Xiomara Quintana

04/16/2024

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Ways To Use Your Tax Refund If You Want To Buy a Home

Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses?

While how much money you may get in a tax refund is going to vary, it can be encouraging to have a general idea of what’s possible.

But if you do get a refund, here are a few examples of how you can use it when buying a home. According to Freddie Mac:

• Saving for a down payment – One of the biggest barriers to homeownership is setting aside enough money for a down payment. You could reach your savings goal even faster by using your tax refund to help.
• Paying for closing costs – Closing costs cover some of the payments you’ll make at closing. They’re generally between 2% and 5% of the total...

Have you been saving up to buy a home this year?

04/15/2024

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The Perks of Downsizing When You Retire [INFOGRAPHIC]

If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. Smaller homes typically have lower energy and maintenance costs. Plus, you may have enough equity built up to fuel your move. If you're thinking about moving to a smaller home, let’s go over your goals and look at your options in our local market.

If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses.

04/12/2024

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An exciting trend is happening in housing.

New data shows the size of new homes is trending down.

That’s good news if you’ve been looking for a house that checks all your boxes and still fits your budget.

If you want to see what builders are doing in our area, let’s connect. You’ll want an agent to show you the latest and be your guide as you decide what’s right for you.

04/10/2024

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Thinking about buying a home?

Most people agree the key to a successful home purchase is having a pro to partner with.

That way you have someone by your side every step of the way.

Have questions about how I can help? Let’s set up a buyer consultation so we can walk through your goals together.

04/09/2024

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Reasons To Work with an Agent When Buying a Home

There are a lot of reasons to work with an agent when buying a home. Let’s connect to go over why this expertise is priceless.

04/08/2024

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Top 5 Reasons To Hire an Agent When Buying a Home [INFOGRAPHIC]

Hiring an agent when buying a home helps you understand the buying process and the local market. They’ll also go over contracts and fine print with you, so you understand what you're agreeing to. Plus, they're good at negotiating, making sure you get the best deal. Expert advice from a trusted real estate professional is priceless. Let’s connect today.

Hiring an agent when buying a home helps you understand the buying process and the local market.

04/05/2024

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Looking to buy a home? Don't navigate the process alone.

Here are the top 5 reasons why hiring an agent is a game-changer.

04/03/2024

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The Best Week To List Your House Is Almost Here

Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner.

A recent Realtor.com study looked at housing market trends over the past several years (with the exception of 2020, since it was an unusual year), and found the best week to put your house on the market this year is April 14-20.

Here’s why this matters for you. While the spring market is a great time to sell no matter the week, this may be the peak sweet spot. And if you’ve been putting your plans on the back burner and waiting for the right time to act, this could be the nudge you need to make your move happen.

But, if you want to get in on the action, you’ll need to move quickly and lean on the pros. Your local real estate agent is...

Are you thinking about making a move?

04/02/2024

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Outdoor Projects Can Boost Curb Appeal When You Sell [INFOGRAPHIC]

In real estate, a good first impression is key. If the outside of a house looks welcoming, more people will want to come in and see it. Your agent helps you by giving advice on what you may want to prioritize, finding easy fixes that make a big difference, knowing what buyers in your area like, and showing off your updates in your listing. DM me so you have expert advice on what'll have the biggest impact in our area.

In real estate, a good first impression is key. If the outside of a house looks welcoming, more people will want to come in and see it.

04/01/2024

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Still on the hunt for your dream home?

If you're having a hard time finding the right house or dealing with affordability issues, let's chat. Newly built homes might be the solution you've been searching for.

03/29/2024

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Want to sell your house for top dollar? Boosting curb appeal with small projects – without draining your wallet or time – can lead to big returns.

And now that it’s spring, it's the perfect time to focus on the exterior of your house.

Let’s connect so I can help you prioritize the updates that’ll give you the best bang for your buck in our local market.

03/27/2024

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What’s the Latest with Mortgage Rates?

Recent headlines may leave you wondering what’s next for mortgage rates. Maybe you’d previously heard there were going to be cuts this year that would bring rates down. That refers to the Federal Reserve (the Fed) and what they do to their Fed Funds Rate. While cutting, or lowering, the Fed Funds Rate doesn’t directly determine mortgage rates, it does tend to impact them. But when the Fed met last week, a cut didn’t happen — at least, not yet.

Mortgage Rates Are Still Expected To Drop This Year

While it hasn’t happened yet, that doesn’t mean it won’t. Even Jerome Powell, the Chairman of the Fed, says they still plan to make cuts this year, assuming inflation cools.

When this happens, history shows mortgage rates will likely follow. That means hope isn’t lost. As a recent article from Business Insider explains: “As...

Recent headlines may leave you wondering what’s next for mortgage rates.