09/18/2026
I thought this was rather interesting, a real estate guru that I listen to was saying that just because the interest rate went up 1/4 is no reason to think that the mortgage rates will also go up. Everyone knew that the Feds were going to increase the rates, the stock market planned on it the economist knew it but what most people don't know is that the mortgage rates are driven by 10 yr treasury bonds. What will actually change the mortgage rates is AI. Everyone is talking about AI and if it takes off like they are predicting in the next 6-12 months that will put trillions of dollars into the economy. Remember the reason why the Feds increased the interest rate was to help the economy. If AI blows up then investors will start buying up investors will start buying up 10 year treasury bonds. Which ever direction AI goes, mortgage rats will drop. Something to keep an eye on!