Matt Truesdell - NMLS 206791

Matt Truesdell - NMLS 206791 Strengthening families and communities through personalized financial solutions, experienced guidance, and award-winning service.

With 20+ years of experience, I help first-time homebuyers confidently navigate the mortgage process. Based at Pinnacle Home Loans, I’m your go-to Loan Originator with the expertise, tools, and heart to get you home. Whether you're buying your first house or growing your real estate business, let's connect and make it happen.

I would love to hear your thoughts!Tempted to price your house high just to see what happens? You should know, overprice...
05/30/2026

I would love to hear your thoughts!

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.

I would love to hear your thoughts!The Truth About Affordability TodayYes, rates have been volatile, and global instabil...
05/29/2026

I would love to hear your thoughts!

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Let's be real with each other for a second about affordability.

05/29/2026

Even with fluctuating mortgage rates, factors like rising wages and stable home prices create opportunities for homebuyers today.

I would love to hear your thoughts!The Real Reason Some People Are Still Moving Right NowLife changes. Priorities shift....
05/28/2026

I would love to hear your thoughts!

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

I would love to hear your thoughts!You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it...
05/27/2026

I would love to hear your thoughts!

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

I would love to hear your thoughts!“What if I buy… and home prices go down?” It’s one of the biggest hold ups some buyer...
05/25/2026

I would love to hear your thoughts!

“What if I buy… and home prices go down?” It’s one of the biggest hold ups some buyers have right now.

And honestly, with everything in the news lately, it's easy to see where that's coming from.

No one wants to make a big financial decision at the wrong time.

But here’s the part buyers need to see.

When you look at home prices over the last several decades, data proves prices usually go up, not down.

Yes, there are a few dips in there. But they’re typically small and short-lived. So, while a few markets are seeing slight declines right now, the bigger trend is clear.

Over time, home prices almost always rise.

That’s why buying a home is generally considered a safe long-term investment (especially if you plan to live there for 5+ years).

So, try not to get too caught up in what might happen with home prices next month or next year. Focus on the bigger picture.

Want to talk through what prices are...

I would love to hear your thoughts!Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.Record mo...
05/24/2026

I would love to hear your thoughts!

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.

You may have seen the headlines lately about mortgage debt in America hitting a record high.

I would love to hear your thoughts!Now might be a smart time to look at newly built homes.  Builders are motivated to ke...
05/23/2026

I would love to hear your thoughts!

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.

I would love to hear your thoughts!Newly Built Home Prices Hit a 5-Year LowBuilder incentives and lower new home prices ...
05/22/2026

I would love to hear your thoughts!

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

I would love to hear your thoughts!Nearly 40% of potential sellers say they're planning to offer concessions this year –...
05/21/2026

I would love to hear your thoughts!

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.

Address

12647 Alcosta Boulevard STE 300
San Ramon, CA
94583

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18013300677

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