Cristina Hale Realtor

Cristina Hale Realtor Diligently helping people with their real estate needs with integrity and respect.

I couldn't have said this better myself!
02/10/2023

I couldn't have said this better myself!

Hard to argue this logic!

Such a simple way to make your home more attractive to potential buyers...
02/08/2023

Such a simple way to make your home more attractive to potential buyers...

If you’re in a cold-weather climate, don’t let the winter blues bring down your listing’s curb appeal. These four tips can help. http://ow.ly/hLYp50MIvJ8

Housing is still in demand!
02/04/2023

Housing is still in demand!

A Lyon Street house that made for a very depressing segment on A&E’s ‘Hoarders’ just sold for $1.2 million ($500,000 over its asking price), even though it still very much looked and smelled like a house that had been featured on ‘Hoarders.’

So very true
01/23/2023

So very true

True story

Can’t wait for this beauty!  Look at this view.
01/23/2023

Can’t wait for this beauty! Look at this view.

01/10/2023

After almost three years of pandemic life, homeowners understand the significant value of having a yard. Here are 8 ideas for getting creative with outdoor space.

Although mortgage interest rates are higher than the unprecedented lows of the 2000’s, buyers should not wait to purchas...
01/05/2023

Although mortgage interest rates are higher than the unprecedented lows of the 2000’s, buyers should not wait to purchase a home now. If it is true that “History repeats itself”, interest rates may increase even more. Let’s take a quick look at history for a look into our possible future.

Freddie Mac began tracking mortgage rates in 1971. The 30-year rate was at an average of 7.29% to 7.73%. Rates began increasing in 1974 and continued increasing into the 1980’s to keep inflation in check. Rates reached double digits increasing as high as 18.45% in 1981. 1982 saw inflation come back to normal levels, however the rates continued in the double digits for most of the remainder of the decade as the Feds were trying to make up for the past inflation period. Interest rates dropped to single digits in the 1990’s and continued to drop to their lowest level ever in 2020 during the pandemic.

On December 14, 2022, the Federal Reserve announced that more interest rate hikes are in store for 2023 to help contain inflation. If history repeats itself, interest rates will have to bolster the past inflation. However, some economists are declaring that they see signs of inflation slowing down. So, what to do? I say, buy now, take advantage of the current interest rate and count your lucky stars if rates do go up. OR, buy now, get into the home you want, and if rates do decrease, refinance to take advantage of the new low rate. The idea is that you should buy when you are emotionally ready and find the home you want. It's what our parents did. Rates will do what they do. Everyone adjusts when the time is right. Don’t lose your dream home waiting for interest rates to reach a certain point. The perfect time to buy is now.

Call me. I will help.

01/04/2023
Happy New Year to all! To buyers that are still on the fence to purchase a home:  NOW IS THE TIME TO BUY!  Why, you ask?...
01/04/2023

Happy New Year to all! To buyers that are still on the fence to purchase a home: NOW IS THE TIME TO BUY! Why, you ask? Because the Spring craziness is around the corner. Historically Spring is the busiest time of year in Real Estate. Most home buyers want to be settled in before the Summer. Why wait until there is competition to look for and make an offer on a home? Do it now while the competition is much less than the expected Spring time activity.

Neither rain, nor sleet, nor snow...

Address

899 Northgate Drive, Suite 100
San Rafael, CA
94903

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14153026722

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