08/08/2026
A 3% mortgage rate might be one of the most valuable assets a homeowner has and most people don’t even think of it that way.
Selling your home doesn’t just mean selling the property. It also means walking away from financing you may never have access to again.
Before putting that home on the market, ask yourself:
• Could you keep it and rent it out instead?
• Could it become a long-term investment property?
• Does selling make sense if you’re trading a 3% mortgage for a 6–7% rate on your next home?
• What would that difference mean for your future buying power?
Sometimes selling isn’t automatically the best financial move.
Keeping the property and allowing that low interest rate to continue working in your favor could be the better long-term strategy.
In today’s market, that 3% mortgage might be almost as valuable as the house itself. 🏡
Thinking about selling in Southern California? Before you make a move, let’s look at the numbers and figure out what actually makes the most sense for you.
Kimberle Tillage
Realtor® | DRE # 01456920
eXp Realty
m: 626.380.7993
e: [email protected]
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