing the Deal: Once you've accepted an offer, we will work closely to ensure a smooth closing process. This includes inspections, appraisals, and paperwork.

Remember, selling a home is not just about the property itself but also about the emotions and aspirations of potential buyers. By following these tips, you'll be well on your way to a successful home sale.

Let's connect to begin your home selling journey!

10/19/2023

6 STEPS TO BUYING A HOME

1. Save for a down payment: Typically the average downpayment is 3.5%. Some loans require as little as 0% down! There are many down payment assistance programs available.

2. Get preapproved for a mortgage: Getting preapproved for a mortgage is a crucial piece of buying a house . It shows that a lender has done a preliminary review of your finances and is likely to loan you a certain amount to buy a home. It’s an important piece to provide to the sellers to show that you are a qualified buyer.

3. Start house hunting: Know what you absolutely must have in a home, and what kind of compromises you’re willing to make. As you start your search, have a solid understanding of how much space you’ll need.

4. Make an offer: I will will help you land on a reasonable offer.

5. Open escrow: Order the necessary inspections to do your due diligence as the buyer.

6. Receive your keys: Move in!

Let's connect to start your journey to being a home owner.