Jada Jackson - Real Estate

Jada Jackson - Real Estate Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Jada Jackson - Real Estate, San Ramon, CA.

02/12/2024

Looking to buy or sell? Contact your #1 HOME Girl Today. 661.936.4077

07/22/2023

Don’t Time the market

Don’t obsess with trying to time the market, figuring out when is the best time to buy. Trying to anticipate the housing market is impossible. The best time to buy is when you find your perfect home and you can afford it. Real estate is cyclical, it goes up and it goes down and it goes back up again. So, if you try to wait for the perfect time, you’re probably going to miss out. Contact your #1 HOME girl today. 661.936.4077

07/20/2023

How do I know if it’s time to buy instead of rent?

To buy or to rent, that is the question! If you’re on the fence about whether to buy or rent a home, you’re not alone. It’s a big decision, and there are a lot of factors to consider.

So, let’s break it down and figure out if it’s time for you to take the plunge into homeownership

Affordability: Can you afford the upfront costs of buying, such as a down payment and closing costs?

Monthly expenses: Does the monthly cost of owning a home, including mortgage payments, insurance, property taxes, and maintenance, cost less than your current rent?

Location: Is the area you want to live in appreciating in value, or are home values expected to decline?
Lifestyle: Do you want the stability and long-term benefits of owning a home, or do you prefer the flexibility of renting?

Length of stay: Do you plan to stay in the same location for several years, or are you likely to move in the near future?

Evaluate these factors to determine if buying or renting is the best option for your current situation…Remember that home is where the heart is, so make it a place you love. ❤️🏡💰

Contact your #1 HOME girl today 661.936.4077

07/05/2023

Is my credit good enough to buy a home?

Ah, the age-old question: is my credit good enough to buy a home? Well, my friend, the answer is…it depends!

Your credit score is just one piece of the puzzle when it comes to buying a home, but it’s an important one. So, let’s dive into some key factors that lenders consider when determining whether you’re a good candidate for a home loan.

☑️ Credit score: Generally, a credit score of 620 or higher is considered “good” when it comes to buying a home.

☑️ Debt-to-income ratio: Lenders will also look at your debt-to-income ratio, which is the amount of debt you have compared to your income. A lower ratio is generally more favorable to lenders.

☑️ Employment history: Lenders want to see that you have a stable employment history, as this can indicate that you’ll be able to make your mortgage payments on time.

☑️ Down payment: While a good credit score is important, a larger down payment can also help offset any potential credit issues.

So…While your credit score is important, it’s just one piece of the puzzle. if you’re not quite there yet, don’t worry! Work on improving your debt-to-income ratio and maintaining stable employment, and you’ll be well on your way to achieving your dream of homeownership. 🏡💰💪.
Contact your #1 home girl today 661.936.4077

06/30/2023

Whether you want to get into flipping houses, become a landlord, or want to grow an Airbnb rental empire, there’re many ways to invest in real estate.

Here are just 5 reasons that make investing in real estate a good idea.

🗝 Great returns and opportunity to build capital: If the real estate you own increases in value over time, you can sell it for a solid profit.

🗝 Diversification of assets: Adding real estate to your investments boosts your diversification, which can protect you in times of economic turmoil, especially if you invest in stocks.

🗝 Long-term security: real estate is a long-term investment, meaning you can hold it for several years as you wait for it to appreciate and if you’re not living in it, you can rent it out for additional income in the meantime.

🗝 Tax benefits: you can deduct several expenses associated with owning an investment property, including your property taxes, mortgage interest, property management fees, property insurance, the costs of ongoing maintenance, the cost of repairs, and the money you pay to market your property to potential renters.

🗝 Passive income opportunities: leasing your property to a long-term renter requires less of your time and effort than short-term rentals, while providing you with a steady monthly income.

Ready to invest? DM me and let’s chat about what you have in mind!

Let’s gooo! Looking to buy or sell a home? 🏡 Contact your Home Girl. 😁
06/22/2023

Let’s gooo! Looking to buy or sell a home? 🏡 Contact your Home Girl. 😁

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San Ramon, CA

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