Matt Truesdell - NMLS 206791

Matt Truesdell - NMLS 206791 Strengthening families and communities through personalized financial solutions, experienced guidance, and award-winning service.

With 20+ years of experience, I help first-time homebuyers confidently navigate the mortgage process. Based at Pinnacle Home Loans, I’m your go-to Loan Originator with the expertise, tools, and heart to get you home. Whether you're buying your first house or growing your real estate business, let's connect and make it happen.

09/05/2026

I would love to hear your thoughts!

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys.

I would love to hear your thoughts!Why Buyers Shouldn't Overlook a Fall MoveOf course, every market moves a little diffe...
09/04/2026

I would love to hear your thoughts!

Why Buyers Shouldn't Overlook a Fall Move

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.

You've been waiting for something to change before you buy. It just might not be the thing you expected…

I would love to hear your thoughts!Everyone's been watching mortgage rates. But there's another trend buyers shouldn't o...
09/03/2026

I would love to hear your thoughts!

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.

I would love to hear your thoughts!You probably think as a general rule of thumb, brand new homes costs more than existi...
09/02/2026

I would love to hear your thoughts!

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.

I would love to hear your thoughts!Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.Affordability ...
09/01/2026

I would love to hear your thoughts!

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

I would love to hear your thoughts!Have you seen the headlines about using your 401(k) to cover a down payment?Tapping i...
08/31/2026

I would love to hear your thoughts!

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

I would love to hear your thoughts!Most Home Sales Close – Here’s How To Keep Yours on TrackMost home sales still close,...
08/30/2026

I would love to hear your thoughts!

Most Home Sales Close – Here’s How To Keep Yours on Track

Most home sales still close, and the biggest thing that could get in the way of yours is the one thing you can actually do something about.

With the right prep, your sale has every reason to make it to the finish. So, let’s connect and get your house sold.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

I would love to hear your thoughts!A lot of people are hoping for the same thing. Lower mortgage rates. Lower home price...
08/29/2026

I would love to hear your thoughts!

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.

I would love to hear your thoughts!Quick question: what's the one word you'd use to describe this year so far?For a lot ...
08/28/2026

I would love to hear your thoughts!

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or drop a comment below, and let's compare the market you walked away from to the one that's here now.

I would love to hear your thoughts!Sellers Are Cutting Prices To Meet Buyers Where They're AtRight now, sellers are flex...
08/27/2026

I would love to hear your thoughts!

Sellers Are Cutting Prices To Meet Buyers Where They're At

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

Address

1010 N. 500 E. , STE 101
North Salt Lake, UT
84054

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18013300677

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