Carla Spaulding with Exp Realty DRE #02131159

Carla Spaulding with Exp Realty DRE #02131159 Serving the San Joaquin county and surrounding areas. Home buying and selling can be so stressful. Let me help you through the process. Schedule your appt today!

We offer virtual meetings, tours and consultations. https://calendly.com/carlaspaulding

06/22/2026

What was the most appreciated/useful closing gift you received from your agent after closing???

What was the worst one??

06/17/2026

šŸ“ˆ Mortgage Rates Tick Higher Following Today's Fed Meeting

If you've been watching interest rates closely, today's Federal Reserve meeting brought some important news.

While the Fed did not raise rates, mortgage rates moved higher after investors reacted to the Fed's updated economic outlook and comments from Chair Jerome Powell.

šŸ”¹ Federal officials now expect short-term rates to stay higher for longer through 2026 than previously projected.

šŸ”¹ This created uncertainty in the bond market, which directly impacts mortgage rates.

šŸ”¹ As a result, mortgage rates increased approximately 0.125%–0.25% from yesterday's levels.

šŸ” What does this mean for buyers and homeowners?

Mortgage rates don't move solely based on Fed decisions. They also respond to inflation data, economic reports, and investor confidence. While today's move isn't dramatic, it does signal that significant rate reductions may take longer than many had hoped.

If you're considering buying, selling, or refinancing, it's important to remember that timing the market perfectly is nearly impossible. The right move depends on your personal goals, finances, and housing needs—not just today's rate.

Have questions about how today's rate movement may impact your plans? Let's connect and discuss your options.

Carla Spaulding with Exp Realty DRE #02131159
(209)797-0772
(510)846-4802

Check out this newest listing located in the beautiful gated community of Diablo Grande in Patterson . Welcome to 9379 V...
06/16/2026

Check out this newest listing located in the beautiful gated community of Diablo Grande in Patterson .

Welcome to 9379 Vintner Cir !!

This property features:

3 šŸ›Œ
2.5 šŸ›€
1802 square feet !

The only rear neighbors you have, is nature!!!

To schedule your private tour, contact me today!!

Carla Spaulding
DRE 02131159
(510)846-4802
(209)797-0772

Lender says we are clear for take off! I mean ….clear to close!! What does that mean anyway??!The Lender and underwriter...
06/12/2026

Lender says we are clear for take off! I mean ….clear to close!! What does that mean anyway??!

The Lender and underwriter have reviewed all documents and have given their final approval to move forward for the purchase of the house. This means the buyers can’t finally get their signing appointments for their loan docs and close on theirļæ¼ new home.

Super excited for this amazing family!!! Let’s go!!!



Carla Spaulding
Exp Realty
Dre 02131159
510-846-4802
209-797-0772

Charging my car and eating dinner after meeting with a potential client who wanted some cash offers from our EXP Express...
05/27/2026

Charging my car and eating dinner after meeting with a potential client who wanted some cash offers from our EXP Express offers cash buyer platform! Let’s see if we can help them!

05/11/2026

Happy Mother’s Day 🌸

Today we celebrate the strength, love, sacrifice, and endless support that mothers bring into our lives every single day. Whether you’re a mom, grandmother, bonus mom, or someone who simply nurtures and cares for others — today is for you. šŸ’

Home is more than just a place… it’s the people who make it feel warm, safe, and loved. Thank you to all the incredible mothers who make every house a home. ā¤ļø

Wishing you a day filled with love, laughter, and beautiful memories.

— Carla Spaulding
REALTORĀ® | eXp Realty
Dre 02131159
ā€œLuxury Service at Every Price Pointā€

Address

2603 Camino Ramon Ste. 200
San Ramon, CA
94583

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